Last edit by: MasterCharge
DO NOT CALL CHASE ABOUT THIS
You might want to read more about this hear. http://dealbook.nytimes.com/2014/10/02/jpmorgan-discovers-further-cyber-security-issues/?_php=true&_type=blogs&_r=0
Oct 2nd- State of CC Loading to Serve
except to ask for a $0 cash advance limit. This can also be done via secure message.
Some Chase cardholders have reported a change in their cash advance limit after a pending charge appears for their Serve load, and they presume it means the Serve load is a cash advance. No one has reported an actual cash advance fee yet, only a pending charge of $200. This could change but this situation has happened before! In the past, such charges eventually turn into ordinary charges and the cash advance goes away.
You cannot dispute a charge while it's pending, so there's no point in asking Chase about anything that hasn't posted. No one has reported a cash advance fee, and unless you have one do not call Chase.
There are reports of a change in cash advance limits after a Serve load with the following cards::
There are also reports of NO cash advance when using the following cards. Note the overlap:
Note that some of the reports appear in the Serve thread.
You might want to read more about this hear. http://dealbook.nytimes.com/2014/10/02/jpmorgan-discovers-further-cyber-security-issues/?_php=true&_type=blogs&_r=0
Oct 2nd- State of CC Loading to Serve
except to ask for a $0 cash advance limit. This can also be done via secure message.
Some Chase cardholders have reported a change in their cash advance limit after a pending charge appears for their Serve load, and they presume it means the Serve load is a cash advance. No one has reported an actual cash advance fee yet, only a pending charge of $200. This could change but this situation has happened before! In the past, such charges eventually turn into ordinary charges and the cash advance goes away.
You cannot dispute a charge while it's pending, so there's no point in asking Chase about anything that hasn't posted. No one has reported a cash advance fee, and unless you have one do not call Chase.
There are reports of a change in cash advance limits after a Serve load with the following cards::
- Chase Sapphire Preferred
- Chase UA Explorer Visa
- Chase UA Club
- Chase Ink Bold Visa
- Also a Capital One card
- Discover IT
There are also reports of NO cash advance when using the following cards. Note the overlap:
- Chase Sapphire Preferred
- Chase UA Explorer Visa
- Chase UA Explorer MC
- Chase British Airways Visa
- Chase Southwest Visa
- Also Barclay, Citi cards (Prestige, AA), Fidelity AMEX seem to be ok
- Bank of America (Visa)
Note that some of the reports appear in the Serve thread.
Chase may be coding Amex Serve as a Cash Advance (not confirmed)
#61
Join Date: Jul 2013
Location: DFW,OVB (Russia)
Programs: AA HH Gold SPG Gold BA
Posts: 1,823
Interesting, What was the merchant code then vs now?
#62
Join Date: Jun 2013
Posts: 6
I can confirm that my chase bold was declined because of CA. From my talking to the CSR, it seems that Amex changed the charge as CA hence the chase was declining it
#64
Join Date: Aug 2013
Posts: 52
Has anyone had success requesting that Chase rejects the pending cash advance if the limit is not already set to $0? I just sent them a Secure Message to do so and will try to call when I have a chance.
#65
Join Date: Dec 2004
Posts: 7,884
I'm not sure how that's at odds with what I wrote. Some have declined charges. Some reported a change in their available cash advance. Some have seen normal charges as usual. (So far no one has reported a cash advance fee, not that it won't happen.)
bmrisko, No you don't need to call. Last month I used a secure message to lower my cash advance limit.
bmrisko, No you don't need to call. Last month I used a secure message to lower my cash advance limit.
#67
Join Date: Oct 2014
Posts: 55
I'm not sure how that's at odds with what I wrote. Some have declined charges. Some reported a change in their available cash advance. Some have seen normal charges as usual. (So far no one has reported a cash advance fee, not that it won't happen.)
bmrisko, No you don't need to call. Last month I used a secure message to lower my cash advance limit.
bmrisko, No you don't need to call. Last month I used a secure message to lower my cash advance limit.
#68
Join Date: Apr 2014
Location: SFO
Posts: 175
Thank goodness I'm not the only one here to notice this, thought I was doing something wrong. Do NOT want to mess w/US Bank but since it's my Club Carlson on file w/Serve not sure what to do. Bet Serve CSR is overloaded.
#69
Join Date: Dec 2004
Posts: 7,884
#70
Join Date: May 2013
Programs: DL PLT, AS 75k, AA Exec Plat
Posts: 391
Who has ever had any card where a Serve load posts on the same day? I've never seen any charge on any card post same day; you'll need to wait at least a day, most likely more, for it to move from pending to posted.
#71
Join Date: May 2013
Programs: DL PLT, AS 75k, AA Exec Plat
Posts: 391
I did. Others are in the Serve thread.
#72
Join Date: Oct 2013
Posts: 920
Just a heads-up on Barclays Arrival.
My morning Serve load initially posted in pending transactions as 10/2.
Just checked again and that pending transaction has disappeared.
10/1 Serve load is still pending.
I have a $1 CA limit, but I've heard of others being able to "go over" their CA... I guess we'll see in a few days.
My morning Serve load initially posted in pending transactions as 10/2.
Just checked again and that pending transaction has disappeared.
10/1 Serve load is still pending.
I have a $1 CA limit, but I've heard of others being able to "go over" their CA... I guess we'll see in a few days.
#73
Join Date: Aug 2011
Posts: 404
Anyone know if this will affect loading serve with PPDM as their debit card loading source? My load today shows up as a signature purchase.
#74
Join Date: Sep 2006
Location: Teaneck, NJ
Programs: SPG Gold, HHonors Gold, IHG Platinum, Marriott Silver
Posts: 699
It seems like you should include a little more information if you're going to start a new thread. You didn't mention the type of card for example. NOT EVERYONE is getting a cash advance from Chase, as mentioned in the Serve thread.
There are reports of no cash advance today on:
There are reports of a cash advance today on:
As you can see it's not even consistent.
Finally, in the past sometimes Chase has posted these as cash advance at first. After a few days they get changed to a regular charge. If anyone actually got a cash advance fee, you might want to share that.
There are reports of no cash advance today on:
- UA Explorer Visa
- UA Explorer MC
- Sapphire Preferred
- Southwest Visa
- Also Barclay, Citi cards (Prestige), Fidelity AMEX
There are reports of a cash advance today on:
- UA Club
- UA Explorer
- Ink Bold Visa
- Sapphire Preferred
- Also a Capital One card
As you can see it's not even consistent.
Finally, in the past sometimes Chase has posted these as cash advance at first. After a few days they get changed to a regular charge. If anyone actually got a cash advance fee, you might want to share that.
#75
Join Date: Jul 2014
Location: JRF
Programs: AA Gold, Marriott Platinum, Hilton Diamond, National Executive Elite
Posts: 1,779
Does a cash advance count towards the minimum spend requirement for bonuses at Chase?