Old Nov 10, 2013, 11:26 am
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Dead as of 10/13/14

Additionally, we have updated the terms and conditions of our User Agreement (https://payments.amazon.com/help/Personal-Accounts/User-Agreement-Policies/User-Agreement) that apply to your use of the products and services provided by Amazon Payments. Our updated User Agreement revises certain terms (including, among other things, the elimination of person-to-person payments). Our new User Agreement will become effective on October 13, 2014, which is more than 30 days from when we first posted our updated User Agreement. By continuing to use our services after October 13, 2014, you are agreeing to be bound by the terms and conditions of our new User Agreement.
FAQ's

Is Amazon Payments treated as a cash advance? No CC issuer has been reported as treating an AP transaction as a cash advance unless the sender selected "Payment is for Cash Advance" on the Send Money screen.
What does it mean when your payment is "pending"? Your payment will be reviewed. We are unsure whether this review is done by a human or computer. It should take less than 24 hours but is usually within minutes.
How should you describe your payment? "Goods or services" will allow you to charge with a CC and it will not be treated as a cash advance. Note: If you choose cash advance, it may be treated as such by your CC issuer; always choose Goods/Services. There is no reason to put anything in the optional description field - leave it blank.
What is the monthly limit for sending CC payments? $1,000 per calendar month per AP account
What is the monthly limit for receiving CC payments? $1,000 per calendar month per AP account
What if it is not allowing me to send/receive more than $500 or any at all? You probably have not verified your bank and/or added a CC. In order to get the full $1,000 allowance for sending and receiving you must have a bank verified AND a CC added to your account as a payment method.
Does AP qualify for special spending categories? Specifically it qualifies for Discover's (usually 4th quarter) category of online purchases but so far, not Chase's "5% CB on Amazon.com purchases." Refer to thread for other options.
Can you get shutdown? Yes.
How do you get shutdown? No one knows. Anecdotes are found throughout the thread. Some suspicious behavior that MIGHT get your AP account(s) shut down is listed below.
Which transaction is most advisable? A -> B -> C -> A (see here)
Are any fees charged during this process? No, not by Amazon Payments. If your transaction is treated as a cash advance by your card issuer--fees are possible. Beware and always double check that goods/services is selected!
Can you liquidate Amazon GC via AP? NO!
Can you liquidate other gift cards via AP? Yes. Note that you cannot liquidate the full value of a GC because amazon places a $1 hold while it verifies the validity of the GC. You can sometimes (not always) avoid the hold by entering an incorrect expiration date for the GC when adding it to your AP account, and after you have added it, go to "Edit my account settings," then to "Add edit or delete my credit cards" and edit the expiration date there.
When does the month end? It appears as if Amazon is on pacific time, so midnight PDT/PST is when the month resets.

It bears repeating that no one knows the methodology amazon uses to police AP transactions, determines which transactions violate its T&Cs, or identifies violators. However, various people in this thread and elsewhere have confirmed that their AP account(s) were shut down for the following reasons:
  • Associating one credit card number with more than one AP account (Be Careful if authorized user card has the same number as the primary card holder - in some instances the CC numbers are completely different)
  • Associating one bank account with more than one AP account
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Amazon Payments

Old May 31, 2014, 8:25 pm
  #4141  
Suspended
 
Join Date: May 2014
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OT but is it wrong to say the more AP accounts I get, the more I end up at the AP home page and the more I want to bang that blonde woman?
payeco is offline  
Old May 31, 2014, 8:44 pm
  #4142  
 
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Originally Posted by ponickka
Anyone got the pending status? First time it happens to me...should I worried?
You'll be fine.


Until they shut you down...

Originally Posted by payeco
OT but is it wrong to say the more AP accounts I get, the more I end up at the AP home page and the more I want to bang that blonde woman?
f0xx is offline  
Old May 31, 2014, 10:09 pm
  #4143  
 
Join Date: Sep 2013
Posts: 829
Originally Posted by f0xx
I've used the same CC across my A-F accounts. lol....
but u r unique..we knew that

Originally Posted by payeco
OT but is it wrong to say the more AP accounts I get, the more I end up at the AP home page and the more I want to bang that blonde woman?
don't drink and make AP at the same time. After the certain amount any female looks attractive
MaineCoon is offline  
Old May 31, 2014, 10:11 pm
  #4144  
 
Join Date: Sep 2013
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Originally Posted by ponickka
Anyone got the pending status? First time it happens to me...should I worried?
this is normal. don't worry. all of us got this at some point in time.
MaineCoon is offline  
Old May 31, 2014, 11:41 pm
  #4145  
 
Join Date: Dec 2013
Posts: 260
Originally Posted by ponickka
Anyone got the pending status? First time it happens to me...should I worried?

I get pending all the time. Infact I've never had one transaction that went thru without pending. It all clears sometimes within a few minutes and most often after several hours.
tomcanada22 is offline  
Old May 31, 2014, 11:55 pm
  #4146  
Formerly known as FTRox87
 
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Originally Posted by f0xx
Originally Posted by payeco
OT but is it wrong to say the more AP accounts I get, the more I end up at the AP home page and the more I want to bang that blonde woman?
Originally Posted by MaineCoon
don't drink and make AP at the same time. After the certain amount any female looks attractive
hilarious
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Old Jun 1, 2014, 12:22 am
  #4147  
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Originally Posted by FTRox87
hilarious




Ubiquitous United ad lady appears to be watching over this conversation jealously.
payeco is offline  
Old Jun 1, 2014, 9:21 am
  #4148  
 
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All 5 Amazon accounts suspended....argggg
it was a long good run....
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Old Jun 1, 2014, 10:00 am
  #4149  
 
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Originally Posted by iqbalt80
All 5 Amazon accounts suspended....argggg
it was a long good run....
Sucks.
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Old Jun 1, 2014, 10:03 am
  #4150  
 
Join Date: Feb 2007
Posts: 647
Originally Posted by iqbalt80
All 5 Amazon accounts suspended....argggg
it was a long good run....
having 5 - why you whining when you broke the rules
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Old Jun 1, 2014, 10:17 am
  #4151  
 
Join Date: Aug 2010
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Originally Posted by kingrat
having 5 - why you whining when you broke the rules
B/c they were 5 separate accounts with 5 separate real ssn.
And never a circle back...
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Old Jun 1, 2014, 10:23 am
  #4152  
 
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Meh.
Stuff happens. Move onto the next thing.
Finished my last AP transfers last night....
Onto more today.
f0xx is offline  
Old Jun 1, 2014, 11:17 am
  #4153  
 
Join Date: Jun 2013
Posts: 65
Originally Posted by ponickka
Anyone got the pending status? First time it happens to me...should I worried?
Interesting, i also got the pending status on 2 credit card transfers, with each message that says "we are unable to complete your transaction until pending review". First time I've seen this message in 18 months of using this Amazon Payments account. I don't think the problem is with the credit card since i used one card last month on AP without any problems. I do have another AP account with the same SSN though. Looks like it might be the beginning of the end for me.
changger1 is offline  
Old Jun 1, 2014, 11:32 am
  #4154  
 
Join Date: Sep 2013
Posts: 829
Originally Posted by changger1
Interesting, i also got the pending status on 2 credit card transfers, with each message that says "we are unable to complete your transaction until pending review". First time I've seen this message in 18 months of using this Amazon Payments account. I don't think the problem is with the credit card since i used one card last month on AP without any problems. I do have another AP account with the same SSN though. Looks like it might be the beginning of the end for me.
Don't panic.

Happens all the time.

There is 75% chance that funds get released in less than 6 hours.
MaineCoon is offline  
Old Jun 1, 2014, 12:20 pm
  #4155  
 
Join Date: Oct 2013
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Posts: 2,580
Originally Posted by changger1
Interesting, i also got the pending status on 2 credit card transfers, with each message that says "we are unable to complete your transaction until pending review". First time I've seen this message in 18 months of using this Amazon Payments account. I don't think the problem is with the credit card since i used one card last month on AP without any problems. I do have another AP account with the same SSN though. Looks like it might be the beginning of the end for me.
This happened to me last night.... On a new AP account.

It happens.
f0xx is offline  

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