Apr 3, 2013, 11:44 am
Last edit by: markr33
Read the wiki before posting a question.
Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.
Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.
The original FlyerTalk discussion thread is here: Wal-Mart, Amex take on banks with Bluebird debit card
Bluebird Load Limits:
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).
The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.
For online bill pay
Loading with debit card at Walmart
Self checkout does not work for loading.
Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
If your card doesn't say "debit" on the front, it isn't a debit card.
Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.
Training a WM cashier:
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
UPdate Notice on Sept 15, 2014.
Some minor changes on the ATM limits and fees:
• Out-of-Network ATM Fees:
Beginning October 30, 2014, the fee for withdrawing funds using out-of-network ATMs will increase from $2.00 to $2.50. ATM operator fees may also apply.
• Free In-Network MoneyPass® ATMs:
Effective immediately, all Bluebird Customers can withdraw funds for free when using in-network MoneyPass ATMs. You can find one of the more than 24,000 MoneyPass ATMs below.
• ATM Withdrawal Limits Increase:
We have increased your daily ATM limit, so you can withdraw up to $750 per day. Your monthly ATM withdrawal limit will remain at $2,000.
-----
•If you use Wal-Mart Savings Catcher, you can earn double rewards by redeeming to your BlueBird account <== Doubling of savings catcher amounts ended sometime in the summer of 2015.
Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.
Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.
The original FlyerTalk discussion thread is here: Wal-Mart, Amex take on banks with Bluebird debit card
Bluebird Load Limits:
- BB loading via VR or WM load: $2,500/day and $5,000 total per calendar month
- Online Debit Card Load* - $200/day and $1,000/month
- Checking/Savings Account - $2,000/month
- Checks - $2,000/day and $10,000/month
- ATM Withdrawals - $750/day and $2,000/month
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).
The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.
For online bill pay
- You can pay the credit card that you used to buy reloads
- Error 1302 means that you have 1 pending payment the same amount as the one you just submitted. For example, 1000 bill pay to sapphire preferred from Friday and then on Saturday you submit another bill pay for 1000 to sapphire preferred, you will get this error.
- Tip: if using online bill pay to the same place multiple times, vary your amounts by $0.01 to make it easier to track since your confirmation number does not match the tracking number on your credit card statement
Loading with debit card at Walmart
Self checkout does not work for loading.
Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
If your card doesn't say "debit" on the front, it isn't a debit card.
Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.
Training a WM cashier:
- If the WM cashier doesn't know how to load the card, advise them to enter "70" then press "action code".
- If you are using a temp card that doesn't have your name on it, you can swipe the card from your side of the terminal. The WM rep never has to touch any of your cards. The screen will say "enter account." That is your prompt to slide the card.
- The terminal will ask the WM employee if you are loading in multiples of $2000. Advise them to enter "no."
- Avoid saying gift card. Always refer to your card as a debit card.
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
UPdate Notice on Sept 15, 2014.
Some minor changes on the ATM limits and fees:
• Out-of-Network ATM Fees:
Beginning October 30, 2014, the fee for withdrawing funds using out-of-network ATMs will increase from $2.00 to $2.50. ATM operator fees may also apply.
• Free In-Network MoneyPass® ATMs:
Effective immediately, all Bluebird Customers can withdraw funds for free when using in-network MoneyPass ATMs. You can find one of the more than 24,000 MoneyPass ATMs below.
• ATM Withdrawal Limits Increase:
We have increased your daily ATM limit, so you can withdraw up to $750 per day. Your monthly ATM withdrawal limit will remain at $2,000.
-----
•If you use Wal-Mart Savings Catcher, you can earn double rewards by redeeming to your BlueBird account <== Doubling of savings catcher amounts ended sometime in the summer of 2015.
Bluebird prepaid debit, now with FDIC insurance and paper checks (2013-2014)
Aug 15, 2013, 11:40 pm
#2161
Join Date: Jul 2009
Posts: 721
Keep in mind that your GCs or VRs are like cash. Actually maybe 0.0001% worse, for example we all recognize a $20 bill and if one was traded for another they still spend just fine. On the other hand, suppose you buy a VR or GC and when the cashier hands it back to you, whoops, he dropped it on his side of the counter...
Aug 15, 2013, 11:44 pm
#2162
Join Date: May 2013
Posts: 1,153
Keep in mind that your GCs or VRs are like cash. Actually a little worse, for example we all recognize a $20 bill and if one was traded for another they still spend just fine. On the other hand, suppose you buy a VR or GC and when the cashier hands it back to you, whoops, he dropped it on his side of the counter...
Aug 16, 2013, 3:26 am
#2163
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,453
Well it's reassuring to read that my Walmart experience was not the result of an error on my part. And thanks for the tip on the OneVanilla GC, and the warnings about MC and AMEX. I was lucky that they rejected my attempted purchase of the amex, if no pin can be set.
Thanks also for confirming I don't need to go to mygiftcardsite.com, unless I need to set up my zip code for use at a gas station.
Some people get yelled at in here, maybe with good reason, when they ask questions, so I genuinely appreciate your fantastic response.
Thanks also for confirming I don't need to go to mygiftcardsite.com, unless I need to set up my zip code for use at a gas station.
Some people get yelled at in here, maybe with good reason, when they ask questions, so I genuinely appreciate your fantastic response.
Aug 16, 2013, 6:32 am
#2164
Join Date: May 2013
Posts: 1,153
My WG & WM let me buy GCs (WG = OneVanilla VISA & WM = University VISA) with CCs. @ WM, I heard that no MC GC with CC.
About amex was the best part )
Aug 16, 2013, 4:17 pm
#2167
Join Date: May 2013
Posts: 1,153
Not lost, traded (read my post again). Read this, especially if one is easily confused or buys many at once. Good luck!
Last edited by vagrants; Aug 16, 2013 at 4:25 pm
Aug 16, 2013, 5:15 pm
#2168
Join Date: Jul 2009
Posts: 721
No. You don't understand, but that's fine.
Your advice sounds great, and I humbly recommend you offer it to BBPlaya13 over in this thread...
http://www.flyertalk.com/forum/21218090-post488.html
edit: wheels, buying a VR gets you the VR and a receipt.
The top half of the receipt might have 503.95 and your credit card number like ****9876.
The bottom half (or a 2nd receipt) might have your VR number like ****1234 and 500.00.
That 1234 is the last 4 digits on the back of the VR, lower right.
Just make a mental note of those digits, observe the cashier, and cross-check as soon as you have both VR and receipt. There's no mistrust, it's just that care is required with large amounts. At a bank for example tellers do appreciate customers who count their new bills. Good luck!
Your advice sounds great, and I humbly recommend you offer it to BBPlaya13 over in this thread...
http://www.flyertalk.com/forum/21218090-post488.html
edit: wheels, buying a VR gets you the VR and a receipt.
The top half of the receipt might have 503.95 and your credit card number like ****9876.
The bottom half (or a 2nd receipt) might have your VR number like ****1234 and 500.00.
That 1234 is the last 4 digits on the back of the VR, lower right.
Just make a mental note of those digits, observe the cashier, and cross-check as soon as you have both VR and receipt. There's no mistrust, it's just that care is required with large amounts. At a bank for example tellers do appreciate customers who count their new bills. Good luck!
Last edited by zceuxbhjutf; Aug 16, 2013 at 9:29 pm
Aug 16, 2013, 10:45 pm
#2169
Join Date: May 2013
Posts: 1,153
No. You don't understand, but that's fine.
Your advice sounds great, and I humbly recommend you offer it to BBPlaya13 over in this thread...
http://www.flyertalk.com/forum/21218090-post488.html
edit: wheels, buying a VR gets you the VR and a receipt.
The top half of the receipt might have 503.95 and your credit card number like ****9876.
The bottom half (or a 2nd receipt) might have your VR number like ****1234 and 500.00.
That 1234 is the last 4 digits on the back of the VR, lower right.
Just make a mental note of those digits, observe the cashier, and cross-check as soon as you have both VR and receipt. There's no mistrust, it's just that care is required with large amounts. At a bank for example tellers do appreciate customers who count their new bills. Good luck!
Your advice sounds great, and I humbly recommend you offer it to BBPlaya13 over in this thread...
http://www.flyertalk.com/forum/21218090-post488.html
edit: wheels, buying a VR gets you the VR and a receipt.
The top half of the receipt might have 503.95 and your credit card number like ****9876.
The bottom half (or a 2nd receipt) might have your VR number like ****1234 and 500.00.
That 1234 is the last 4 digits on the back of the VR, lower right.
Just make a mental note of those digits, observe the cashier, and cross-check as soon as you have both VR and receipt. There's no mistrust, it's just that care is required with large amounts. At a bank for example tellers do appreciate customers who count their new bills. Good luck!
Last edited by vagrants; Aug 16, 2013 at 11:11 pm
Aug 17, 2013, 3:06 am
#2170
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,453
Aug 17, 2013, 9:00 pm
#2171
Join Date: Dec 2012
Posts: 498
as someone who has broken money machines at all his local walmarts, if a machine is there at all, life is so much easier when you find a cashier who knows what they are doing.
Aug 18, 2013, 9:42 am
#2172
Join Date: May 2010
Posts: 13
Sorry in advance if this has been answered before. I opened/registered one BB account online, not with temporary card from WMart, received card in mail and activated, everything is fine for my account, although I couldn't replicate the process for family members with in same as my address. The message was saying, can not verify the information, and there is phone number to contact. I thought I made typo and tried again, not work. Every time I retry, it asked for new email address. I also tried with another family member information, still getting same message. They are currently have Amex card with no problem, also recently got approved SPG card with my address so I know their info has no problem. Then I call the number, CSR told me to redo with new email ( which I already did) and different phone number, so I tried again, but no go, same error message. Does anyone can tell where I went wrong? Or should I do with temporary card from WMart.?
Aug 18, 2013, 10:06 am
#2173
Join Date: Sep 2001
Location: Washington, DC
Programs: UA Plat MM, AA Gold, Hyatt Explorist, Hilton Gold, IHG Plat, Marriott Titanium Elite
Posts: 5,015
This post is addressed to the a*hole who regularly "hided" ALL the VR cards at a certain CVS store in Washington, DC as soon as they arrived. I spoke to the clerk who stocks the cards at that store why there were no VR cards on the rack. It was because the store manager made a decision to STOP ordering VR cards SOLELY because of you! You created a serious inventory irregularity by hiding the VR cards and the manager didn't want to deal with it anymore.
Fortunately, the clerk now knows who you are. He saw you buying VR cards that you had hidden elsewhere in the store (or maybe that you had even taken home). He knew you hid or stole them because there were no VR cards on either of the two racks and he wondered where you got them from. He told me you are not welcome back at that CVS store.
Thank you very much (NOT) for shutting down VR card sales at this CVS store because of your unmitigated greed and selfishness. Now none of us who legitimately bought only one or two a day and who did not hide the cards are the victims. I have asked the store to keep them behind the counter but that won't be possible since the manager won't order them anymore.
You are pure evil - you killed the goose that laid the golden egg - at least at one CVS store. The majority of FlyerTalkers are wonderful and helpful to others on this board - you are the exact opposite. If I find out who you are, I will recommend that you be expelled from FT for life.
Fortunately, the clerk now knows who you are. He saw you buying VR cards that you had hidden elsewhere in the store (or maybe that you had even taken home). He knew you hid or stole them because there were no VR cards on either of the two racks and he wondered where you got them from. He told me you are not welcome back at that CVS store.
Thank you very much (NOT) for shutting down VR card sales at this CVS store because of your unmitigated greed and selfishness. Now none of us who legitimately bought only one or two a day and who did not hide the cards are the victims. I have asked the store to keep them behind the counter but that won't be possible since the manager won't order them anymore.
You are pure evil - you killed the goose that laid the golden egg - at least at one CVS store. The majority of FlyerTalkers are wonderful and helpful to others on this board - you are the exact opposite. If I find out who you are, I will recommend that you be expelled from FT for life.
Last edited by DCBob; Aug 18, 2013 at 10:12 am
Aug 18, 2013, 11:55 am
#2175
Join Date: Jul 2013
Posts: 97
Sorry in advance if this has been answered before. I opened/registered one BB account online, not with temporary card from WMart, received card in mail and activated, everything is fine for my account, although I couldn't replicate the process for family members with in same as my address. The message was saying, can not verify the information, and there is phone number to contact. I thought I made typo and tried again, not work. Every time I retry, it asked for new email address. I also tried with another family member information, still getting same message. They are currently have Amex card with no problem, also recently got approved SPG card with my address so I know their info has no problem. Then I call the number, CSR told me to redo with new email ( which I already did) and different phone number, so I tried again, but no go, same error message. Does anyone can tell where I went wrong? Or should I do with temporary card from WMart.?