AY co-branded Mastercard for Finns
Dec 31, 2016, 8:38 am
#31
Join Date: Mar 2014
Location: Going around Russian airspace
Posts: 621
In Finland it is very easy to get 5% cashback sticking in before paying the S-membership card in S-places - you would not need any other venues for daily or yearly survival - and paying with AY Plat DC resulting in 3 points per euro. 75000 tierpoints requires spending of €75000 and from that the cashback would be €3750.
And you can get 5% cashback from S-group even if you pay with DC/Amex, however, for 0.5% maksutapaetu you need s-payment card.
Dec 31, 2016, 8:50 am
#32
Join Date: Jan 2006
Location: Helsinki-Vantaa APT, Finland
Programs: AY LUMO
Posts: 6,055
In Finland it is very easy to get 5% cashback sticking in before paying the S-membership card in S-places - you would not need any other venues for daily or yearly survival - and paying with AY Plat DC resulting in 3 points per euro. 75000 tierpoints requires spending of €75000 and from that the cashback would be €3750.
And 75.000€ spending means 6250€ shopping in S-places monthly.
Sounds strange.
Dec 31, 2016, 9:46 am
#33
Join Date: May 2014
Location: HEL
Programs: AY+Plat, ALL Plat, Scandic L2
Posts: 3,620
Have to remember that Platinum comes with complimentary co-branded credit cards (saving for two credit cards is 100 €). On top of that, Platinum brings complimentary access to lounges with AY DC even when not flying OW. Access to First class lounges, more vouchers and other small benefits that makes traveling more fun are also important and worth of exchanging points IMO.
I don't know what else would I do with that hell of a amount of points I have if not using them for renewing the Platinum.
With 225 000 points, one could get LH return award flight in J, plus two SH upgrade. I value Platinum status more than that.
I don't know what else would I do with that hell of a amount of points I have if not using them for renewing the Platinum.
With 225 000 points, one could get LH return award flight in J, plus two SH upgrade. I value Platinum status more than that.
Using points to renew Platinum gives you 2 extra LH vouchers the following year. If that year, you do not renew even Gold, then you get another 4 extra SH voucher the year after. I wouldn't burn 225k award points for that. I would start considering it at 150k maybe, and definitely do it at 105k.
I myself expected to let my Plat status lapse to Gold, but now I should reach at least 140k tier points, so I will most probably exchange to renew though.
Dec 31, 2016, 9:49 am
#34
Join Date: Jun 2013
Location: HEL
Programs: AY+ Platinum
Posts: 422
Dec 31, 2016, 10:40 am
#36
Join Date: Sep 2013
Location: HEL
Programs: AY Plat Lumo
Posts: 1,519
Dec 31, 2016, 1:37 pm
#40
Join Date: Nov 2015
Programs: AY Platinum Lumo (LTG) OW Emerald, SPG Platinum (LTG), UA Silver
Posts: 380
DC web site states that:
Loungevierailun hinta on 19 euroa/käynti ja se sisältää kaikki loungen palvelut. Diners Club Premium, Finnair Plus Gold Diners Club ja Finnair Plus Platinum Diners Club -jäsenille loungevierailut ovat maksuttomia.
Lounge visit, the price is € 19 / visit and includes all the lounge facilities. For Diners Club Premium, a Finnair Plus Gold Diners Club and Finnair Plus Platinum Diners Club members lounge visits are free of charge.
Loungevierailun hinta on 19 euroa/käynti ja se sisältää kaikki loungen palvelut. Diners Club Premium, Finnair Plus Gold Diners Club ja Finnair Plus Platinum Diners Club -jäsenille loungevierailut ovat maksuttomia.
Lounge visit, the price is € 19 / visit and includes all the lounge facilities. For Diners Club Premium, a Finnair Plus Gold Diners Club and Finnair Plus Platinum Diners Club members lounge visits are free of charge.
Dec 31, 2016, 11:26 pm
#41
Join Date: Aug 2007
Location: KUO
Programs: HH Diam, AY/AX/KQ/IHG/VISA Plat, SK/Bonvoy/Melia/Strawberry Gold, Radisson Prem, PP Prest
Posts: 2,264
.OT: PeeÄssä gives 5% after €900 monthly spending. You should do something about HOK-Elanto´s stinginess. A boycott
?
Jan 1, 2017, 3:05 am
#42
Join Date: May 2014
Location: HEL
Programs: AY+Plat, ALL Plat, Scandic L2
Posts: 3,620
DC web site states that:
Loungevierailun hinta on 19 euroa/käynti ja se sisältää kaikki loungen palvelut. Diners Club Premium, Finnair Plus Gold Diners Club ja Finnair Plus Platinum Diners Club -jäsenille loungevierailut ovat maksuttomia.
Lounge visit, the price is € 19 / visit and includes all the lounge facilities. For Diners Club Premium, a Finnair Plus Gold Diners Club and Finnair Plus Platinum Diners Club members lounge visits are free of charge.
Loungevierailun hinta on 19 euroa/käynti ja se sisältää kaikki loungen palvelut. Diners Club Premium, Finnair Plus Gold Diners Club ja Finnair Plus Platinum Diners Club -jäsenille loungevierailut ovat maksuttomia.
Lounge visit, the price is € 19 / visit and includes all the lounge facilities. For Diners Club Premium, a Finnair Plus Gold Diners Club and Finnair Plus Platinum Diners Club members lounge visits are free of charge.
Jan 1, 2017, 12:56 pm
#44
Original Poster
Join Date: Nov 2013
Location: HEL
Programs: AY, SK, TK
Posts: 7,591
Speaking of DC visit fees, I can tell that few times my guest (subject to fee) has never been billed either. Lucky.
Still offtopic too, I think the discussion of S-card bonus falls off since most of people, including me, swipe the card for bonus (5% cashback max) but pay actually with another card, i.e. double-dipping. Here comes my question too about MC card. Many times DC is not accepted, neither Amex, and I am left with Visa or MC. Visa being only backup as it it is most universal but gives nothing (I haven't found any perks there), and I was just looking for the best Finnish MC.
Still offtopic too, I think the discussion of S-card bonus falls off since most of people, including me, swipe the card for bonus (5% cashback max) but pay actually with another card, i.e. double-dipping. Here comes my question too about MC card. Many times DC is not accepted, neither Amex, and I am left with Visa or MC. Visa being only backup as it it is most universal but gives nothing (I haven't found any perks there), and I was just looking for the best Finnish MC.