AAA - no processing fee giftcards
Jun 29, 2016, 8:12 pm
#541
Join Date: Aug 2013
Posts: 30
I did some testing at four different AAA Mid-Atlantic locations this month, June 2016.
1. You must be AAA member to buy VGC fee-free.
2. Most AAA stores limit you to $1000/day, but it is nor hard-coded in the system; depends on the store policy. I have one store that allows $2000+/visit; have not tried higher limits to stay under the radar.
3. During the fee-free promo period, there is a $3500 limit total per AAA member IF they REGISTER THE PURCHASE to your name and AAA acct. You will know if they registered it to your name, if your name shows up on the invoice for card purchase. IF they do not register your name to the purchase, and no name on the invoice, there is no lmit in the 60-day period.
I found some stores consistently register to my name, and some do not. There is nothing you can say to the store to hope they do not register you, it seems to be local store policy, or agent's habit to allow the purchase with/without registration.
So, once you hit your $3500 cumulative purchases in the registering stores, find other ones that do not.
4. $500 GC denominations *seem* to trigger a flag to Metabank / AAA that you may be an MS'er ... so perhaps avoid this denomination.
1. You must be AAA member to buy VGC fee-free.
2. Most AAA stores limit you to $1000/day, but it is nor hard-coded in the system; depends on the store policy. I have one store that allows $2000+/visit; have not tried higher limits to stay under the radar.
3. During the fee-free promo period, there is a $3500 limit total per AAA member IF they REGISTER THE PURCHASE to your name and AAA acct. You will know if they registered it to your name, if your name shows up on the invoice for card purchase. IF they do not register your name to the purchase, and no name on the invoice, there is no lmit in the 60-day period.
I found some stores consistently register to my name, and some do not. There is nothing you can say to the store to hope they do not register you, it seems to be local store policy, or agent's habit to allow the purchase with/without registration.
So, once you hit your $3500 cumulative purchases in the registering stores, find other ones that do not.
4. $500 GC denominations *seem* to trigger a flag to Metabank / AAA that you may be an MS'er ... so perhaps avoid this denomination.
Jun 29, 2016, 8:23 pm
#542
Join Date: Feb 2013
Location: S.E. Pennsylvania
Programs: SPG, SW Air, AA, all of'em!
Posts: 239
Yes, you can use an AMEX card; works fine.
Sep 23, 2016, 7:19 am
#550
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Sep 23, 2016, 8:11 am
#551
Join Date: Aug 2014
Posts: 1,303
Sep 23, 2016, 8:14 am
#552
Join Date: Jan 2016
Programs: Ink/Sapphire/Freedom/SPG
Posts: 338
Sep 24, 2016, 4:13 pm
#553
Join Date: Sep 2016
Posts: 39