UFB Direct Airline Rewards Checking Info
May 17, 2015, 10:16 am
#91
FlyerTalk Evangelist
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,037
Hmm.
Certainly, our favorite bow-tied blogger posted about it as early as 2012:
http://millionmilesecrets.com/2012/1...es-debit-card/
And Internet Brands own Ingy had a post on it in 2013 (granted, by one of his minion bloggers):
http://www.frugaltravelguy.com/2013/...or-credit.html
I don't think recent publicity was the straw here.
Certainly, our favorite bow-tied blogger posted about it as early as 2012:
http://millionmilesecrets.com/2012/1...es-debit-card/
And Internet Brands own Ingy had a post on it in 2013 (granted, by one of his minion bloggers):
http://www.frugaltravelguy.com/2013/...or-credit.html
I don't think recent publicity was the straw here.
May 17, 2015, 11:19 pm
#92
Join Date: Jul 2011
Posts: 2,313
i've never received any notice in change of earning miles from the 1 mile for 2 dollars spent to 1 mile for 3 dollars spent. I see nothing on the UFB site about it, either. No spam message from UFB, and nothing in my UFB messages when I log in. Perhaps this does not apply to everyone?
May 17, 2015, 11:58 pm
#93
Join Date: Jan 2015
Posts: 1,112
i've never received any notice in change of earning miles from the 1 mile for 2 dollars spent to 1 mile for 3 dollars spent. I see nothing on the UFB site about it, either. No spam message from UFB, and nothing in my UFB messages when I log in. Perhaps this does not apply to everyone?
May 18, 2015, 12:53 am
#94
Join Date: Oct 2014
Posts: 503
Hmm.
Certainly, our favorite bow-tied blogger posted about it as early as 2012:
http://millionmilesecrets.com/2012/1...es-debit-card/
And Internet Brands own Ingy had a post on it in 2013 (granted, by one of his minion bloggers):
http://www.frugaltravelguy.com/2013/...or-credit.html
I don't think recent publicity was the straw here.
Certainly, our favorite bow-tied blogger posted about it as early as 2012:
http://millionmilesecrets.com/2012/1...es-debit-card/
And Internet Brands own Ingy had a post on it in 2013 (granted, by one of his minion bloggers):
http://www.frugaltravelguy.com/2013/...or-credit.html
I don't think recent publicity was the straw here.
May 29, 2015, 5:51 pm
#95
FlyerTalk Evangelist
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,037
Two notes:
1 - You should be absolutely jamming hard on your card right now. I'm not sure what date matters for the 2/1 ratio, but if it's initiation date of a charge, then you've got three days left.
2 - If any of you were tempted by the 1.25% savings rate over there, it's over. They're down to 0.70%. It's been coasting down. Not exactly a bait-and-switch, but close, in my book. Move your money somewhere better. I already did when UFB was somewhere in the 0.9% range.
1 - You should be absolutely jamming hard on your card right now. I'm not sure what date matters for the 2/1 ratio, but if it's initiation date of a charge, then you've got three days left.
2 - If any of you were tempted by the 1.25% savings rate over there, it's over. They're down to 0.70%. It's been coasting down. Not exactly a bait-and-switch, but close, in my book. Move your money somewhere better. I already did when UFB was somewhere in the 0.9% range.
May 29, 2015, 7:40 pm
#96
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Still a bit of a drug store cowboy deal at 1:3 if you can recycle plastic for paper. Not that you would get rich, but the net is positive until the Fed cranks the rates and banks pay you for holding money. 
Two notes:
1 - You should be absolutely jamming hard on your card right now. I'm not sure what date matters for the 2/1 ratio, but if it's initiation date of a charge, then you've got three days left.
2 - If any of you were tempted by the 1.25% savings rate over there, it's over. They're down to 0.70%. It's been coasting down. Not exactly a bait-and-switch, but close, in my book. Move your money somewhere better. I already did when UFB was somewhere in the 0.9% range.
1 - You should be absolutely jamming hard on your card right now. I'm not sure what date matters for the 2/1 ratio, but if it's initiation date of a charge, then you've got three days left.
2 - If any of you were tempted by the 1.25% savings rate over there, it's over. They're down to 0.70%. It's been coasting down. Not exactly a bait-and-switch, but close, in my book. Move your money somewhere better. I already did when UFB was somewhere in the 0.9% range.
May 29, 2015, 7:43 pm
#97
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
The community has indeed changed. The underground is growing and mum is the word on the new deals. MS is not dead, just getting more and more stealthy.
May 29, 2015, 7:58 pm
#98
Join Date: Jan 2015
Posts: 1,112
How are people getting funds into their accounts? The transfer tool limits me to $2000 per month, and I think that the mobile deposit option has a monthly limit as well (I think $10 000, but I can't remember). I don't really like using it anyways because of how horribly long it takes to clear checks.
One thing that I actually am looking forward to is the availability of reward miles within a month, as opposed to having to wait two months.
One thing that I actually am looking forward to is the availability of reward miles within a month, as opposed to having to wait two months.
Last edited by Phantom707; May 29, 2015 at 8:06 pm
May 29, 2015, 9:34 pm
#99
FlyerTalk Evangelist
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,037
How are people getting funds into their accounts? The transfer tool limits me to $2000 per month, and I think that the mobile deposit option has a monthly limit as well (I think $10 000, but I can't remember). I don't really like using it anyways because of how horribly long it takes to clear checks.
One thing that I actually am looking forward to is the availability of reward miles within a month, as opposed to having to wait two months.
One thing that I actually am looking forward to is the availability of reward miles within a month, as opposed to having to wait two months.
May 30, 2015, 1:32 pm
#101
Join Date: May 2015
Posts: 441
Collusion, unlikely. More like monkey see monkey do.
May 31, 2015, 7:37 pm
#102
Join Date: Jul 2005
Location: Chicago, IL
Programs: AA EP; WN CP;UA SILVER; MARRIOTT TITANIUM; HH DIAMOND; IHG PLAT; RADISSON PLAT; HYATT GLOBAL
Posts: 1,938
Jun 1, 2015, 10:24 am
#103
Join Date: Aug 2013
Posts: 1,710
Or they all came to the conclusion that the numbers were just not working out. I suspect these programs were never very profitable to the banks and when folks started MSing them real hard they started losing lots of money and killed/scaled back the programs. It really isn't all that surprising.
Jun 1, 2015, 1:51 pm
#104
Join Date: Jul 2006
Posts: 333
Or they all came to the conclusion that the numbers were just not working out. I suspect these programs were never very profitable to the banks and when folks started MSing them real hard they started losing lots of money and killed/scaled back the programs. It really isn't all that surprising.