Jun 22, 2013, 10:42 am
Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
Sep 22, 2014, 11:49 am
#3931
FlyerTalk Evangelist
Join Date: Apr 2002
Location: Madison, WI, USA
Posts: 14,162
At my WM, the registers seem hard-coded to reject any other purchase along with a Sunrise card, and that includes another Sunrise card. I have used a chip card -- the register requires that I insert the chip instead of sliding.
I haven't tried at the Service Center or Money Center.
I haven't tried at the Service Center or Money Center.
Oct 1, 2014, 3:18 pm
#3932
Join Date: Jul 2014
Posts: 15
Last edited by firefighterchris; Oct 1, 2014 at 7:32 pm Reason: want it deleted
Oct 1, 2014, 5:25 pm
#3933
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
Debit not available Appr code = 51
I tried to load BB with US bank visa GC. at Walmart. I get "Debit not available Appr code = 51" tried another GC I got the same message, last month. PIN is not the issue.
I called the 800# I have balance of $500.00 auto answer and live CS.
I tried those cards again today, the same rejection, I had few more cards and tried but all same thing.
I have been doing this for many months, smooth... So, whats going on now?
I called the 800# I have balance of $500.00 auto answer and live CS.
I tried those cards again today, the same rejection, I had few more cards and tried but all same thing.
I have been doing this for many months, smooth... So, whats going on now?
Last edited by prasha11; Oct 1, 2014 at 6:31 pm
Oct 1, 2014, 7:24 pm
#3934
Join Date: Nov 2009
Programs: DL DM-1MM HH Diamond
Posts: 361
I tried to load BB with US bank visa GC. at Walmart. I get "Debit not available Appr code = 51" tried another GC I got the same message, last month. PIN is not the issue.
I called the 800# I have balance of $500.00 auto answer and live CS.
I tried those cards again today, the same rejection, I had few more cards and tried but all same thing.
I have been doing this for many months, smooth... So, whats going on now?
I called the 800# I have balance of $500.00 auto answer and live CS.
I tried those cards again today, the same rejection, I had few more cards and tried but all same thing.
I have been doing this for many months, smooth... So, whats going on now?
Oct 1, 2014, 9:01 pm
#3935
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
I have been doing 1k for many months to load BB and 2k for MOs. I thought about what u mean so I tried 500 too! same thing.
Oct 2, 2014, 5:52 pm
#3936
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
No one buys US bank debit gift cards any more?
Has Wal-mart stopped processing these as a 'Debit'?
Has Wal-mart stopped processing these as a 'Debit'?
Oct 3, 2014, 4:40 am
#3938
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,449
Oct 3, 2014, 7:58 am
#3941
Join Date: Aug 2013
Posts: 1,207
No more trouble than any other mastercard, mostly just noobs not knowing what they are doing. I loaded a visa usb gc on the 1st without an issue.
Oct 3, 2014, 8:12 am
#3942
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
I have been loading BB and buying MO (USB Visa) for last 6+ months without any tricks, last month did not work for MO and not for BB this month, is there any trick now?
Oct 3, 2014, 8:31 am
#3943
Join Date: Aug 2013
Posts: 1,207
No issues, no tricks. Perhaps the system was down both times you went, have you tried other stores (not just other walmarts, but maybe a grocery store?)
Oct 3, 2014, 8:49 am
#3944
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
Are we the only 2 using Us bank visa? what happened to everyone? why there is so much activity with OV with 'trick' issues at WMT, is it because it cost $1 less?
All grocery stores near me are cash only for MO.
Oct 3, 2014, 8:56 am
#3945
Join Date: Aug 2013
Posts: 1,207
I feel my WMT stores have successfully coded all 'USbank GCs' not to process as debit, unlike vanilla I am able to enter PIN, no need to 'change payment' trick.
Are we the only 2 using Us bank visa? what happened to everyone? why there is so much activity with OV with 'trick' issues at WMT, is it because it cost $1 less?
All grocery stores near me are cash only for MO.
Are we the only 2 using Us bank visa? what happened to everyone? why there is so much activity with OV with 'trick' issues at WMT, is it because it cost $1 less?
All grocery stores near me are cash only for MO.
Not sure what else to tell you though, how many walmarts are you have issues with? Maybe try one more out of the way or on a trip you might be taking soon or something? Not sure whats up. Maybe there were activation issues (I read some people having issues??) or something too, did you try running it through something else other than WM? Try a small purchase somewhere else and see whats up