or the cash value of the car, whichever is less, if a covered accident or theft occurs when you pay for a rental car with your Citi card and decline the rental company’s collision loss/damage insurance.
To be eligible for coverage under this benefit, your Citi card must be used to pay for the rental car. If a rental car company promotion/discount of any kind is initially applied toward payment of the rental, any remaining portion of the rental must be paid for with your Citi card.
How Long are you Covered?
The length of the rental car agreement must be for a rental period of no more than 31 consecutive days.
Coverage is available worldwide. Some countries or car rental agencies require a letter of coverage, please check with the rental agency before you go, please call 1-866-918-4670 or visit www.citi.com/CostcoBusiness
Where are you Covered?
.
Maximum Coverage
$50,000
> WHO’S COVERED
You and any authorized driver designated on the rental car agreement, with a valid driver’s license.
> WHAT’S COVERED
In the United States, the coverage provided by thisbenefit is primary. Outside the United States, thecoverage provided by this benefit is primary even ifyou have another insurance policy.
To take advantage of this benefit, the following conditions must apply:
■
The rental period is no more than 31 consecutive days.
■
The rental car is a motor vehicle with at least four wheels that is designed to be driven on public roads.
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■ The rental car is:
- Damaged by an accident;
- Damaged by a natural disaster or vandalized; or
- Stolen.
> WHAT’S NOT COVERED
Coverage does not apply to any claim under the following conditions:
■ The rental car is used in a way that goes against your rental
car agreement (such as driving recklessly or under the influence
of drugs or alcohol) or against clear instructions or warnings
posted in the car.
■ The rental car was used as a car for hire.
■ You or an authorized driver does not take responsible care of
the rental car.
This coverage is not all-inclusive, which means it does not cover
such things as personal injury, personal liability, or third-party
personal property. It does not cover for any damages to other
cars or property. It does not cover for any injury to any party.
> HOW TO FILE A CLAIM
Please follow the steps below and pay close attention to the
deadlines to make sure you remain eligible for coverage.
Please take pictures of the damage, if possible.
1. To file a claim, call 1-866-918-4670 as soon as possible
after your rental car is damaged or stolen. We will ask you
a few questions, send you a claim form and advise you of
what documents we may need as proof to support your
claim. Or you can visit www.citi.com/CostcoBusiness to
download a claim form for submission.
2. Return the claim form and all requested documents within
180 days of the incident. We will notify you of our decision
once we’ve processed your claim.