Jun 28, 2013, 3:20 pm
Last edit by: ChrisFlyer66
Moderator note: A new thread for 2016 is here: http://www.flyertalk.com/forum/manufactured-spending/1738030-gobank-greendot-online-banking-debit-card-2016-a.html
Do NOT let Rite-Aid scan the GoBank barcode. You will be charged, but your funds won't load. It is a PIA to get your funds back.
Want to stay active? Be sure to only load when your balance is at or close to 0. Continuing to load when you have funds in there seems to be a no no. Swipes are recommended, but there are folks active that don't swipe.
Lots of $200 loads can get you shutdown. GoBank does not like paying load fees on low denomination loads. Two $500 loads is better than five $200 loads.
Shut down reports:
Please list your load/spend/billpay details (in a single statement/lifetime?) e.g.,
type of load, number of loads, denomination of your gc or mp, amount of your billpay, any actual swipe/dd?
lad2 (closed) - May: $2.7K 9 loads 5DDs - June: $5.5K 5 loads 6DDs - July: $4.6K 6 loads 1DD - August $9.9K 19 loads 1DD - no swipes
TheDapperDon (open) June $4.5k 5 loads. All GCs. 1 swipe. Everything else BP to CC. 1500 most loaded in one day .July - $3489 5 loads. All GCs. Several swipes. No load until below $20 or so remaining.
raghu455 (closed) May $2k 4 loads, june $7k all GCs. All BP to CC.
drdrew450 (closed) 17K in loads, unloaded all through bill pay, less than a month
cuebert (closed) $4.5k in 9 MP loads, BP out. That was fast.
sgideons (closed) May $7k 17 loads, june $17k 27 loads, july $5k 6 loads, september $3.5k 4 loads. Unloaded 90% ACH pull, 5% PP to self, 5% bill pay tool. Closed on September statement date.
MDWCommuter (closed): June only, $8k in 60 loads, all GC. $2k is most loaded in one day. Wrote 2 BP to CC checks, no ATM, no MP loads, no ACH pull, no DD, always carried at least a $1k balance
ArtemK (closed): 1st month - 5/21 - 6/21 - loaded $6,700, 6/21 - 6/30 - $4K loaded, all via GCs. Unloaded all via BP to Citi and Chase. No ATM, no MP loads, no ACH pull, no DD, no swipes.
rdover1 (Closed): 1st month - $23.6k loaded (WM GC), ~$1k spend, rest bill pay (mostly to CC)
rdover1 2nd card (closed): Closed mid cycle, survived 1st month. No bill pay, only MO. Never loaded over ~$4k. Total activity ~$12k.
T3pleShot (closed): 7k in loads at WMT, 10 loads, mostly $500, some $200, $4k billpay to CC, 5 swipes totaling about $25.
ctbarron (open): Month1 - $3.8k loaded, all bill pay out, 1 swipe; Month2 - $3.7k loaded, all bill pay out, few swipes and an ATM WD; Month3 - $4.2k loaded, all bill pay out, few swipes and an ATM WD. Zero membership fee, usually a balance of under $150.
americanindian (closed)- closed after 3 months today. had about 7.5k deposit each month, with lots of small value(<$20) purchases each month. liquidated mostly using bill pay.
rodsren (closed)- the dapperdon warned me. I was closed today after less than 5,500 or loaaing in less than 3 weeks (was going to try to keep it to 7,500 - 10,000 but didn't luck out.)
binnycode (closed, re-opened) - 7x $200 loads + 1x $700 load + 3x $500 over 2 days got me shut down. Called CSR and they re-opened my account, letting me know that "direct deposit would reduce my number of trips to walmart" lol!
Do NOT let Rite-Aid scan the GoBank barcode. You will be charged, but your funds won't load. It is a PIA to get your funds back.
Want to stay active? Be sure to only load when your balance is at or close to 0. Continuing to load when you have funds in there seems to be a no no. Swipes are recommended, but there are folks active that don't swipe.
Lots of $200 loads can get you shutdown. GoBank does not like paying load fees on low denomination loads. Two $500 loads is better than five $200 loads.
Shut down reports:
Please list your load/spend/billpay details (in a single statement/lifetime?) e.g.,
type of load, number of loads, denomination of your gc or mp, amount of your billpay, any actual swipe/dd?
lad2 (closed) - May: $2.7K 9 loads 5DDs - June: $5.5K 5 loads 6DDs - July: $4.6K 6 loads 1DD - August $9.9K 19 loads 1DD - no swipes
TheDapperDon (open) June $4.5k 5 loads. All GCs. 1 swipe. Everything else BP to CC. 1500 most loaded in one day .July - $3489 5 loads. All GCs. Several swipes. No load until below $20 or so remaining.
raghu455 (closed) May $2k 4 loads, june $7k all GCs. All BP to CC.
drdrew450 (closed) 17K in loads, unloaded all through bill pay, less than a month
cuebert (closed) $4.5k in 9 MP loads, BP out. That was fast.
sgideons (closed) May $7k 17 loads, june $17k 27 loads, july $5k 6 loads, september $3.5k 4 loads. Unloaded 90% ACH pull, 5% PP to self, 5% bill pay tool. Closed on September statement date.
MDWCommuter (closed): June only, $8k in 60 loads, all GC. $2k is most loaded in one day. Wrote 2 BP to CC checks, no ATM, no MP loads, no ACH pull, no DD, always carried at least a $1k balance
ArtemK (closed): 1st month - 5/21 - 6/21 - loaded $6,700, 6/21 - 6/30 - $4K loaded, all via GCs. Unloaded all via BP to Citi and Chase. No ATM, no MP loads, no ACH pull, no DD, no swipes.
rdover1 (Closed): 1st month - $23.6k loaded (WM GC), ~$1k spend, rest bill pay (mostly to CC)
rdover1 2nd card (closed): Closed mid cycle, survived 1st month. No bill pay, only MO. Never loaded over ~$4k. Total activity ~$12k.
T3pleShot (closed): 7k in loads at WMT, 10 loads, mostly $500, some $200, $4k billpay to CC, 5 swipes totaling about $25.
ctbarron (open): Month1 - $3.8k loaded, all bill pay out, 1 swipe; Month2 - $3.7k loaded, all bill pay out, few swipes and an ATM WD; Month3 - $4.2k loaded, all bill pay out, few swipes and an ATM WD. Zero membership fee, usually a balance of under $150.
americanindian (closed)- closed after 3 months today. had about 7.5k deposit each month, with lots of small value(<$20) purchases each month. liquidated mostly using bill pay.
rodsren (closed)- the dapperdon warned me. I was closed today after less than 5,500 or loaaing in less than 3 weeks (was going to try to keep it to 7,500 - 10,000 but didn't luck out.)
binnycode (closed, re-opened) - 7x $200 loads + 1x $700 load + 3x $500 over 2 days got me shut down. Called CSR and they re-opened my account, letting me know that "direct deposit would reduce my number of trips to walmart" lol!
Gobank by Greendot - online banking with debit card
Aug 27, 2013, 12:04 am
#1441
Join Date: Aug 2011
Location: SFO/SJC
Programs: MR,UR, UA, BA, AA, Hotels
Posts: 581
Aug 27, 2013, 9:27 am
#1442
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
Aug 27, 2013, 10:46 am
#1444
Join Date: Oct 2011
Posts: 4,166
This wasn't noted in the Wiki. Is there any way to load these via instruments purchased with a CC other than Visa GC? I just opened my GoBank account and wanted to use it when my BB is used up for the month.
Aug 27, 2013, 1:06 pm
#1446
Join Date: Oct 2010
Location: ATL
Programs: Shamelessly Gold at Flying Burrito and AirTrain A+ Elite. Turkish Star Gold, 100k at Flying Eskimo
Posts: 740
Aug 27, 2013, 1:19 pm
#1447
Join Date: May 2012
Location: New England
Programs: DL PM, HH Gold, the rest come and go
Posts: 313
Aug 27, 2013, 6:06 pm
#1450
Join Date: Jul 2013
Posts: 13
Does any of you load GB using the kiosk? My local one was serviced/upgraded over the weekend and where it used to have a greendot button on the touchscreen, it's no longer there. All I see are Walmart CC, bluebird, rapid reload, ATM. (didn't take a picture...)
I am fairly certain it'll charge me $3.74 if I do rapid reload. And the money center line was just too long for me to ask a human for help. (lunch time+back to school traffic)
Have you encountered something similar? Any help would be greatly appreciated.^
I am fairly certain it'll charge me $3.74 if I do rapid reload. And the money center line was just too long for me to ask a human for help. (lunch time+back to school traffic)
Have you encountered something similar? Any help would be greatly appreciated.^
Aug 27, 2013, 6:07 pm
#1451
Join Date: Mar 2013
Posts: 809
Does any of you load GB using the kiosk? My local one was serviced/upgraded over the weekend and where it used to have a greendot button on the touchscreen, it's no longer there. All I see are Walmart CC, bluebird, rapid reload, ATM. (didn't take a picture...)
I am fairly certain it'll charge me $3.74 if I do rapid reload. And the money center line was just too long for me to ask a human for help. (lunch time+back to school traffic)
Have you encountered something similar? Any help would be greatly appreciated.^
I am fairly certain it'll charge me $3.74 if I do rapid reload. And the money center line was just too long for me to ask a human for help. (lunch time+back to school traffic)
Have you encountered something similar? Any help would be greatly appreciated.^
Aug 27, 2013, 10:35 pm
#1452
Join Date: Nov 2012
Location: SAN
Posts: 152
Does any of you load GB using the kiosk? My local one was serviced/upgraded over the weekend and where it used to have a greendot button on the touchscreen, it's no longer there. All I see are Walmart CC, bluebird, rapid reload, ATM. (didn't take a picture...)
I am fairly certain it'll charge me $3.74 if I do rapid reload. And the money center line was just too long for me to ask a human for help. (lunch time+back to school traffic)
Have you encountered something similar? Any help would be greatly appreciated.^
I am fairly certain it'll charge me $3.74 if I do rapid reload. And the money center line was just too long for me to ask a human for help. (lunch time+back to school traffic)
Have you encountered something similar? Any help would be greatly appreciated.^
Aug 28, 2013, 10:01 pm
#1453
Join Date: Apr 2010
Location: LAX
Posts: 546
Need some help.
I was able to pick up a few GD prepaid cards using a CC at one of the local stores. However, I can't get a personalized card because I was blocked by GD last year.
So far I have registered the card, created an account as well as selected a PIN. When I tried using the PIN at an Moneypass ATM it did not work. While withdrawing I got three options: withdraw money from checking, saving and credit card. I tried checking and cc and neither worked. I didn't wanted to try it a third time and get my account blocked so I did not try the savings option.
So the first question is with the limited account I have, will I be able to use ATM? I have loaded the card on BB, but I would prefer to cash it out. And the second question is how do I get a PIN w/o spending 4-5 mins going through the registration process?
I was able to pick up a few GD prepaid cards using a CC at one of the local stores. However, I can't get a personalized card because I was blocked by GD last year.
So far I have registered the card, created an account as well as selected a PIN. When I tried using the PIN at an Moneypass ATM it did not work. While withdrawing I got three options: withdraw money from checking, saving and credit card. I tried checking and cc and neither worked. I didn't wanted to try it a third time and get my account blocked so I did not try the savings option.
So the first question is with the limited account I have, will I be able to use ATM? I have loaded the card on BB, but I would prefer to cash it out. And the second question is how do I get a PIN w/o spending 4-5 mins going through the registration process?
Aug 29, 2013, 6:51 am
#1454
Join Date: Mar 2013
Posts: 809
Well folks... I officially got the boot... It was nice while it lasted. I got to run 85K through it before they got me. Logged on today to find the notice "Please call our Member Care team at (888) 280-8260 to access your account."
Wonder if its worth calling?
Wonder if its worth calling?
Aug 29, 2013, 7:13 am
#1455
Join Date: Sep 2007
Location: Chicago
Programs: AA, BA, CX, DL, EK, F9, GA, HA, IB, JL, KE, LH, MH, NH, OS, PG, QR, RJ, SA, TG, UA, VN, WN, ZH
Posts: 927
Just got the boot as well with one of my accounts (#1 on my previous post) after the statement posted.
The details: total loads $9.9K - 19 loads - 1DD - no swipes
The details: total loads $9.9K - 19 loads - 1DD - no swipes