Jun 22, 2013, 10:42 am
Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
Oct 3, 2014, 9:22 am
#3946
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
I use everything available to me ^ Pretty much the only things I dont have access to are moneypak and AFT (started to late - live in FL, nuff said).
Not sure what else to tell you though, how many walmarts are you have issues with? Maybe try one more out of the way or on a trip you might be taking soon or something? Not sure whats up. Maybe there were activation issues (I read some people having issues??) or something too, did you try running it through something else other than WM? Try a small purchase somewhere else and see whats up
Not sure what else to tell you though, how many walmarts are you have issues with? Maybe try one more out of the way or on a trip you might be taking soon or something? Not sure whats up. Maybe there were activation issues (I read some people having issues??) or something too, did you try running it through something else other than WM? Try a small purchase somewhere else and see whats up
Oct 3, 2014, 3:56 pm
#3947
Join Date: Sep 2011
Location: ORD/MDW
Programs: AA EXP, DL-Plat, WN-CP | Hotels: Choice-Gld, IHG-Plt, Rad-Gld, HH-Dia, Hyatt-Glob, Marriott-LtPlt
Posts: 2,889
Oct 12, 2014, 7:11 pm
#3948
Suspended
Join Date: Sep 2013
Posts: 817
Anyone had luck buying M0s at Kr0ger lately?
Oct 13, 2014, 1:34 am
#3949
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,449
Oct 13, 2014, 8:31 pm
#3950
Suspended
Join Date: Sep 2013
Posts: 817
My worry was an oddly specific amount that's not a round number will raise a flag.
Last edited by greggarious; Oct 13, 2014 at 8:39 pm
Oct 13, 2014, 10:17 pm
#3951
Join Date: Jun 2014
Programs: SPG Gold, IHG Plat, Marriott Silver, Hyatt Plat, *A Gold, AA Plat
Posts: 32
I have had a $200 MC from staples for a month now sitting in my wallet. I have tried a few times to load at WM in the past and kept having issues. Today I tired with my serve at FD and it gave me the error pin tried too many times in correctly. I called in to reset the pin and tried again. I had same error. Called and talked to a rep and she reset the lock for me and it worked fine.
Oct 13, 2014, 11:02 pm
#3952
Join Date: Mar 2014
Posts: 148
I have found that if you "mess" up your pin the first time for US Bank GC that it will lock your ability to use it as a "Debit card" period. I called 3 times for them to unlock 2 GC I tried to use and could not get it to work for either BB or money orders. I had 2 other GC that worked just fine the same day. I had to use Amazon Payments to liquidate as a "Charge Card", but now no more Amazon Payments, so be very careful!
Oct 15, 2014, 12:26 am
#3954
Join Date: Mar 2014
Posts: 148
Oct 19, 2014, 8:10 pm
#3956
Join Date: Sep 2012
Location: IAD/DCA
Programs: Bunch of mid-tiers
Posts: 1,034
Bump. For the dozens of people asking about unloading MC's at Walmart, please see the wiki. Please.....
Oct 20, 2014, 7:03 pm
#3957
Join Date: Jun 2014
Location: Pacific NW
Programs: AS MVP, Hyatt Diamond
Posts: 126
The US Bank variable loads are all that are available that I can find. They seem to have secure packages and no problem with not having the full $500. What is weird is that the sticker on the front has 1-866-952-9653 to call and that # gives a no longer in service message. I can reset the pin with the # in the wiki and then it loads fine to BB at WM. Also weird is that the package shows valid through 06/2023 but the actual cards show 08/23. It is all working so far, but these 2 discrepancies are making me nervous. Do I have a reason to be?
Oct 21, 2014, 11:25 am
#3958
Join Date: Oct 2011
Location: North Carolina
Posts: 613
The US Bank variable loads are all that are available that I can find. They seem to have secure packages and no problem with not having the full $500. What is weird is that the sticker on the front has 1-866-952-9653 to call and that # gives a no longer in service message. I can reset the pin with the # in the wiki and then it loads fine to BB at WM. Also weird is that the package shows valid through 06/2023 but the actual cards show 08/23. It is all working so far, but these 2 discrepancies are making me nervous. Do I have a reason to be?
CORRECTION" The correct numnber is 1-866-952-5653 not "9653". I dialed the correct number not the one you listed.
Last edited by JATR4; Oct 21, 2014 at 9:11 pm
Oct 21, 2014, 12:34 pm
#3959
Join Date: Jun 2014
Location: Pacific NW
Programs: AS MVP, Hyatt Diamond
Posts: 126
Thanks for the response. Yes, I tried several times. There is just one digit different than the one on the wiki. After I load this bunch I will buy a card with a different picture on it and see it that has the same issues. Glad to hear you have had no problems. I am just a little cautious after reading the fraud thread about these US Bank cards.
Oct 21, 2014, 5:48 pm
#3960
Join Date: May 2013
Location: Sacramento, CA
Posts: 370
Thanks for the response. Yes, I tried several times. There is just one digit different than the one on the wiki. After I load this bunch I will buy a card with a different picture on it and see it that has the same issues. Glad to hear you have had no problems. I am just a little cautious after reading the fraud thread about these US Bank cards.