PNC Virtual Wallet Funding
Jun 28, 2014, 5:05 am
#46
Join Date: Jun 2014
Location: Iowa
Posts: 122
I know this thread is a few months old, so if there's a newer one that already contains this info I apologize.
I tried to fund a new PNC account today with $2k. Both of my Chase cards were declined. (No, I have not been naughty with Chase.) I think Chase must now be treating these as a cash advance. You are only allowed ~3 card attempts. After that you must use ACH. I missed out on 2k points by trying the wrong cards. Not that I was opening the account for the points, but they would have been nice.
I tried to fund a new PNC account today with $2k. Both of my Chase cards were declined. (No, I have not been naughty with Chase.) I think Chase must now be treating these as a cash advance. You are only allowed ~3 card attempts. After that you must use ACH. I missed out on 2k points by trying the wrong cards. Not that I was opening the account for the points, but they would have been nice.
Jun 28, 2014, 12:54 pm
#48
Join Date: May 2014
Location: New York
Posts: 391
Jun 28, 2014, 1:06 pm
#49
Join Date: Dec 2013
Location: PHL
Posts: 94
Data Point: Barclay Arrival was coded as a purchase. I opened up an account in mid-may for a $300 signup bonus for direct depositing $5k in 60 days + making just 1 bill pay.
05/19/14 PNCBANK NA ONLINE RETA 2,000.00 4,000 (miles earned 4k).
Easy $300 + 4k Barclay miles.
http://offers.pnc.com/checking/tiered/Checking_Offer_B/
I believe there is an early termination fee if account is closed within 6 months, but that could have been Citizens Bank. I've done both recently, could be mixing up the terms...
05/19/14 PNCBANK NA ONLINE RETA 2,000.00 4,000 (miles earned 4k).
Easy $300 + 4k Barclay miles.
http://offers.pnc.com/checking/tiered/Checking_Offer_B/
I believe there is an early termination fee if account is closed within 6 months, but that could have been Citizens Bank. I've done both recently, could be mixing up the terms...
Jun 28, 2014, 1:47 pm
#51
Join Date: Jun 2014
Location: Iowa
Posts: 122
Bonus offer ends in 2 days so time's running out.
Jun 28, 2014, 1:51 pm
#52
Join Date: Feb 2014
Posts: 511
I know this thread is a few months old, so if there's a newer one that already contains this info I apologize.
I tried to fund a new PNC account today with $2k. Both of my Chase cards were declined. (No, I have not been naughty with Chase.) I think Chase must now be treating these as a cash advance. You are only allowed ~3 card attempts. After that you must use ACH. I missed out on 2k points by trying the wrong cards. Not that I was opening the account for the points, but they would have been nice.
I tried to fund a new PNC account today with $2k. Both of my Chase cards were declined. (No, I have not been naughty with Chase.) I think Chase must now be treating these as a cash advance. You are only allowed ~3 card attempts. After that you must use ACH. I missed out on 2k points by trying the wrong cards. Not that I was opening the account for the points, but they would have been nice.
Should have tried a card from a different lender.
Jun 28, 2014, 1:56 pm
#53
Join Date: Jun 2014
Location: Iowa
Posts: 122
I tried. But I burned one attempt thinking I mistyped something, and used the 3rd attempt on my other Chase card. 3 strikes and I was out.
Jun 30, 2014, 11:05 am
#54
Join Date: May 2014
Posts: 466
I know this thread is a few months old, so if there's a newer one that already contains this info I apologize.
I tried to fund a new PNC account today with $2k. Both of my Chase cards were declined. (No, I have not been naughty with Chase.) I think Chase must now be treating these as a cash advance. You are only allowed ~3 card attempts. After that you must use ACH. I missed out on 2k points by trying the wrong cards. Not that I was opening the account for the points, but they would have been nice.
I tried to fund a new PNC account today with $2k. Both of my Chase cards were declined. (No, I have not been naughty with Chase.) I think Chase must now be treating these as a cash advance. You are only allowed ~3 card attempts. After that you must use ACH. I missed out on 2k points by trying the wrong cards. Not that I was opening the account for the points, but they would have been nice.
Jun 30, 2014, 11:06 am
#55
Join Date: May 2014
Posts: 466
Or you could just float $2k in there for a couple of months... as long as your avg. balance is high enough, you don't need to worry about the DD requirements.
Jul 4, 2014, 6:07 am
#56
Join Date: May 2014
Posts: 466
Nothing like waking up with an extra $500 in your accounts....
Both my account bonuses posted overnight. The timing of these is kind of puzzling. My wife's account ($200 bonus) met the qualifications ~3 weeks ago. My account ($300 bonus) met the qualifications yesterday. There's no connection between our accounts (we're not joint owners). So maybe they process them in batches? I dunno. Either way, 4k free points from opening w/CC, plus the $500.
Also, I will note that PP worked for DD.
Both my account bonuses posted overnight. The timing of these is kind of puzzling. My wife's account ($200 bonus) met the qualifications ~3 weeks ago. My account ($300 bonus) met the qualifications yesterday. There's no connection between our accounts (we're not joint owners). So maybe they process them in batches? I dunno. Either way, 4k free points from opening w/CC, plus the $500.
Also, I will note that PP worked for DD.
Nov 5, 2015, 7:20 pm
#57
Join Date: May 2011
Location: NYC
Programs: UA 1K, AS MVP Gold, TK *Gold, HHonors Gold, SPG Plat, Marriott Plat, Hyatt Diamond
Posts: 570
Hi - i control four accs, all at the same address. Was able to open the acc for 2 ppl easily. For the other two accs, I get asked questions from my public records. I'm pretty sure I know the answers but the acc keeps getting denied. Anyone else faced this? Any thoughts? Thanks
Nov 26, 2015, 7:42 am
#58
Join Date: Aug 2015
Posts: 322
I opened PNC virtual select checking under old terms ($500 bonus), recently they have changed the terms, not it says you have to open this in Branch and you should have existing relationship with the bank. Trying to open checking account for SO.
Even if it says it should be open in branch, does it really have to be in branch? I believe you can apply it online, I'm not sure how strict they are about this criterion.
The other one is existing relationship; What is the quickest and easiest way to establish relationship without any monthly maintenance fees etc, savings account and money market are the options.
Even if it says it should be open in branch, does it really have to be in branch? I believe you can apply it online, I'm not sure how strict they are about this criterion.
The other one is existing relationship; What is the quickest and easiest way to establish relationship without any monthly maintenance fees etc, savings account and money market are the options.
Nov 27, 2015, 8:25 am
#59
Join Date: Jul 2014
Posts: 3,688
I opened PNC virtual select checking under old terms ($500 bonus), recently they have changed the terms, not it says you have to open this in Branch and you should have existing relationship with the bank. Trying to open checking account for SO.
Even if it says it should be open in branch, does it really have to be in branch? I believe you can apply it online, I'm not sure how strict they are about this criterion.
Even if it says it should be open in branch, does it really have to be in branch? I believe you can apply it online, I'm not sure how strict they are about this criterion.
it's up to you now if you wish to proceed, they have all reasons to deny the bonus since the terms are clear.
Nov 27, 2015, 3:02 pm
#60
Join Date: Aug 2015
Posts: 322
I have later read somewhere, this works. I have opened MM and in a few days I will be opening checking account. Looking for more data points.