Apr 3, 2013, 11:44 am
Last edit by: markr33
Read the wiki before posting a question.
Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.
Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.
The original FlyerTalk discussion thread is here: Wal-Mart, Amex take on banks with Bluebird debit card
Bluebird Load Limits:
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).
The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.
For online bill pay
Loading with debit card at Walmart
Self checkout does not work for loading.
Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
If your card doesn't say "debit" on the front, it isn't a debit card.
Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.
Training a WM cashier:
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
UPdate Notice on Sept 15, 2014.
Some minor changes on the ATM limits and fees:
• Out-of-Network ATM Fees:
Beginning October 30, 2014, the fee for withdrawing funds using out-of-network ATMs will increase from $2.00 to $2.50. ATM operator fees may also apply.
• Free In-Network MoneyPass® ATMs:
Effective immediately, all Bluebird Customers can withdraw funds for free when using in-network MoneyPass ATMs. You can find one of the more than 24,000 MoneyPass ATMs below.
• ATM Withdrawal Limits Increase:
We have increased your daily ATM limit, so you can withdraw up to $750 per day. Your monthly ATM withdrawal limit will remain at $2,000.
-----
•If you use Wal-Mart Savings Catcher, you can earn double rewards by redeeming to your BlueBird account <== Doubling of savings catcher amounts ended sometime in the summer of 2015.
Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.
Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.
The original FlyerTalk discussion thread is here: Wal-Mart, Amex take on banks with Bluebird debit card
Bluebird Load Limits:
- BB loading via VR or WM load: $2,500/day and $5,000 total per calendar month
- Online Debit Card Load* - $200/day and $1,000/month
- Checking/Savings Account - $2,000/month
- Checks - $2,000/day and $10,000/month
- ATM Withdrawals - $750/day and $2,000/month
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).
The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.
For online bill pay
- You can pay the credit card that you used to buy reloads
- Error 1302 means that you have 1 pending payment the same amount as the one you just submitted. For example, 1000 bill pay to sapphire preferred from Friday and then on Saturday you submit another bill pay for 1000 to sapphire preferred, you will get this error.
- Tip: if using online bill pay to the same place multiple times, vary your amounts by $0.01 to make it easier to track since your confirmation number does not match the tracking number on your credit card statement
Loading with debit card at Walmart
Self checkout does not work for loading.
Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
If your card doesn't say "debit" on the front, it isn't a debit card.
Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.
Training a WM cashier:
- If the WM cashier doesn't know how to load the card, advise them to enter "70" then press "action code".
- If you are using a temp card that doesn't have your name on it, you can swipe the card from your side of the terminal. The WM rep never has to touch any of your cards. The screen will say "enter account." That is your prompt to slide the card.
- The terminal will ask the WM employee if you are loading in multiples of $2000. Advise them to enter "no."
- Avoid saying gift card. Always refer to your card as a debit card.
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
UPdate Notice on Sept 15, 2014.
Some minor changes on the ATM limits and fees:
• Out-of-Network ATM Fees:
Beginning October 30, 2014, the fee for withdrawing funds using out-of-network ATMs will increase from $2.00 to $2.50. ATM operator fees may also apply.
• Free In-Network MoneyPass® ATMs:
Effective immediately, all Bluebird Customers can withdraw funds for free when using in-network MoneyPass ATMs. You can find one of the more than 24,000 MoneyPass ATMs below.
• ATM Withdrawal Limits Increase:
We have increased your daily ATM limit, so you can withdraw up to $750 per day. Your monthly ATM withdrawal limit will remain at $2,000.
-----
•If you use Wal-Mart Savings Catcher, you can earn double rewards by redeeming to your BlueBird account <== Doubling of savings catcher amounts ended sometime in the summer of 2015.
Bluebird prepaid debit, now with FDIC insurance and paper checks (2013-2014)
Mar 27, 2013, 4:43 pm
#46
Join Date: Apr 2005
Posts: 141
has anyone added BB to AP as a bank? Can u withdraw money from AP to BB?
Mar 27, 2013, 5:16 pm
#47
Join Date: Sep 2012
Location: LAX
Programs: AAdvantage, MileagePlus
Posts: 84
Mar 27, 2013, 7:25 pm
#48
Join Date: Nov 2012
Location: HNL
Programs: AA Citi Visa and Amex, Citi AA Biz, SPG, Amex Green, Zync, Discover It (Starbucks Gold) HHonors Gold
Posts: 268
Mar 27, 2013, 7:42 pm
#49
Join Date: Jun 2009
Location: ONT/LAX
Programs: IHG Plat
Posts: 496
newb here: buy bean, load to BB, write checks, am i right?
i just need to quickly meet net spend for a promo, so i can just skip the bean right? (don't have time to search for a store that sells them)
i just need to quickly meet net spend for a promo, so i can just skip the bean right? (don't have time to search for a store that sells them)
Mar 27, 2013, 8:11 pm
#50
Join Date: Nov 2012
Location: NE
Programs: UA PLAT, HH Gold, Marriott Gold
Posts: 211
Mar 27, 2013, 8:28 pm
#51
Join Date: Dec 2010
Location: Long Beach
Programs: HHonors Diamond, Hyatt Diamond
Posts: 1,171
As I recall you just call up bluebird ask to speak to a supervisor and tell them to load you BB over the phone directly from your credit card
Mar 27, 2013, 8:56 pm
#53
FlyerTalk Evangelist
Join Date: Mar 2000
Posts: 17,416
Article in the Washington Post here.
"In the six months since Bluebird debuted, more than 575,000 customers have signed up, placing more than $275 million into their accounts."
"Nearly half of Bluebird cardholders are under age 35 and use the card for everyday expenses, Schulman said. The prepaid card has allowed American Express to tap into a broader segment of the market, as 85 percent of account holders are new to the company."
"In the six months since Bluebird debuted, more than 575,000 customers have signed up, placing more than $275 million into their accounts."
"Nearly half of Bluebird cardholders are under age 35 and use the card for everyday expenses, Schulman said. The prepaid card has allowed American Express to tap into a broader segment of the market, as 85 percent of account holders are new to the company."
Really? That would be a game changer -- adios CVS. I'm skeptical; has anyone actually done it?
lol
Mar 28, 2013, 12:23 am
#56
Join Date: Jan 2010
Posts: 1,708
If the supervisor does not know of that feature, hang up and call again. Keep calling and asking for a supervisor until you find one that knows about it.
Mar 28, 2013, 5:48 am
#58
Join Date: Jun 2012
Location: Atlanta
Programs: Delta Diamond; HHonors Diamond
Posts: 655
Has anyone successfully loaded an account to more than $10,000 yet? I will buy more beans on April 1 if so, but given some fraud issues with Altanta beans, I don't want to buy more unless I'm certain these BB changes are up and running so I can offload my beans to my BB account right then and there at the check out counter after paying.
Last edited by GatorBlues; Mar 28, 2013 at 8:23 am
Mar 28, 2013, 6:25 am
#59
Join Date: Apr 2009
Posts: 543
Just a data point for future searchers on this thread. Although the $1,000 BB reload period is per calendar day, a "day" seems to start at 1:00 am ET rather than midnight. I've noticed this since the daylight savings time took effect. I loaded $1,000 yesterday around 1:00 pm ET and tried to load another card last night/this morning just after midnight. Didn't work. I wanted until just after 1:00 am ET and it worked like charm.
Also, pretty much every time I buy reloads at CVS, I have to swipe the same card twice before it will work. First time says "Another Form of Payment Required." No idea why that's happening. It's happened to me four times in a row.
Also, pretty much every time I buy reloads at CVS, I have to swipe the same card twice before it will work. First time says "Another Form of Payment Required." No idea why that's happening. It's happened to me four times in a row.