Nov 10, 2013, 11:26 am
Last edit by: mcdullhk88
Dead as of 10/13/14
FAQ's
Is Amazon Payments treated as a cash advance? No CC issuer has been reported as treating an AP transaction as a cash advance unless the sender selected "Payment is for Cash Advance" on the Send Money screen.
What does it mean when your payment is "pending"? Your payment will be reviewed. We are unsure whether this review is done by a human or computer. It should take less than 24 hours but is usually within minutes.
How should you describe your payment? "Goods or services" will allow you to charge with a CC and it will not be treated as a cash advance. Note: If you choose cash advance, it may be treated as such by your CC issuer; always choose Goods/Services. There is no reason to put anything in the optional description field - leave it blank.
What is the monthly limit for sending CC payments? $1,000 per calendar month per AP account
What is the monthly limit for receiving CC payments? $1,000 per calendar month per AP account
What if it is not allowing me to send/receive more than $500 or any at all? You probably have not verified your bank and/or added a CC. In order to get the full $1,000 allowance for sending and receiving you must have a bank verified AND a CC added to your account as a payment method.
Does AP qualify for special spending categories? Specifically it qualifies for Discover's (usually 4th quarter) category of online purchases but so far, not Chase's "5% CB on Amazon.com purchases." Refer to thread for other options.
Can you get shutdown? Yes.
How do you get shutdown? No one knows. Anecdotes are found throughout the thread. Some suspicious behavior that MIGHT get your AP account(s) shut down is listed below.
Which transaction is most advisable? A -> B -> C -> A (see here)
Are any fees charged during this process? No, not by Amazon Payments. If your transaction is treated as a cash advance by your card issuer--fees are possible. Beware and always double check that goods/services is selected!
Can you liquidate Amazon GC via AP? NO!
Can you liquidate other gift cards via AP? Yes. Note that you cannot liquidate the full value of a GC because amazon places a $1 hold while it verifies the validity of the GC. You can sometimes (not always) avoid the hold by entering an incorrect expiration date for the GC when adding it to your AP account, and after you have added it, go to "Edit my account settings," then to "Add edit or delete my credit cards" and edit the expiration date there.
When does the month end? It appears as if Amazon is on pacific time, so midnight PDT/PST is when the month resets.
It bears repeating that no one knows the methodology amazon uses to police AP transactions, determines which transactions violate its T&Cs, or identifies violators. However, various people in this thread and elsewhere have confirmed that their AP account(s) were shut down for the following reasons:
Additionally, we have updated the terms and conditions of our User Agreement (https://payments.amazon.com/help/Personal-Accounts/User-Agreement-Policies/User-Agreement) that apply to your use of the products and services provided by Amazon Payments. Our updated User Agreement revises certain terms (including, among other things, the elimination of person-to-person payments). Our new User Agreement will become effective on October 13, 2014, which is more than 30 days from when we first posted our updated User Agreement. By continuing to use our services after October 13, 2014, you are agreeing to be bound by the terms and conditions of our new User Agreement.
Is Amazon Payments treated as a cash advance? No CC issuer has been reported as treating an AP transaction as a cash advance unless the sender selected "Payment is for Cash Advance" on the Send Money screen.
What does it mean when your payment is "pending"? Your payment will be reviewed. We are unsure whether this review is done by a human or computer. It should take less than 24 hours but is usually within minutes.
How should you describe your payment? "Goods or services" will allow you to charge with a CC and it will not be treated as a cash advance. Note: If you choose cash advance, it may be treated as such by your CC issuer; always choose Goods/Services. There is no reason to put anything in the optional description field - leave it blank.
What is the monthly limit for sending CC payments? $1,000 per calendar month per AP account
What is the monthly limit for receiving CC payments? $1,000 per calendar month per AP account
What if it is not allowing me to send/receive more than $500 or any at all? You probably have not verified your bank and/or added a CC. In order to get the full $1,000 allowance for sending and receiving you must have a bank verified AND a CC added to your account as a payment method.
Does AP qualify for special spending categories? Specifically it qualifies for Discover's (usually 4th quarter) category of online purchases but so far, not Chase's "5% CB on Amazon.com purchases." Refer to thread for other options.
Can you get shutdown? Yes.
How do you get shutdown? No one knows. Anecdotes are found throughout the thread. Some suspicious behavior that MIGHT get your AP account(s) shut down is listed below.
Which transaction is most advisable? A -> B -> C -> A (see here)
Are any fees charged during this process? No, not by Amazon Payments. If your transaction is treated as a cash advance by your card issuer--fees are possible. Beware and always double check that goods/services is selected!
Can you liquidate Amazon GC via AP? NO!
Can you liquidate other gift cards via AP? Yes. Note that you cannot liquidate the full value of a GC because amazon places a $1 hold while it verifies the validity of the GC. You can sometimes (not always) avoid the hold by entering an incorrect expiration date for the GC when adding it to your AP account, and after you have added it, go to "Edit my account settings," then to "Add edit or delete my credit cards" and edit the expiration date there.
When does the month end? It appears as if Amazon is on pacific time, so midnight PDT/PST is when the month resets.
It bears repeating that no one knows the methodology amazon uses to police AP transactions, determines which transactions violate its T&Cs, or identifies violators. However, various people in this thread and elsewhere have confirmed that their AP account(s) were shut down for the following reasons:
- Associating one credit card number with more than one AP account (Be Careful if authorized user card has the same number as the primary card holder - in some instances the CC numbers are completely different)
- Associating one bank account with more than one AP account
Amazon Payments
Nov 4, 2012, 6:28 am
#901
Join Date: Aug 2009
Location: RDU
Programs: A few
Posts: 5,499
Nov 4, 2012, 6:37 pm
#903
Join Date: Jan 2009
Location: Florida
Programs: UA Premier Gold, TK Elite Card, AF Gold Medallion
Posts: 256
I've been using Amazon and Bluebird to reach my minimum spend on my SPG Amex, and both have worked great!
Nov 4, 2012, 7:00 pm
#904
Join Date: Feb 2009
Posts: 3,737
Flying under the radar also means not updating your successes. Better to keep this thread not as popular and only post when something goes wrong. I can't stop you from posting, but just my opinion. I'm sure you can google anything you need to know from blogs or other web forums if it's not on here.
Nov 5, 2012, 5:25 am
#906
Join Date: Sep 2009
Posts: 1,758
Flying under the radar also means not updating your successes. Better to keep this thread not as popular and only post when something goes wrong. I can't stop you from posting, but just my opinion. I'm sure you can google anything you need to know from blogs or other web forums if it's not on here.
ETA: Here is the thread that killed Amex GC's working at the mint.
http://www.flyertalk.com/forum/miles...-not-work.html
Nov 5, 2012, 5:42 am
#907
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Lets keep the funny business to the business at hand. Why indict peers, when we have institutions to indict, like, say, Bank of America, for mortgage fraud.
This is pretty funny coming from the guy who posted step by step instructions on how to use Amex GC's at the mint so he could get BC referrals. Did you find religion?
ETA: Here is the thread that killed Amex GC's working at the mint.
http://www.flyertalk.com/forum/miles...-not-work.html
ETA: Here is the thread that killed Amex GC's working at the mint.
http://www.flyertalk.com/forum/miles...-not-work.html
Nov 5, 2012, 5:47 am
#908
Join Date: Sep 2009
Posts: 1,758
Nov 5, 2012, 7:09 am
#909
FlyerTalk Evangelist
Join Date: Sep 2006
Location: Toledo, OH
Programs: Delta DM & MM, Hilton DM, Marriott gold, Hyatt Globalist, Alaska 75K, Wyndham Diamond,
Posts: 15,397
Nov 5, 2012, 8:15 am
#910
Join Date: Dec 2010
Posts: 1,512
Has anybody experienced this? Tried to send money to my friend, went through all steps and press "submit". Then I was transferred to the first step (where you select to whom and how much you send). I thought I pressed "cancel" instead of "submit" and repeated this. Got the them outcome. I checked my account limits and see that "sending" limit has decreased on the amounts I "sent". But I didn't send anything, my CC is not charged.
I'm afraid to contact AP. Is it a glitch or my account is suspended?
I'm afraid to contact AP. Is it a glitch or my account is suspended?
Nov 5, 2012, 8:31 am
#911
Join Date: Nov 2005
Location: Anaheim Hills, CA
Programs: UA 1K, 1.3mm
Posts: 918
Has anybody experienced this? Tried to send money to my friend, went through all steps and press "submit". Then I was transferred to the first step (where you select to whom and how much you send). I thought I pressed "cancel" instead of "submit" and repeated this. Got the them outcome. I checked my account limits and see that "sending" limit has decreased on the amounts I "sent". But I didn't send anything, my CC is not charged.
I'm afraid to contact AP. Is it a glitch or my account is suspended?
I'm afraid to contact AP. Is it a glitch or my account is suspended?
SG
Nov 5, 2012, 8:38 am
#912
Join Date: Dec 2010
Posts: 1,512
I checked my card and everything looks good (number, expiration date). I even tried to use CC I used before last month and got the same problem. Now my "send limit" is 0, but nothing sent. I guess I'll wait 24 hours and then contact AP, if nothing changes.
Nov 5, 2012, 10:06 am
#913
FlyerTalk Evangelist
Join Date: Aug 2001
Location: Finally back in Boston after escaping from New York
Posts: 13,644
Mike
Nov 5, 2012, 11:07 am
#914
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Peers as in mileage obtainers.
I do agree that there has been self destructive / deal destructive behavior. I do agree that Citi and Chase have been good us all. But I have wasted too many hours now dealing with the failed internal controls and systems at BoA (over in the credit card systems) to cut that institution any slack. They may be too big to fail, but they are not too big to burn at the stake. Got any marshmellows QL_714? Time for this cardinal to make some SMORES!
10/24
Federal prosecutors sued Bank of America for $1 billion on Wednesday, alleging that the bank's former Countrywide unit concocted a mortgage scheme it called the "Hustle" in order to sell thousands of fraudulent and otherwise defective mortgage loans to Fannie Mae and Freddie Mac.
"In order to increase the speed at which it originated and sold loans ... Countrywide eliminated every single checkpoint on loan quality and compensated its employees solely based on the volume of loans originated," the lawsuit, filed in Manhattan federal district court, alleges.
I do agree that there has been self destructive / deal destructive behavior. I do agree that Citi and Chase have been good us all. But I have wasted too many hours now dealing with the failed internal controls and systems at BoA (over in the credit card systems) to cut that institution any slack. They may be too big to fail, but they are not too big to burn at the stake. Got any marshmellows QL_714? Time for this cardinal to make some SMORES!10/24
Federal prosecutors sued Bank of America for $1 billion on Wednesday, alleging that the bank's former Countrywide unit concocted a mortgage scheme it called the "Hustle" in order to sell thousands of fraudulent and otherwise defective mortgage loans to Fannie Mae and Freddie Mac.
"In order to increase the speed at which it originated and sold loans ... Countrywide eliminated every single checkpoint on loan quality and compensated its employees solely based on the volume of loans originated," the lawsuit, filed in Manhattan federal district court, alleges.
Nov 5, 2012, 2:55 pm
#915
Join Date: Sep 2012
Location: LAX
Programs: AA EXP, HH Diamond
Posts: 295
Has anybody experienced this? Tried to send money to my friend, went through all steps and press "submit". Then I was transferred to the first step (where you select to whom and how much you send). I thought I pressed "cancel" instead of "submit" and repeated this. Got the them outcome. I checked my account limits and see that "sending" limit has decreased on the amounts I "sent". But I didn't send anything, my CC is not charged.
I'm afraid to contact AP. Is it a glitch or my account is suspended?
I'm afraid to contact AP. Is it a glitch or my account is suspended?