Jan 10, 2015, 10:22 pm
Last edit by: ChrisFlyer66
This is the 2015 Master thread for the "All Things Paypal" thread.
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Paypal MyCash $500 daily load limit resets after 12:00am EST
UPDATE: Reports are that it now resets at 3:00 AM EST (12:00 AM PST)
Paypal MyCash $4000 per calendar month load limit resets after 3:00am EST
An additional $4000 per month can be loaded using Greendot Moneypaks. See the Moneypak thread for issues with these. Limit purchases to no more than 2 x $500 at a time.
To get a live PayPal MyCash representative, call 1-855-721-5035, press 1 to all the voice prompts until it asks you for your PIN, and then press 0#, 0#, and 0#.
If you are getting error code 26 when loading MyCash to your account:1.Login to Paypal on a computer, not phone
2.Go to settings (it is the gear)
3.Choose selling tools on the left
4.Scroll down to: Block payments -- Limit payments, add instructions, and more -- and choose update
5.On the page "Payment Receiving Preferences" select the first radio button, "For the items not sold on eBay, Only allow payments from the users with confirmed address."
6.Be sure that NO is chosen
7.Save and you are done
Activity Leading to Shutdown
- $1-2k PPMC Loads, Serve Withdrawls and some small Debit card transactions
- $4k/month PPMC loads to accounts A/B/C, let fund sit for a few days, transfer all to account D, let funds sit for a few says, ACH full $12k. Account D also used for normal (but infrequent) PP activity. Continued for about 6 months until received warning emails on all 4 accounts.
Buying/Reloading My Cash Cards
https://www.paypal-cash.com/where_to_buy.html
Stores Hard Coded Against Credit Reloads (Reusing Cards):
Family Dollar
Dollar General
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Paypal MyCash $500 daily load limit resets after 12:00am EST
UPDATE: Reports are that it now resets at 3:00 AM EST (12:00 AM PST)
Paypal MyCash $4000 per calendar month load limit resets after 3:00am EST
An additional $4000 per month can be loaded using Greendot Moneypaks. See the Moneypak thread for issues with these. Limit purchases to no more than 2 x $500 at a time.
To get a live PayPal MyCash representative, call 1-855-721-5035, press 1 to all the voice prompts until it asks you for your PIN, and then press 0#, 0#, and 0#.
If you are getting error code 26 when loading MyCash to your account:1.Login to Paypal on a computer, not phone
2.Go to settings (it is the gear)
3.Choose selling tools on the left
4.Scroll down to: Block payments -- Limit payments, add instructions, and more -- and choose update
5.On the page "Payment Receiving Preferences" select the first radio button, "For the items not sold on eBay, Only allow payments from the users with confirmed address."
6.Be sure that NO is chosen
7.Save and you are done
Activity Leading to Shutdown
- $1-2k PPMC Loads, Serve Withdrawls and some small Debit card transactions
- $4k/month PPMC loads to accounts A/B/C, let fund sit for a few days, transfer all to account D, let funds sit for a few says, ACH full $12k. Account D also used for normal (but infrequent) PP activity. Continued for about 6 months until received warning emails on all 4 accounts.
Buying/Reloading My Cash Cards
https://www.paypal-cash.com/where_to_buy.html
Stores Hard Coded Against Credit Reloads (Reusing Cards):
Family Dollar
Dollar General
All things PAYPAL [2015 Master Thread]
Jul 28, 2015, 9:53 am
#916
Join Date: Jul 2014
Posts: 3,688
If one gets 5% on their MCs, this is better than paying SMGCs with other non bonus cards.
Jul 28, 2015, 5:23 pm
#917
Join Date: Aug 2013
Posts: 415
Got a second warning. Until I got my first, I'd been using the card for regular spend and Serve/RedCard online debit loads. After the warning I started strictly doing regular spend. Occasionally I will use the card for debit and take cash back. I wonder if that's what prompted it. Mamibear I believe you stated before that you called them and got them to tell you that you should never have been warned. What number did you use? I'd like to call them to get clarification myself. I don't see how getting cash back every so often could be problematic.
ETA: Interestingly enough, this message was signed by "Troy." The first message wasn't signed by anyone.
ETA: Interestingly enough, this message was signed by "Troy." The first message wasn't signed by anyone.
Jul 28, 2015, 5:29 pm
#918
Join Date: Jul 2014
Posts: 3,688
Got a second warning. Until I got my first, I'd been using the card for regular spend and Serve/RedCard online debit loads. After the warning I started strictly doing regular spend. Occasionally I will use the card for debit and take cash back. I wonder if that's what prompted it. Mamibear I believe you stated before that you called them and got them to tell you that you should never have been warned. What number did you use? I'd like to call them to get clarification myself. I don't see how getting cash back every so often could be problematic.
Jul 28, 2015, 6:14 pm
#919
Join Date: Aug 2013
Posts: 415
It wasn't me that called but DH because he is using MCs to pay for his EMC outstanding balance, which according to their T&C is allowed as mode of payment. He called them using the number under contact us and he was referred to compliance department. After they checked his account and saw that his MCs were being used to pay his EMC CC, they cleared him and even sent an email that MCs were approved for paying EMC CC.
Jul 29, 2015, 12:31 pm
#920
Join Date: Nov 2014
Posts: 50
PayPal limited both my wife's and my accounts on Wed. We had done some Bluebird loads with PayPal Business Debit cards -- but stopped when we both got warning letters in late 2014. Since then only retail spend on PayPal Extras MasterCard with payments via our PayPal accounts. Virtually all funding of the PayPal acccounts was via MyCash. Typically about $2K-$4K a month each.
I really figured we were safe with such retail spending. I guess not. I still have $600 in one of the PayPal accounts that PayPal wants to hold on to for 180 days.
I really figured we were safe with such retail spending. I guess not. I still have $600 in one of the PayPal accounts that PayPal wants to hold on to for 180 days.
Jul 30, 2015, 8:54 am
#922
Join Date: Jul 2015
Posts: 4
Paypal Prepaid Card
I'm sure I'm way behind on this, but was curious if you can purchase the Paypal prepaid card, and then load it with your paypal account (linked with your CC)?
I'm sure this would have been picked up by you guys already so I guess I'm curious why this wouldn't work?
Make instant transfers from your PayPal account to your Card Account.
Jul 30, 2015, 9:05 am
#923
Join Date: Jan 2015
Location: DEN
Programs: WN A-list CP, IHG plat, Hyatt plat, United Silver, Hilton Gold
Posts: 153
paypal shuts a lot of people down and holds their money for 6 months
Jul 30, 2015, 11:21 pm
#925
Join Date: Apr 2015
Posts: 116
It all depends on how you define MS.
I was replying to another longtime PayPal member that wasn't looking to MS (IMO), he just wanted to pay his rent this way. I thought my experience was comparable, sorry that you apparently did not.
Jul 31, 2015, 11:23 am
#926
Join Date: Jun 2015
Location: USA
Posts: 139
One way of loading the prepaid card is using your PP balance. Why would you be shut down for doing that, assuming you're not doing $4k each month?
Last edited by dothemath; Jul 31, 2015 at 11:29 am
Aug 3, 2015, 12:21 am
#927
Join Date: Sep 2012
Location: SFO, HKG
Programs: UA MM 1K, CX G, AS MVP Gold, Hilton Diamond, IC Plat, Marriott TTN
Posts: 154
MyCash Fraud - Funds Gone when I tried to load
Questions, couldn't find much info in the forum. Has anyone experienced buying a MyCash card, then trying to load into your PP account sometime later (in my case 5 weeks as bought a bunch to meet minimum spend) and then the funds were drained already by someone else? PP giving run around and tried talking up with Walgreens and they said to go back to PP. Next step talk to cc company? Police report?
any advice appreciated!
any advice appreciated!
Aug 3, 2015, 6:08 am
#928
Join Date: Jul 2014
Posts: 3,688
Questions, couldn't find much info in the forum. Has anyone experienced buying a MyCash card, then trying to load into your PP account sometime later (in my case 5 weeks as bought a bunch to meet minimum spend) and then the funds were drained already by someone else? PP giving run around and tried talking up with Walgreens and they said to go back to PP. Next step talk to cc company? Police report?
any advice appreciated!
any advice appreciated!
if PP gives you the runaround, go to CFPB to file a complaint with your receipts as proof of purchase and dates you tried to load them to your PP account(s).If they ask for a copy of police report, send them a scan. If you don't have the receipts anymore, you can go back to WAG to ask for an electronic journal report(this is what their duplicate receipts are called). as long as you know the approx time and date of purchase, they can make a copy for you.
Good luck!
Aug 3, 2015, 9:13 am
#929
Join Date: Sep 2012
Location: SFO, HKG
Programs: UA MM 1K, CX G, AS MVP Gold, Hilton Diamond, IC Plat, Marriott TTN
Posts: 154
Thanks for the advice. As expected....PP are being d*cks by saying I "willingly" gave up the PIN and was apparently "scammed" into giving the PIN up to someone else so they denied my case. Police report it is...then CFPB and BBB here we come!
when I buy MCs from WAG, cashiers always say these are non refundable blah blah blah. that means that should there be any problem, you deal with PPal, not them. in your case, it won't hurt to file a police report and then go back to PP with all your receipts as proof you're the buyer of the MCs. Since there are unique PINs, they can easily trace the PP accounts funds were loaded to. Do not accept BS if they say they can't do that because these MCs are unlike VGCs that can be directly swiped at POS by thieves to go on a shopping spree without their information attached to it. MCs are traceable and can be clawed back from accounts they were loaded to if they are found to be stolen. But that is up to PPal if they want to claw it back but still, you should be made whole.
if PP gives you the runaround, go to CFPB to file a complaint with your receipts as proof of purchase and dates you tried to load them to your PP account(s).If they ask for a copy of police report, send them a scan. If you don't have the receipts anymore, you can go back to WAG to ask for an electronic journal report(this is what their duplicate receipts are called). as long as you know the approx time and date of purchase, they can make a copy for you.
Good luck!
if PP gives you the runaround, go to CFPB to file a complaint with your receipts as proof of purchase and dates you tried to load them to your PP account(s).If they ask for a copy of police report, send them a scan. If you don't have the receipts anymore, you can go back to WAG to ask for an electronic journal report(this is what their duplicate receipts are called). as long as you know the approx time and date of purchase, they can make a copy for you.
Good luck!
Aug 5, 2015, 8:53 am
#930
Join Date: Jan 2014
Posts: 148
ok, so i promised an update and here it is:
1. calling the 866 activation number requires the same information as doing it on the website (dob, ssn) in order to activate/set the pin, so you might as well use a pre-fill form on your browser instead of dictating all this crap to human.
2. paypal will mail you a "permanent" card for every temp that you register, they apparently will do this indefinitely. you don't have to activate it and can keep buying the one use temp cards (unlike with vanilla one temp/permanent cards which you can only have 3 for life per ssn).
so, if you're not too adverse of giving your info to paypal i still think this is a huge opportunity of getting 3x points for 4.95$ fee...
1. calling the 866 activation number requires the same information as doing it on the website (dob, ssn) in order to activate/set the pin, so you might as well use a pre-fill form on your browser instead of dictating all this crap to human.
2. paypal will mail you a "permanent" card for every temp that you register, they apparently will do this indefinitely. you don't have to activate it and can keep buying the one use temp cards (unlike with vanilla one temp/permanent cards which you can only have 3 for life per ssn).
so, if you're not too adverse of giving your info to paypal i still think this is a huge opportunity of getting 3x points for 4.95$ fee...