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Cashback on Amex GC through TopCashBack, BigCrumbs, etc.

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Old Oct 25, 2013, 7:07 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ericdabbs
Please read the wiki before posting a question.

UPDATE 01/17/15

BeFrugal: 1.5%
Big Crumbs: 0.9%
TopCashBack: 1.5%


For other cash back or airline portals, check here: http://www.cashbackmonitor.com/Cashb...erican+express

Public Service Announcement: Do NOT use fee-free codes if you want portal cashback / miles. CB/Miles will post and then be clawed back.

FAQ

Will it post as a cash advance (CA)?

Citi - Yes.

Cards from Chase, BoA, FIA, Barclay, AMEX, CapitalOne, US Bank, Discover, HSBC, etc., have posted as purchase. PNC Visa Cashbuilder - posts as purchase but does not earn CC rewards

Note: Some issuers (Discover, US Bank, etc.) will decline the authorization if it exceeds your CA limit. This does NOT mean it will post as CA. It simply means you need to lower the purchase amount below your CA limit for authorization, but it ultimately posts as a purchase.

How do I set PIN on AMEX Gift Cards and use as debit to load Bluebird, buy MOs, etc.
You cannot set PIN or use them as debit to load Bluebird, buy MOs, etc. You can only use them as credit where AMEX is accepted.

How do I cash out AMEX Gift Cards?
Use manufactured spend techniques (load RB, buy Visa/MC GCs, VRs, AP, AFT, etc.) or normal spend where AMEX is accepted.

Why buy AMEX Gift Cards then?
To reduce the cost of manufactured spend, to mask your manufactured spend (i.e unusual high spend at Target or CVS), earn additional cash back on spend, or meet minimum spend targets faster.

Next day shipping that isn't?
The next day shipping is from when they ship the cards to UPS, which can be as long as 10 days from the order submission if you order personalized cards (more recently this has been under a week). For next day shipping, you are notified late night (once your card finishes processing, see above) and the package arrive that same morning before 10:30AM in your area.

What is with the charge disappearing from my credit card?
Once the order is placed you will see a pending charge on your CC account. Quite often once the card ships this pending is removed but does not show as a charge. Don't panic (or celebrate) it will show up as a charge within a day or so.

Personalized GCs?
Either Biz or Personal GCs can be personalized with your name. This helps when shaky cashiers who demand to see your card are prevalent. These take approximately 4 biz days to arrive compared to the non personalized which arrives as quickly as the next day.

UPS Tracking?
If you logged in to your AMEX account when placing the order you can get tracking info by logging in to your AMEX account and clicking on cards > gift cards > order history > order details. Unfortunately tracking information may not appear until well after your order has shipped so it's best to sign up for UPS My Choice to get faster tracking info and reroute your package if needed. Since UPS may drop your package off at the door if you're not home, it will be useful to know when your package will arrive.

The portal terms indicate that coupon codes will invalidate cash back. Is this true?
Yes (as of July 2014)

What are the purchase limits? (Updated Dec 2014)
10K personal every 14 days
100K business every 14 days

Do declined orders count toward the purchase limits?
YMMV

Do fees and shipping count toward the purchase limits?
No

Why was my purchase declined by AMEX?
There are several possibilities:
- Your billing address does not match 100% with what the credit card company has on file. This could be anything from apt/suite/condo # on the wrong line to zip code requiring 9 digits instead of 5. If your first purchase does not go through, call your bank or login to your acct to verify that this matches what you used.
- You have gone over the $10k every 14 day limit on personal gift card purchase.
- Even if you are sure the first two are correct as you have ordered before on that card and it's been more than 14 days, you might still get declined. No one has any idea why.
- You placed a business order and you don't really have a business (at some point AMEX does a background check for a valid business) or you have exceeded the 14 day limit for business orders.

My order was declined but my credit card still shows a pending authorization. How long until this falls off and my credit line is freed up?
I typically takes 1 week for the pending authorization to fall off after a declined order.

Can I order from the business side using a personal card? Or does it need to be a business card?
You can use whatever credit card you want to pay for business or personal orders. About the only restriction is you can't use an AMEX GC to buy another AMEX GC.

How long will it take the portal to track my order and confirm the pending cash back or points?
For non-Cartera portals (TCB, BC, Befrugal, etc) your order will usually track within a day or two.
For Cartera portals (Barclay Reward Boost, Lucky Rewards, USAA, Alaska, Delta) it will take 3-4 weeks to track.

My orders are not tracking. How can I maximize the chances the portal will track my order properly?
Use a browser you do not normally use (Chrome, Firefox, Opera), reset all browser settings to defaults, clear all browser cookies, disable all browser add-ons, and close/re-start your browser before navigating to the portal and placing your order. Do NOT use promotional coupon codes. The vast majority of tracking issues result from use of coupon codes, a bad browser cookie, improperly configured browser settings, or add-ons that interfere with cookie tracking.
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Cashback on Amex GC through TopCashBack, BigCrumbs, etc.

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Old Sep 22, 2014, 7:12 pm
  #8701  
Suspended
 
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
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Originally Posted by Here2party
Having worked in call center management, if the first person I speak to doesn't seem like they will help me get the resolution I am looking for in the first 10 minutes, I simply ask for a supervisor. No way I would've gone for an hour and a half.
+1, but I wouldn't even make it 10 minutes
skibum7732 is offline  
Old Sep 22, 2014, 8:16 pm
  #8702  
 
Join Date: Apr 2014
Posts: 1,273
PayPal has started cash back promotions, some of which extend into December. Hopefully, AGC will soon follow. Everyone wants that boost for Q4.
ZzzzX is offline  
Old Sep 23, 2014, 10:36 am
  #8703  
 
Join Date: Feb 2013
Posts: 122
AGC back in portals again.
redarmy is offline  
Old Sep 23, 2014, 10:40 am
  #8704  
 
Join Date: Mar 2013
Posts: 809
Originally Posted by redarmy
AGC back in portals again.
Link?
cashback is offline  
Old Sep 23, 2014, 10:43 am
  #8705  
 
Join Date: Feb 2013
Posts: 122
Check you BeFrugal and TCB accounts. No cashback is being offered tho.
redarmy is offline  
Old Sep 23, 2014, 10:44 am
  #8706  
 
Join Date: Mar 2013
Posts: 809
Originally Posted by redarmy
Check you BeFrugal and TCB accounts. No cashback is being offered tho.
Lol. Try adding that to your OP next time.
cashback is offline  
Old Sep 23, 2014, 10:46 am
  #8707  
 
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Yea...I was ready to call out a troll. LOL.
cdancer20 is offline  
Old Sep 23, 2014, 10:52 am
  #8708  
 
Join Date: Feb 2013
Posts: 122
Last time I checked, I was not able to find a click-through to AMEX site. I can now so this may be an indication that our CB% will come back soon.
redarmy is offline  
Old Sep 23, 2014, 10:52 am
  #8709  
FlyerTalk Evangelist
 
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,034
Not too experienced with BeFrugal.

Any reason not to request money the day it's available? It's not like they only honor one request each month or anything, right?
josephstern is offline  
Old Sep 23, 2014, 10:55 am
  #8710  
 
Join Date: Feb 2013
Posts: 122
Originally Posted by josephstern
Not too experienced with BeFrugal.

Any reason not to request money the day it's available? It's not like they only honor one request each month or anything, right?
I request at the end of the month. You get paid on the 15th of the following month anyways. It doesn't matter when you request but should do it before end of the month.
redarmy is offline  
Old Sep 23, 2014, 11:13 am
  #8711  
 
Join Date: Nov 2009
Programs: DL DM-1MM HH Diamond
Posts: 361
Originally Posted by redarmy
Last time I checked, I was not able to find a click-through to AMEX site. I can now so this may be an indication that our CB% will come back soon.
It has been on BF for a while now. Noting new there.
2B or back in coach is offline  
Old Sep 23, 2014, 12:38 pm
  #8712  
 
Join Date: Jan 2014
Location: SAN
Posts: 234
I really wish this would come back. MS just isn't the same without it.
Chris92128 is offline  
Old Sep 23, 2014, 2:11 pm
  #8713  
 
Join Date: Feb 2013
Posts: 122
Originally Posted by Chris92128
I really wish this would come back. MS just isn't the same without it.
Totally agree! My 2% FIA card wants to participate MS!
redarmy is offline  
Old Sep 23, 2014, 7:09 pm
  #8714  
 
Join Date: Feb 2013
Programs: United MP, American AAdvantage, Chase UR, AMEX MR
Posts: 211
Dear GOD, have the CB come back for the AMEX GC purchase please!
vfdfs2 is offline  
Old Sep 23, 2014, 8:15 pm
  #8715  
 
Join Date: Sep 2009
Posts: 144
Originally Posted by redarmy
Totally agree! My 2% FIA card wants to participate MS!
Then let it participate. You can come out ahead at 2%. May not be as profitable but we can only play what is out there. You can not make money on hope.
ntjane66 is offline  


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