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RIA Money Transfer: No fee to send money straight to a bank account using debit card

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Old Jul 23, 2014, 6:38 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: kingrat
More or less DEAD - YMMV


http://riamoneytransfer.com/ allows you to send money to anyone (including yourself), using debit & credit cards, for no fee.

Per the FAQ ( https://www.riamoneytransfer.com/help/faq ), "You can send up to $2999.99 per money transfer, per day. However, please be advised that the max amount you can send in 30 days is $8,000.

* Please note, Oklahoma and Arizona residents are limited to send a max amount of $999.99 per user per calendar day.

Work
Suntrust Debit [source]
UFB Debit [source]
NW Buxx [source]
Wells Fargo Visa [source]
TD Buxx [source]
PP Debit [source]

Does not work
OneVanilla [source]
Chase SW Visa [source]
US BUXX [source]
MetaBank MC GC [source]

From experience, the status of "under review" lasts a day or two tops, but is perfectly usual [source]
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RIA Money Transfer: No fee to send money straight to a bank account using debit card

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Old Jul 22, 2014, 6:48 pm
  #61  
FlyerTalk Evangelist
 
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,037
Originally Posted by ranjanrocks
is this site legit? never heard of it....its so tempting, but i am afraid to pull the trigger
Any website that asks for my debit card PIN is A-OK in my book.
josephstern is offline  
Old Jul 22, 2014, 6:49 pm
  #62  
 
Join Date: Dec 2009
Programs: WN CP, Hyatt Plat, Marriott Gold, Carlson Gold, AA Gold
Posts: 350
Couldn't get US Bank SIMON gift card to work
dfwgolfer1 is offline  
Old Jul 22, 2014, 6:50 pm
  #63  
Original Poster
 
Join Date: Mar 2011
Location: NY, NY
Posts: 695
Originally Posted by josephstern
Any website that asks for my debit card PIN is A-OK in my book.
I am surprised to hear that it asked you for your PIN. When I use my debit card it only asks me for the CVV, not the PIN
ukinny2000 is offline  
Old Jul 22, 2014, 6:52 pm
  #64  
 
Join Date: May 2014
Posts: 79
Originally Posted by ranjanrocks
is this site legit? never heard of it....its so tempting, but i am afraid to pull the trigger
I googled RIA and they certainly seem legit. I think there was a consumer reports (?) article about best ways to send money and their physical locations were listed.
pspaster is offline  
Old Jul 22, 2014, 6:58 pm
  #65  
 
Join Date: Nov 2010
Location: South NJ
Posts: 263
Originally Posted by ranjanrocks
is this site legit? never heard of it....its so tempting, but i am afraid to pull the trigger
They are backed by RIA Financial (did a WHOIS lookup). Their website is here, which seems legit as well. Note that I have NOT used this service, so I am definitely not vouching for it, just providing more info:

http://www.riafinancial.com/locations/us/home.aspx
Zamboni Driver is offline  
Old Jul 22, 2014, 7:00 pm
  #66  
 
Join Date: Apr 2014
Posts: 1,273
Originally Posted by ranjanrocks
is this site legit? never heard of it....its so tempting, but i am afraid to pull the trigger
Always a good idea to keep websites away from your main funds, IMO. Here's some info on transfers:

http://www.consumerreports.org/cro/2...road/index.htm
ZzzzX is offline  
Old Jul 22, 2014, 7:02 pm
  #67  
 
Join Date: Jul 2008
Posts: 245
BB Visa didn't work for me even with leaving a dollar off.

Freedom Visa went to review on a $5 test.

Thanks OP for sharing.
nmp0 is offline  
Old Jul 22, 2014, 7:23 pm
  #68  
 
Join Date: May 2012
Posts: 157
went ahead and bit! here is my findings so far.

Us buxx- didn't work!
NW Buxx- Worked and in initial review. Money already gone from my NW account :-O

Transaction Date(M/D/Y) Merchant/Location Description Amount
07/22/2014 RIA FINANCIAL SERVICES
CA 90620 Purchase of Goods or Services -$500.00

I am loading to my simple account( which has $0 balance) . will keep everyone posted how it goes....
ranjanrocks is offline  
Old Jul 22, 2014, 7:27 pm
  #69  
 
Join Date: Mar 2014
Posts: 197
Originally Posted by aarif1
Tried with a OneVanilla... said couldn't process this payment method.
how about the other kinds of VGCs?
unkn0wns0ldier is offline  
Old Jul 22, 2014, 7:35 pm
  #70  
 
Join Date: Jun 2002
Location: Indiana
Posts: 40
$20 under review using my T Mobile debit. For those who used a prepaid GC, did you register the card?
klmrph is offline  
Old Jul 22, 2014, 7:44 pm
  #71  
 
Join Date: Dec 2009
Programs: WN CP, Hyatt Plat, Marriott Gold, Carlson Gold, AA Gold
Posts: 350
Originally Posted by klmrph
$20 under review using my T Mobile debit. For those who used a prepaid GC, did you register the card?
Yep, with a registered Simon gift card still a no go
dfwgolfer1 is offline  
Old Jul 22, 2014, 8:22 pm
  #72  
 
Join Date: Jul 2014
Posts: 8
some debits do not work

Paypal Debit -- NO
Chase Debit -- YES
WestCoastMS is offline  
Old Jul 22, 2014, 8:28 pm
  #73  
 
Join Date: Jul 2008
Posts: 245
My Freedom "Available for Cash Advance" is less the $5.00 I am doing as a test. It may finalize as a purchase but I wanted to warn people so they don't do $2000.00 on the first transaction and find out it is a CA.
nmp0 is offline  
Old Jul 22, 2014, 8:45 pm
  #74  
Original Member, Moderator: Hotel Deals and MilesBuzz
 
Join Date: May 1998
Location: Washington, DC
Posts: 14,257
Exclamation REFERRALS

REMINDER: Referral offer posts are not allowed and will be deleted.

Thank you,

MileageAddict
Moderator
MileageAddict is offline  
Old Jul 22, 2014, 8:45 pm
  #75  
 
Join Date: Jun 2014
Posts: 106
Originally Posted by WestCoastMS
some debits do not work

Paypal Debit -- NO
Chase Debit -- YES
My PP Debit seemed to go through fine. Did $10 test transaction.
dshelbyjr is offline  


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