Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
#4052
Join Date: Jul 2014
Posts: 108
Sorry if I'm posting in the wrong forum but I have 6 OneVanilla cards that I purchased from CVS and I'm not able to find any place to unload them.
I used to buy money orders at Rite Aid but they are not allowing using debit cards anymore. One of my local grocery stores used to allow them but now even they have changed this policy.
Is there any place where I can unload them?
I used to buy money orders at Rite Aid but they are not allowing using debit cards anymore. One of my local grocery stores used to allow them but now even they have changed this policy.
Is there any place where I can unload them?
#4053
Join Date: Nov 2013
Location: Sacramento, CA
Posts: 437
Sorry if I'm posting in the wrong forum but I have 6 OneVanilla cards that I purchased from CVS and I'm not able to find any place to unload them.
I used to buy money orders at Rite Aid but they are not allowing using debit cards anymore. One of my local grocery stores used to allow them but now even they have changed this policy.
Is there any place where I can unload them?
I used to buy money orders at Rite Aid but they are not allowing using debit cards anymore. One of my local grocery stores used to allow them but now even they have changed this policy.
Is there any place where I can unload them?
2) Load $49 each time at WM -- OV works for less than $50 at WM.
3) Drive somewhere where they don't know your face...
#4054
Join Date: Jul 2014
Posts: 108
1) Evolve Money
2) Load $49 each time at WM -- OV works for less than $50 at WM.
3) Drive somewhere where they don't know your face...
2) Load $49 each time at WM -- OV works for less than $50 at WM.
3) Drive somewhere where they don't know your face...
Just didn't get the 3rd bullet. But thanks anyway ^
#4056
Join Date: Dec 2013
Posts: 3,493
PIN available now for Visa/MC prepaid debit cards.
I always wondered why are AGCs not mandated to support PINs? Its ridiculous that they are somehow exempt.
#4059
Join Date: Aug 2012
Posts: 76
(newbie here) I bought a US Bank gift card but I can't figure out how to use it as a debit card. Even for a candy bar I couldn't get it to get approved. I have tried changing the PIN multiple times (866-952-5653) and it still didn't work. It works fine as a credit card on Amazon though. I have used Vanilla and Meta Bank gift cards and everything worked without a hitch. I am wondering if there's anything obvious that I missed.
Thanks in advance.
Thanks in advance.
#4060
Join Date: Dec 2009
Location: DEN
Posts: 502
(newbie here) I bought a US Bank gift card but I can't figure out how to use it as a debit card. Even for a candy bar I couldn't get it to get approved. I have tried changing the PIN multiple times (866-952-5653) and it still didn't work. It works fine as a credit card on Amazon though. I have used Vanilla and Meta Bank gift cards and everything worked without a hitch. I am wondering if there's anything obvious that I missed.
Thanks in advance.
Thanks in advance.
#4062
Join Date: Sep 2014
Posts: 1,837
Did you dial the correct number? Number worked for me yesterday--three times for pin changes--and again today. I have used these cards numerous times with zero problems.
CORRECTION" The correct numnber is 1-866-952-5653 not "9653". I dialed the correct number not the one you listed.
CORRECTION" The correct numnber is 1-866-952-5653 not "9653". I dialed the correct number not the one you listed.
the number is for
welcome to america's hottest talk line?
ladies press 1, men, press 2
#4063
Join Date: Jul 2014
Posts: 427
I think you are supposed to hit "2" and then enter your card number...? Be sure to report back how it goes
#4064
Join Date: Mar 2014
Posts: 148
Evolve now charges 3% for gift cards
Effective February 24, 2015 Evolve is charging 3% for debit and Gift Cards....I have not tried this myself, but received an Email today from Evolve. Can anyone please verify???