Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
#1456
Join Date: Jul 2011
Posts: 218
Anyone here tried to load Visa GCs bought from Kroger/Safeway to BB with success? I read on MMS that there is still no luck using the PIN GCs from Kroger yet.
#1459
Join Date: Mar 2002
Location: SF Bay area
Posts: 268
Walmart cracking down on 'those gift debit cards'?
Went to 2 local Walmarts over the weekend to buy MO using Vanilla GC and was demanded to 'review' the card first. Both refused to even process it, citing something like "we are not taking any those gift debit cards. Only regular debit cards with your name on it".
Has anyone encountered the same problem? I hope it's not ordered from the top management.
I'm maxed out on BB. Is there any way around? Other places, like Post Office and 7-11, have never worked before.
Has anyone encountered the same problem? I hope it's not ordered from the top management.
I'm maxed out on BB. Is there any way around? Other places, like Post Office and 7-11, have never worked before.
#1460
Join Date: May 2013
Location: AZ
Programs: AA, UA, US
Posts: 525
Went to 2 local Walmarts over the weekend to buy MO using Vanilla GC and was demanded to 'review' the card first. Both refused to even process it, citing something like "we are not taking any those gift debit cards. Only regular debit cards with your name on it".
Has anyone encountered the same problem? I hope it's not ordered from the top management.
I'm maxed out on BB. Is there any way around? Other places, like Post Office and 7-11, have never worked before.
Has anyone encountered the same problem? I hope it's not ordered from the top management.
I'm maxed out on BB. Is there any way around? Other places, like Post Office and 7-11, have never worked before.
#1461
Join Date: Feb 2011
Location: Washington D.C. via Sao Paulo via Houston via Washington D.C. via Boston via New York
Posts: 1,172
Went to 2 local Walmarts over the weekend to buy MO using Vanilla GC and was demanded to 'review' the card first. Both refused to even process it, citing something like "we are not taking any those gift debit cards. Only regular debit cards with your name on it".
Has anyone encountered the same problem? I hope it's not ordered from the top management.
I'm maxed out on BB. Is there any way around? Other places, like Post Office and 7-11, have never worked before.
Has anyone encountered the same problem? I hope it's not ordered from the top management.
I'm maxed out on BB. Is there any way around? Other places, like Post Office and 7-11, have never worked before.
#1462
Join Date: Aug 2009
Location: ORD, LAS
Programs: AA-EXP, BAEC Silver, Hyatt-Globalist, Hilton-gold, SPG-gold
Posts: 855
Went to 2 local Walmarts over the weekend to buy MO using Vanilla GC and was demanded to 'review' the card first. Both refused to even process it, citing something like "we are not taking any those gift debit cards. Only regular debit cards with your name on it".
Has anyone encountered the same problem? I hope it's not ordered from the top management.
I'm maxed out on BB. Is there any way around? Other places, like Post Office and 7-11, have never worked before.
Has anyone encountered the same problem? I hope it's not ordered from the top management.
I'm maxed out on BB. Is there any way around? Other places, like Post Office and 7-11, have never worked before.
#1464
Join Date: Apr 2006
Posts: 1,256
At my WM today the card reader wouldn't read the visa gc I had just purchased and had unlocked $1 per gallon gas savings on my next fill up. The cashier said to swipe it quickly, and I still couldn't get it to work. She stepped up around the counter and took my gc (I hadn't even bothered to remove the activation sticker or sign it), and swiped it herself. Didn't even bat an eye.
#1465
Join Date: Nov 2004
Location: New York, NY
Programs: Delta GM, SPG Gold
Posts: 161
Can someone please verify thy have loaded a "One Vanilla" visa gift card to bluebird at the Walmart ATM? If so did you enter and four digit PIN or last 4 digit of card?
#1466
Join Date: Aug 2009
Location: ORD, LAS
Programs: AA-EXP, BAEC Silver, Hyatt-Globalist, Hilton-gold, SPG-gold
Posts: 855
I just did it. I set a PIN from home. I didn't try the last 4 digits. I didn't want to waste time on my last trip if it didnt work.
#1467
Join Date: Mar 2013
Posts: 809
EDIT: Just checked again. You cant set a PIN online for OneVanilla GC's
#1469
Join Date: Nov 2004
Location: New York, NY
Programs: Delta GM, SPG Gold
Posts: 161
That's what I thought as well as I couldn't set a pin at home last week. Are people loading them at Walmart to BB using a pin made up on the spot or last 4 digits?