Jun 22, 2013, 10:42 am
Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
Sep 13, 2013, 2:25 pm
#2371
Join Date: Sep 2013
Posts: 71
hi, i am sorta new to this so i am late to the game, i live in the nyc metro area and i am having a hard time using my INK cc to buy gift cards at staples/office depot to load up onto my BB or buy MOs at walmart
please help me out!!!!!!
1) does anyone in the nyc metro area know of any stores that let you use a cc to purchase gift cards? (office supply stores would be better, but i will take anything!)
2) if i am unable to buy from a physical store, i guess i will opt to online purchases, are there any ways to reduce the fees as much as i can - i missed out on the 1% that i read from a few days back
3) From what i understand, all VISAs are all pin-enabled, so that means all the online ones from giftcardmall would be good too right?
4) which online site do i buy from?
5) aside from gc to BB/MOs, amazon payments, general daily spending, what are other ways to rack up points?
thank you all!
please help me out!!!!!!
1) does anyone in the nyc metro area know of any stores that let you use a cc to purchase gift cards? (office supply stores would be better, but i will take anything!)
2) if i am unable to buy from a physical store, i guess i will opt to online purchases, are there any ways to reduce the fees as much as i can - i missed out on the 1% that i read from a few days back
3) From what i understand, all VISAs are all pin-enabled, so that means all the online ones from giftcardmall would be good too right?
4) which online site do i buy from?
5) aside from gc to BB/MOs, amazon payments, general daily spending, what are other ways to rack up points?
thank you all!
Sep 13, 2013, 3:12 pm
#2372
Join Date: May 2011
Programs: US Airways Gold, Marriott Platinum, SW A List
Posts: 1,575
I recommend reading up, your answers can be found.
Sep 13, 2013, 3:20 pm
#2373
Join Date: Feb 2013
Location: Tampa, FL
Posts: 304
hi, i am sorta new to this so i am late to the game, i live in the nyc metro area and i am having a hard time using my INK cc to buy gift cards at staples/office depot to load up onto my BB or buy MOs at walmart
please help me out!!!!!!
1) does anyone in the nyc metro area know of any stores that let you use a cc to purchase gift cards? (office supply stores would be better, but i will take anything!)
2) if i am unable to buy from a physical store, i guess i will opt to online purchases, are there any ways to reduce the fees as much as i can - i missed out on the 1% that i read from a few days back
3) From what i understand, all VISAs are all pin-enabled, so that means all the online ones from giftcardmall would be good too right?
4) which online site do i buy from?
5) aside from gc to BB/MOs, amazon payments, general daily spending, what are other ways to rack up points?
thank you all!
please help me out!!!!!!
1) does anyone in the nyc metro area know of any stores that let you use a cc to purchase gift cards? (office supply stores would be better, but i will take anything!)
2) if i am unable to buy from a physical store, i guess i will opt to online purchases, are there any ways to reduce the fees as much as i can - i missed out on the 1% that i read from a few days back
3) From what i understand, all VISAs are all pin-enabled, so that means all the online ones from giftcardmall would be good too right?
4) which online site do i buy from?
5) aside from gc to BB/MOs, amazon payments, general daily spending, what are other ways to rack up points?
thank you all!
2. ideally the less you pay the more you play; there are some cashback portals that help reduce the out of pocket expense
3. yes, giftcardmall works
4. up to you
5. dining, flying, buying reload cards, buy stuff for me
Sep 14, 2013, 9:23 am
#2374
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,453
If you are new to this, my suggestion would be to read this whole thread, granted it might take you an hour or so, but if you are going to play this game, learn as much as you can before jumping in, it will say you a lot of money (mistakes) and I'm sure all your questions will be answered.
Sep 14, 2013, 9:29 am
#2375
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,453
I recently purchased a few of the $200 M/C (gold with a present on the front) from Staples. I've been trying to purchase MO at WM with them. I registered the card, set the PIN and followed the steps in the Wiki for $200 payment entered by cashier, swipe card, hit cancel, then hit ATM/debit.
I'm having a problem with the WM registers reading these cards as debit, they are instantly going to credit and being denied. I've tried 2 different times with the same result.
Any advice for what I'm doing wrong or what else to try is appreciated!
Thanks!
I'm having a problem with the WM registers reading these cards as debit, they are instantly going to credit and being denied. I've tried 2 different times with the same result.
Any advice for what I'm doing wrong or what else to try is appreciated!
Thanks!
Sep 14, 2013, 2:38 pm
#2376
Join Date: Jun 2013
Posts: 194
FINALLY found some Visa celebrate cards at Walmart. Still working with a credit card at the register.
Sep 14, 2013, 5:18 pm
#2377
Join Date: Jul 2009
Posts: 721
Edit: Broken kiosk weekend. One kept looping back to the PIN entry prompt (so I posted in this thread, oops), another store's never detected BB swipe.So kiosk 0/2 (and FWIW...MC teller 1/2, checkout line 3/3 success rates).
P.P.S. Very minor and whimsical point to add, WinXP is the OS on the kiosks and unless their IT is incompetent they'll need a new OS by early next year when microsoft suspends support/security.
P.P.S. Very minor and whimsical point to add, WinXP is the OS on the kiosks and unless their IT is incompetent they'll need a new OS by early next year when microsoft suspends support/security.
Last edited by zceuxbhjutf; Sep 15, 2013 at 11:51 pm
Sep 14, 2013, 7:32 pm
#2378
Join Date: Jan 2013
Location: DCA
Programs: US GP, *G, HHonors Gold, SPG
Posts: 141
Anyone have any luck buying these at a gas station in the northeast I'll call "blanketz"? With a cc of course.
Sep 14, 2013, 7:45 pm
#2379
Moderator: Travel Buzz
Join Date: Aug 2012
Location: Sunny San Diego
Posts: 3,098
If I"m loading 2 BB's, I do this at 2 registers, with different cashiers.
And, as suggested above, reading this thread has the added bonus of you getting to know the myriad of issues many people have had with the card. In the best "teach a man to fish" style, taking an hour or so to read this (entire, yes, entire) thread will give you more clues, ideas and pitfalls to avoid then you can imagine. It's worth the trouble.... really!
Sep 14, 2013, 10:12 pm
#2380
FlyerTalk Evangelist
Join Date: Apr 2002
Location: Madison, WI, USA
Posts: 14,162
Sep 14, 2013, 10:50 pm
#2381
Join Date: Jun 2013
Location: USA
Posts: 92
Bought vanilla Visa at blanketz. Next day friend tries no success.
Sep 14, 2013, 10:51 pm
#2382
Join Date: Jun 2013
Location: USA
Posts: 92
Bought home improvement at blanketz another time no issues but she almost forgot to charge cc after activating Card. I had to remind her
Sep 15, 2013, 12:26 am
#2383
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,453