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Paying Citi cards with debit cards including prepaid debit cards

Old Mar 23, 2014, 7:05 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ffly45
Read the wiki carefully before posting. Wiki may be out of date.
800-950-5114. Non-US agents are, as of at least August 15, 2015, able to do debit card payments. If they resist, ask for a US agent.
Please do not report that debit payments do not work over the phone, they do! Hang up and call again (HUCA) until you get someone capable.


The same thing can be done in a Citi branch, but you do not swipe the debit card or enter any PIN, so it seems likely that the same cards do/don't work in branch as over the phone.
The name on the debit card must match the name on the account. You can be an authorized card holder (they'll ask the name of the primary). You can also pay off Citi Business credit cards (only attempted as primary cardholder). Limit of one payment per debit card per account per day.

Debit cards that work for paying Citi cards over the phone.
All Mastercard & Visa debit cards attached to regular checking accounts:
  • Alaska - some have not gotten miles;
  • SunTrust - no miles;
  • UFB Direct - $2000 daily limit - no miles.
Coinbase (shutdowns have been reported)
Green Dot (permanent card)
H&R Block Emerald
JH Preferred
M1 Plus (no cb)
MVD (shutdowns have been reported)
Paypal Business Debit Mastercard (no 1% cb)
Pennywise Power "payday rewards" Visa cards (Bancorp, MB financial Bank N.A)
Simple Card - see post #347
Swagbucks virtual visa (issued by Prepaid Digital Solutions)
Swagbucks virtual mastercard (issued by MyPrepaidCenter)
Topcashback virtual visa (issued by Bancorp)
T-Mobile (temp and perm, shutdowns have been reported)
Wells Fargo


Debit cards that DO NOT work for paying Citi cards over the phone.
American Express Gift Card
American Express for Target
Bluebird
Serve
Chase Starbucks Prepaid (post)
Curve Commercial Debit
Google Wallet
Green Dot (temporary card registered with zip and pin)
MetaBank Visa/MC
US Bank/USB GC
Paypower (temporary card registered with zip and pin) - post 283
Sunrise Bank Visa
US Bank Mastercard/Visa prepaid
US Bank Visa Buxx
TD Go Card
Vanilla Visa/Mastercard (issued by Bancorp) (incl. OneVanilla, Vanilla Debit)


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Paying Citi cards with debit cards including prepaid debit cards

Old Jun 11, 2015, 3:16 am
  #1156  
CDO
Suspended
 
Join Date: Sep 2014
Posts: 350
Originally Posted by coolblues
works just fine. Made few payments about an hour ago.
weird, will try again
CDO is offline  
Old Jun 11, 2015, 6:24 am
  #1157  
 
Join Date: Jul 2014
Posts: 369
Originally Posted by travelfreaks
Not a chance, but give it a shot and let everyone know
Citi codes as POS pinless debit bill payment for me
chaser123 is offline  
Old Jun 11, 2015, 7:12 am
  #1158  
 
Join Date: Jul 2005
Location: Chicago, IL
Programs: AA EP; WN CP;UA SILVER; MARRIOTT TITANIUM; HH DIAMOND; IHG PLAT; RADISSON PLAT; HYATT GLOBAL
Posts: 1,938
Originally Posted by chaser123
Citi codes as POS pinless debit bill payment for me
You can try, but unfortunately we will have to wait more than 60 days to see if this works or not.
ORD-TGU is offline  
Old Jun 23, 2015, 8:48 am
  #1159  
 
Join Date: May 2013
Posts: 315
Do debit GC (US Bank, MetaBank) work for paying Cap1 cards over the phone? I can try them and report, but want to see if anyone has already done some experiments.
lz80521 is offline  
Old Jun 23, 2015, 9:11 am
  #1160  
 
Join Date: May 2012
Posts: 514
Originally Posted by lz80521
Do debit GC (US Bank, MetaBank) work for paying Cap1 cards over the phone? I can try them and report, but want to see if anyone has already done some experiments.
No.
mizzou1 is offline  
Old Jun 23, 2015, 9:14 am
  #1161  
 
Join Date: May 2012
Posts: 514
Originally Posted by j3brooklyn
Also had a problem using TDBuxx (tried a few different cards) for $250 on various Citi cards. They claim the error is not on their end. These debit cards have worked for me before, but no longer. A bit of a PITA, but what can you do?
It is already in the wiki that TD stopped working on 3/26.
mizzou1 is offline  
Old Jun 25, 2015, 6:43 pm
  #1162  
 
Join Date: Jul 2013
Programs: AA Executive Platinum, IHG Spire, Marriott Silver, Hyatt Platinum, HHonors Diamond
Posts: 308
So would Simon Gift card visa work with this method?
anime333 is offline  
Old Jun 25, 2015, 6:59 pm
  #1163  
 
Join Date: May 2013
Location: LHR
Programs: AA EXP, DL DM, Marriott Titanium
Posts: 1,032
Originally Posted by anime333
So would Simon Gift card visa work with this method?
No. Read the wiki.
taxicabnumber is offline  
Old Jun 26, 2015, 9:45 am
  #1164  
 
Join Date: May 2013
Posts: 315
A datapoint for those who are interested in paying Cap1 cards over the phone:

PPBDC doesn't work.
lz80521 is offline  
Old Jun 27, 2015, 6:58 am
  #1165  
 
Join Date: Apr 2011
Posts: 567
Is us buxx still working with Citi? Any recent data points?
bobby21 is offline  
Old Jun 27, 2015, 7:18 am
  #1166  
 
Join Date: May 2012
Posts: 514
Originally Posted by bobby21
Is us buxx still working with Citi? Any recent data points?
Same as before, mostly does not work, but works for some people. No pattern has been discovered and no way was found to make it work ...
Advice is: make sure the addresses on your credit card and your buxx card are EXACTLY the same. Try once to make a payment (perhaps try twice if you wish, but no more than that unless you really like wasting your and Citi agents' time). If it doesn't work, you are out of luck.
mizzou1 is offline  
Old Jun 27, 2015, 9:21 am
  #1167  
 
Join Date: Jun 2015
Posts: 160
I was able to pay my citi double cash cc with my NW Buxx card
tontod is offline  
Old Jun 29, 2015, 3:41 pm
  #1168  
 
Join Date: Jan 2007
Programs: PC Pl, UA 1K, CC Gl
Posts: 2,235
Originally Posted by lz80521
A datapoint for those who are interested in paying Cap1 cards over the phone:

PPBDC doesn't work.
Can you use VGC for c1?
al613 is offline  
Old Jul 4, 2015, 8:13 am
  #1169  
formerly southsidesilver
 
Join Date: Jul 2011
Location: San Diego,CA
Programs: BA Gold, UA Silver, HH Diamond
Posts: 996
Paid my bill yesterday using NW BUXX card, Money was showing on account instantly. Worked great
When I Travel The World is offline  
Old Jul 5, 2015, 5:29 am
  #1170  
 
Join Date: Jun 2015
Posts: 13
Originally Posted by tontod
I was able to pay my citi double cash cc with my NW Buxx card
Did the names have to match? I'm wondering how much info has to match up with the buxx card and Citi account- do the names actually have to match up or can you just say they do? Do addresses have to match?
PutANameToIt is offline  

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