Risk of Loss in MS [Consolidated]
#32
Join Date: Apr 2013
Posts: 260
This is going to sound a little OCD, but you have to train yourself to do things the same way every time until it becomes second nature.
For example, when I'm loading my BB's at the kiosk, I have set steps (unused GCs in right pocket, used in left, wallet, BB, and GC in play in my hands), go thru each and every step with evey gift card before moving on to the next one (place loaded GC in left pocket, grab receipt, pocket receipt, then and only then grab new GC). It has to be a ritual. It's so easy to doze off standing there that you have to hope that your rote memory takes over and alerts you when a step is missed. It's saved me a number of times when the machine misbehaves.
Same thing with every other step and method in your game. Drill it into your brain so that you don't forget a step.
I've also purchased money bags (you know, the old blue plastic thingies) at OD (natch) in which I store stuff that are in various states. Unused gift cards in one. Credit cards in another. Stuff going to the bank in a third. You just have to be super organized and s-l-o-w down - there's no rush. Stop if something seems not right.
For example, when I'm loading my BB's at the kiosk, I have set steps (unused GCs in right pocket, used in left, wallet, BB, and GC in play in my hands), go thru each and every step with evey gift card before moving on to the next one (place loaded GC in left pocket, grab receipt, pocket receipt, then and only then grab new GC). It has to be a ritual. It's so easy to doze off standing there that you have to hope that your rote memory takes over and alerts you when a step is missed. It's saved me a number of times when the machine misbehaves.
Same thing with every other step and method in your game. Drill it into your brain so that you don't forget a step.
I've also purchased money bags (you know, the old blue plastic thingies) at OD (natch) in which I store stuff that are in various states. Unused gift cards in one. Credit cards in another. Stuff going to the bank in a third. You just have to be super organized and s-l-o-w down - there's no rush. Stop if something seems not right.
#33
Suspended
Join Date: Feb 2011
Posts: 313
This is going to sound a little OCD, but you have to train yourself to do things the same way every time until it becomes second nature.
For example, when I'm loading my BB's at the kiosk, I have set steps (unused GCs in right pocket, used in left, wallet, BB, and GC in play in my hands), go thru each and every step with evey gift card before moving on to the next one (place loaded GC in left pocket, grab receipt, pocket receipt, then and only then grab new GC). It has to be a ritual. It's so easy to doze off standing there that you have to hope that your rote memory takes over and alerts you when a step is missed. It's saved me a number of times when the machine misbehaves.
Same thing with every other step and method in your game. Drill it into your brain so that you don't forget a step.
I've also purchased money bags (you know, the old blue plastic thingies) at OD (natch) in which I store stuff that are in various states. Unused gift cards in one. Credit cards in another. Stuff going to the bank in a third. You just have to be super organized and s-l-o-w down - there's no rush. Stop if something seems not right.
For example, when I'm loading my BB's at the kiosk, I have set steps (unused GCs in right pocket, used in left, wallet, BB, and GC in play in my hands), go thru each and every step with evey gift card before moving on to the next one (place loaded GC in left pocket, grab receipt, pocket receipt, then and only then grab new GC). It has to be a ritual. It's so easy to doze off standing there that you have to hope that your rote memory takes over and alerts you when a step is missed. It's saved me a number of times when the machine misbehaves.
Same thing with every other step and method in your game. Drill it into your brain so that you don't forget a step.
I've also purchased money bags (you know, the old blue plastic thingies) at OD (natch) in which I store stuff that are in various states. Unused gift cards in one. Credit cards in another. Stuff going to the bank in a third. You just have to be super organized and s-l-o-w down - there's no rush. Stop if something seems not right.
#34
Join Date: Aug 2013
Posts: 61
I lost my vanilla reload card
Over the weekend, i bought 2x$500 vanilla reload cards at CVS, and i lost one of them. I called the number on the back of vanilla card and they told me they treat the card as cash, there is no way to recovery or stop payment on the card. they also asked if i have the card serial no. which i don't have, there is only last 4 number of the card printed on the CVS receipt. I called Chase (the credit card i used for purchase) and they told me since this is instore purchase and it's a giftcard, they can't dispute the charge or claim insurance. I called CVS to ask them stop the payment to vanilla, they took my information and call me back within 10 business days.
Is there anyone has the same situation? what i need to do?
thanks in advance.
Is there anyone has the same situation? what i need to do?
thanks in advance.
#37
Join Date: Aug 2012
Posts: 60
Over the weekend, i bought 2x$500 vanilla reload cards at CVS, and i lost one of them. I called the number on the back of vanilla card and they told me they treat the card as cash, there is no way to recovery or stop payment on the card. they also asked if i have the card serial no. which i don't have, there is only last 4 number of the card printed on the CVS receipt. I called Chase (the credit card i used for purchase) and they told me since this is instore purchase and it's a giftcard, they can't dispute the charge or claim insurance. I called CVS to ask them stop the payment to vanilla, they took my information and call me back within 10 business days.
Is there anyone has the same situation? what i need to do?
thanks in advance.
Is there anyone has the same situation? what i need to do?
thanks in advance.
#38
Suspended
Join Date: Nov 1999
Posts: 24,153
Unfortunately OP, its as if you used your CC for a cash advance from an ATM and withdrew $500. Later on that day when you reached into your pocket, it wasn't there. No bank,Govt or CC issuer will do anything about it. Its your loss VRs(GCs) are no different then cash, its a bearer instrument
At least you didn't lose both of them
At least you didn't lose both of them
#40
Join Date: Aug 2013
Posts: 61
#41
Suspended
Join Date: Nov 1999
Posts: 24,153
Im sure there are other reasons as well
#45
Join Date: Aug 2013
Posts: 11
Over the weekend, i bought 2x$500 vanilla reload cards at CVS, and i lost one of them. I called the number on the back of vanilla card and they told me they treat the card as cash, there is no way to recovery or stop payment on the card. they also asked if i have the card serial no. which i don't have, there is only last 4 number of the card printed on the CVS receipt. I called Chase (the credit card i used for purchase) and they told me since this is instore purchase and it's a giftcard, they can't dispute the charge or claim insurance. I called CVS to ask them stop the payment to vanilla, they took my information and call me back within 10 business days.
Is there anyone has the same situation? what i need to do?
thanks in advance.
Is there anyone has the same situation? what i need to do?
thanks in advance.
Here is what you will need I was told when I was dealing with them with different circumstances: (i) 10 digit code on bottom of card, (ii) store transaction log (you can have Chse request this), it will show actual 10-digit card loaded, amount, purchase method, time, location, method of signature, etc.), (iii) notarized affidavit that the card was lost/stolen and that you want the card frozen. Hope this helps. Btw - tread lightly with Chse since they could decide to shut you down if you push too hard on your request or explain why you want request.