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Wells Fargo Platinum 5X Grocery-Gas-Drugstores(2014-2015)

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Old Jan 5, 2016, 9:49 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: Father-of-3
Churnable to get repeated 5x rewards?

Not possible
http://www.flyertalk.com/forum/22871522-post710.html


How to pay down CL quickly?
Use WF account to pay

Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on bestiality activities.

To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.

To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.

What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)

Automated response number: 800-446-0664
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Wells Fargo Platinum 5X Grocery-Gas-Drugstores(2014-2015)

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Old Dec 4, 2014, 1:29 pm
  #46  
 
Join Date: Aug 2014
Location: Dallas
Programs: AA, Southwest
Posts: 175
Originally Posted by MaxVO
I got the bad news in the mail today, concerning the revised terms of the reward program. Besides the GC exclusion, it's full of other nasty surprises including account closure triggers, point forfeiture, and taxability of rewards. By the way, the online T&C version is still the old one dated 2013.
Well its only 6 months for good MS. Let's churn and burn.
XtraPerks is offline  
Old Dec 4, 2014, 4:09 pm
  #47  
 
Join Date: Feb 2014
Posts: 825
Originally Posted by exarkun
I just got a new card in the mail yesterday and didn't see any of this. I'll look closer when I get home.
The terms I received with the new card are effective September 2013 and the addendum for the cash back visa signature have no mention of gift card purchases.
exarkun is offline  
Old Dec 4, 2014, 4:21 pm
  #48  
 
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
Originally Posted by MaxVO
I got the bad news in the mail today, concerning the revised terms of the reward program. Besides the GC exclusion, it's full of other nasty surprises including account closure triggers, point forfeiture, and taxability of rewards. By the way, the online T&C version is still the old one dated 2013.
Can't wait to read my mail. When do all these go into effect? January 15th?
littlewinglet is offline  
Old Dec 4, 2014, 5:18 pm
  #49  
 
Join Date: Feb 2012
Posts: 4,477
Originally Posted by littlewinglet
Can't wait to read my mail. When do all these go into effect? January 15th?
Yes, all changes are effective January 15, 2015.
I might scan my flyer (it's 12 small pages) when I have some free time, in case folks want to see it and don't want to wait for their mail.
MaxVO is offline  
Old Dec 4, 2014, 5:35 pm
  #50  
 
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
Originally Posted by MaxVO
Yes, all changes are effective January 15, 2015.
I might scan my flyer (it's 12 small pages) when I have some free time, in case folks want to see it and don't want to wait for their mail.
I think it's the same flyer that's available online. I was notified of it with my last statement email.
littlewinglet is offline  
Old Dec 4, 2014, 6:10 pm
  #51  
 
Join Date: Feb 2012
Posts: 4,477
Originally Posted by littlewinglet
I think it's the same flyer that's available online. I was notified of it with my last statement email.
Please post the URL then.
MaxVO is offline  
Old Dec 4, 2014, 7:09 pm
  #52  
 
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
Originally Posted by MaxVO
Please post the URL then.
It wasn't a link, but a notice to log into my account and under the
"Statements and Documents" tab, on the far right there's a section of "Important Documents"....with a link to rewards changes. It's 4 pages of all the changes you mention.
littlewinglet is offline  
Old Dec 4, 2014, 8:08 pm
  #53  
 
Join Date: Feb 2012
Posts: 4,477
Originally Posted by littlewinglet
It wasn't a link, but a notice to log into my account and under the
"Statements and Documents" tab, on the far right there's a section of "Important Documents"....with a link to rewards changes. It's 4 pages of all the changes you mention.
Yes, it's the same document!
One must be a current account holder to access it.
MaxVO is offline  
Old Dec 4, 2014, 9:21 pm
  #54  
 
Join Date: Oct 2012
Posts: 225
I hope this won't affect redcad loads if it's still avaialble in Jan.
mensday is offline  
Old Dec 4, 2014, 9:37 pm
  #55  
 
Join Date: Feb 2014
Posts: 825
Originally Posted by littlewinglet
It wasn't a link, but a notice to log into my account and under the
"Statements and Documents" tab, on the far right there's a section of "Important Documents"....with a link to rewards changes. It's 4 pages of all the changes you mention.
In that case, as it is a generic notice, why not post the PDF somewhere?
exarkun is offline  
Old Dec 4, 2014, 9:53 pm
  #56  
 
Join Date: Feb 2012
Posts: 4,477
Originally Posted by mensday
I hope this won't affect redcad loads if it's still avaialble in Jan.
The bank usually can't tell what the charges are for. So I'm afraid they'll set "misuse" triggers at a certain amount spent in the 5X categories, or the percentage of 5X in the total spend.
MaxVO is offline  
Old Dec 14, 2014, 9:17 pm
  #57  
 
Join Date: Jul 2010
Programs: AA,DL,SPG,Hyatt
Posts: 141
how are you guys redeeming the points?
anyway to get more than 1 cent for each point?

thanks
sunspotzsz is offline  
Old Dec 15, 2014, 6:42 am
  #58  
 
Join Date: Jul 2013
Posts: 1,036
Originally Posted by sunspotzsz
how are you guys redeeming the points?
anyway to get more than 1 cent for each point?

thanks
You may be able to get 1.25pts/$1 on airfare. Depends on what card you have.
ibleed0range is offline  
Old Dec 15, 2014, 2:36 pm
  #59  
 
Join Date: Oct 2014
Posts: 201
I've had this card for about ten years now. Anyway I can get the six month promotion since I am an existing card holder?
MSerforfun is offline  
Old Dec 15, 2014, 4:41 pm
  #60  
 
Join Date: Feb 2012
Posts: 4,477
Originally Posted by MSerforfun
I've had this card for about ten years now. Anyway I can get the six month promotion since I am an existing card holder?
If you got your card ten years ago, there's a good chance it would now be considered a different product. However, I've read reports of folks holding other WM cards and approved for the 5X visa were then declared ineligible for the 5X benefit. I would really appreciate more input on the more general question. If someone is holding any WM credit card (e.g. Propel), will they still receive the 5X on this offer?
MaxVO is offline  


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