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Using charge smart to meet spending challenge

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Old Nov 23, 2014, 6:53 am
  #1  
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Join Date: Nov 2010
Programs: IHG Platinum
Posts: 1,066
Using charge smart to meet spending challenge
As I'm currently not in the US, using my US Air card overseas will cost me 3% in foreign exchange fees.

My plan is to pay ACS (the creditor of my student loan) $733.51 + $17.49 (in credit card processing fees) to meet the US Airways spend over $750 each month in Dec, Jan and Feb challenge. The fees are a reasonable 2.3%.

https://www.chargesmart.com

Has anyone used them before? Did your payment post without problems?
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Old Nov 23, 2014, 8:10 am
  #2  
 
Join Date: Nov 2011
Posts: 1,944
Originally Posted by hightide
As I'm currently not in the US, using my US Air card overseas will cost me 3% in foreign exchange fees.

My plan is to pay ACS (the creditor of my student loan) $733.51 + $17.49 (in credit card processing fees) to meet the US Airways spend over $750 each month in Dec, Jan and Feb challenge. The fees are a reasonable 2.3%.

https://www.chargesmart.com

Has anyone used them before? Did your payment post without problems?
Yes, I used them a few years back to meet minimum spend (before I knew of alternatives!) It works, just somewhat expensive, and at least at that time, somewhat deceptive about fees. (For mortgages, the fee indicated was something like $5, and only right at the end do they add a "large payment insurance fee" that pushed it up to about $90. Yes, informed before the purchase, so not really really bad, but still....
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Old Nov 28, 2014, 2:01 am
  #3  
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Thanks you Silver!
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