Jun 15, 2014, 4:36 pm
Last edit by: hi-guy
Thanks to Doctor of Credit for adding this list.
Low Fee ATMs
No Fee ATMs
I haven't been able to confirm the following so if anybody could confirm for me that would be great:
Low Fee ATMs
- AllSouth Federal Credit Union: $1 per withdrawal, unknown limit. [Branch locator, SC only]
- B&H Photo: $1 per withdrawal, $500 limit [Store location, NY only]. ATM is behind the cashiers.
- Costco: $1.25 per withdrawal [Store locator]. You don’t need to be a Costco member to use their ATM. $400 limit
- Cathay Bank: $2 per withdrawal [ATM locator].
- First Entertainment Credit Union: 99cents per withdrawal [CA only Branch locator]
- McDonalds: $1 per withdrawal, $300 limit [Restaurant locator]
- Frost Bank (TX) $2.00 per WD
- Wegmans: $1 per withdrawal [East Coast, Store locator]
- Winco: $1 per withdrawal [AZ, CA, NV, OR, UT, WA, TX.Store locator]
No Fee ATMs
- Barona Casino: San Diego, California
- Bellco: Colorado Only, Branch locator
- Capital One 360 Cafes
Chicago, IL), (Honolulu, HI), (Los Angeles, CA), New York (NY), (Philadelphia, PA), (St. Cloud, MN), (Wilmington, DE), (San Francisco, CA) All locations here. Free internet. Extra perks with use of Capital One debit card. $800 limit - Quick Chek: .NY, NJ only,.Store locator
- KwikTrip: $200 limit IA, MN, WI only, Store locator
- Liberty Bank: CT only, Branch locator (New Haven branch near Yale charges per this post)
- Murphy's Gas Stations:.$200 limit CO, NM, TX, KS, OK, MN, IA, MO, AR, LA, IL, MS, AL, TN, KY, IN, MI, OH, MI, FL, GA, SC, NC, VA, WV.Store locator
- MSU Federal Credit Union: MI only, .Branch locator
- Racetrac: ATM sponsored by Fifth Third Bank (not at bank) Central Florida
- Rutters: PA only, Store locator
- Royal Farms Convenience Store: VA, MD, PA, DE. $200 limit Store locator
- Sheetz: PA, VA, WV, MD, OH, NC only, Store locator
- The Free ATM: This start up requires you to watch a small advertisement before giving you a fee free ATM withdrawal, locations seem to be mainly in NY at the moment but there isn't a list of locations. We've contacted them and if they provide a list we'll post it here.
- Thornton's Gas/Convenience Stores (Central FL). Sponsor: PNC (may not be good at PNC branch)
- Turkey Hill Gas Stations:.PA, OH, IN only Store locator
- Wawa convenience store: Central FL, MD, NJ, PA & VA .Store locator
- Get Go: OH, Store locator
- Wiegels Convenience Store: Knoxville TN area only.Store locator
- Woodman’s: WI and extreme northern IL only,.Store locator
- View fee free ATM withdrawals in the Bay Area. This list was provided for EBT cards (e.g government assistance) and as such doesn't include a fee free list for all card holders. It is useful as a starting point as a lot of those listed are fee free for everybody.
I haven't been able to confirm the following so if anybody could confirm for me that would be great:
- Aldi supermarkets, not sure if fee free or low fee. Some stores don't have ATM. Don't make special trip.
- Cardtronics ATM inside CVS locations. (Varies due to bank branding, ie, Chase affiliated Cardtronics ATM had $3 fee. On the other hand, Cardtronics ATM at a local Costco had local CU branding, was $1.25 per WD) Cardtronics inside CVS = $3 in PHX area See below:
http://www.cardtronics.com/consumers/consumer-faq.asp - Eastern Washington University PUB (building) in Cheney, Washington
- RaceTrac: Possibly only TX locations only Store locator here, hit the magnifying glass in top right corner $300 limit $2 fee in Houston as of 2/2015
True no-fee ATMs?
Feb 15, 2013, 1:01 pm
#61
Join Date: Oct 2012
Posts: 164
I think some people are missing the point of this thread is not to introduce products where the ATM card is refunding fees, but finding the machine that is fee free.
The point of trying to find a fee free ATM is because of the various debit cards that are used for manufacturing spend.
The point of trying to find a fee free ATM is because of the various debit cards that are used for manufacturing spend.
Feb 16, 2013, 1:18 pm
#65
Original Poster
Join Date: Sep 2005
Programs: Northwest, United
Posts: 3,256
You can always try Googling "no fee ATM <your city>". It will probably return a lot of old hits that are no longer accurate (if they ever were) but if you go through them methodically over time to check each out, you might hit one that actually has no fee. They do exist.
Feb 20, 2013, 3:46 pm
#66
Join Date: Jun 2011
Location: Around The World
Programs: ALL :)
Posts: 384
Anyone willing to share a list of ATMs they have tried in the PHX AZ area. I have quite a large list as I travel the valley and stop in when I see a new bank I have not tried.
If you know of any in the area I would greatly appreciate it.
If you know of any in the area I would greatly appreciate it.
Feb 21, 2013, 1:01 pm
#67
Join Date: Dec 2012
Location: Philadelphia
Programs: HH Diamond, IHG Plat, SPG & Marriott Gold, CC Silver
Posts: 541
You might want to take a closer look at that statement.
I'm a member of two credit unions. My wife is a member of two other credit unions. None of them offer a true no-fee ATM. All of them proudly proclaim that they offer no-fee ATMs. What they really mean is that their ATMs won't charge a fee for their own members' cards (or cards of other in-network providers). This is the norm these days.
Now, I'm not saying your credit union doesn't offer a true no-fee ATM, but unless you've looked closely and confirmed, you might be surprised. I was - I expected my credit union would be better about this. They weren't. YMMV.
I'm a member of two credit unions. My wife is a member of two other credit unions. None of them offer a true no-fee ATM. All of them proudly proclaim that they offer no-fee ATMs. What they really mean is that their ATMs won't charge a fee for their own members' cards (or cards of other in-network providers). This is the norm these days.
Now, I'm not saying your credit union doesn't offer a true no-fee ATM, but unless you've looked closely and confirmed, you might be surprised. I was - I expected my credit union would be better about this. They weren't. YMMV.
To the OP, Wawa and Sheetz ATMs are always free. I've never been charged a fee no matter what card I walk up with.
Mar 2, 2013, 6:00 pm
#70
Original Poster
Join Date: Sep 2005
Programs: Northwest, United
Posts: 3,256
That's OK, I have found a true zero-fee ATM here at a local credit union (thanks to another FTer). Zero fee no matter what card you use - this is what I was looking for.
I visit this ATM frequently now.
Mar 3, 2013, 12:42 am
#71
Join Date: Nov 2012
Location: HNL
Programs: AA Citi Visa and Amex, Citi AA Biz, SPG, Amex Green, Zync, Discover It (Starbucks Gold) HHonors Gold
Posts: 268
Mar 3, 2013, 6:32 am
#73
Join Date: Jul 2006
Posts: 333
I thought Allpoint was only free for those card issuers that are part of the network otherwise they charge a fee. That is the way it worked at a Target near me.
Mar 3, 2013, 10:03 am
#74
Original Poster
Join Date: Sep 2005
Programs: Northwest, United
Posts: 3,256
Many (most?) people posting in this thread either...
1. Do not have basic reading comprehension skills
2. Failed to actually read the thread
3. Don't understand what the word "free" actually means
Or some combination of the above.
1. Do not have basic reading comprehension skills
2. Failed to actually read the thread
3. Don't understand what the word "free" actually means
Or some combination of the above.