http://www.flyertalk.com/forum en Sat, 21 Nov 2009 16:24:59 GMT vBulletin 60 http://www.flyertalk.com/forum/images/misc/rss.jpg http://www.flyertalk.com/forum http://www.flyertalk.com/forum/other-credit-card-programs/1019080-citibank-jig-up.html Fri, 20 Nov 2009 19:49:16 GMT I have seen all the Chicken Little's of these boards swear the Citibank card churn has come to an end over the past couple years. Needless to say they have all proven wrong, at least from my perspective. I have been enjoying the benefits o the Citibank cards for many years now and adapted when needed to accommodate new restrictions and limitation to the process.

The reason I say this is coming to an end is that I cannot find any Citibank applications that waive the first year membership fees ($85) that expire AFTER 11/30/09.


If anyone has a link to an offer that waives the fee AND expires after 11/30/09 please let me know the sky is not falling and I can add them to the master thread.

Jim ]]> Other Credit Card Programs CandymanJim http://www.flyertalk.com/forum/other-credit-card-programs/1019080-citibank-jig-up.html http://www.flyertalk.com/forum/other-credit-card-programs/1018623-rbc-avion-will-there-another-1-5x-ba-miles-promotion.html Thu, 19 Nov 2009 13:56:46 GMT Does anyone know if RBC plans to continue offering their 1.5x offer for BA Miles? It started in early November and so far nothing this year. Leads to concern that they've cancelled that arrangement. ]]> Other Credit Card Programs Eternity000 http://www.flyertalk.com/forum/other-credit-card-programs/1018623-rbc-avion-will-there-another-1-5x-ba-miles-promotion.html http://www.flyertalk.com/forum/other-credit-card-programs/1018443-latest-chase-games.html Wed, 18 Nov 2009 21:41:01 GMT In hindsight I think shot myself in the foot. On Nov 1 I applied for the 45K PC Visa and got the message that I would receive the decision via mail in 14 days.I assumed it would be a rejection,as the status never changed and went beyond the 14... In hindsight I think shot myself in the foot.

On Nov 1 I applied for the 45K PC Visa and got the message that I would receive the decision via mail in 14 days.I assumed it would be a rejection,as the status never changed and went beyond the 14 days.

Today I called and got the "congratulations you have been approved" recording, surprisingly so.

Next I check my accounts online and discover all my other Chase account credit lines have been lowered-I started with 83K and am now at 37K including this card(22K).This is not good,as I was planning to close this card before the annual fee comes due.After closing this new card in 6 months or so,I will only have 15K available at Chase.

My guess is that the new application went to review and they saw all the high credit lines and tried to reduce their exposure.

I can only blame myself for this,had I known this would happen,I would have left well enough alone and not triggered a review. ]]> Other Credit Card Programs freeflyin http://www.flyertalk.com/forum/other-credit-card-programs/1018443-latest-chase-games.html http://www.flyertalk.com/forum/other-credit-card-programs/1018197-new-penfed-premium-travel-rewards-amex-5-3-20k-bonus.html Wed, 18 Nov 2009 05:55:14 GMT * Earn 5 points per dollar spent on airfare purchases. * Earn 3 points per dollar spent on hotel stays and purchases made at restaurants until December 31, 2010. * Earn one point for virtually every dollar you spend on all other purchases. *... * Earn 5 points per dollar spent on airfare purchases.
* Earn 3 points per dollar spent on hotel stays and purchases made at restaurants until December 31, 2010.
* Earn one point for virtually every dollar you spend on all other purchases.
* There is no limit to the number of points you can earn.
* $50 annual fee (waived first year)
* 20,000 bonus points after $650 in purchases on the card

Points are worth about 1 cent apiece as $100 gift cards are had for 10,000 points.

Here's a link. ]]> Other Credit Card Programs joelmeu http://www.flyertalk.com/forum/other-credit-card-programs/1018197-new-penfed-premium-travel-rewards-amex-5-3-20k-bonus.html http://www.flyertalk.com/forum/other-credit-card-programs/1017773-1-credit-request-per-60-days-citi-aa-master.html Tue, 17 Nov 2009 08:34:42 GMT Hi guys,

I've applied for a Citi-AA Master card, with a deny reply saying that I already have the maximum number of (probably Citi-AA) cards that can be issued to an individual. So I requested to close one of my previous Citi-AA Master card and asked to re-evaluate my application. The rep said that they can close the account, but I will have to apply again.

That's fine. I closed the account. Filled out a new application form.

But this time denied again with email reading that I have submitted a multiple applications for credit. The second application was about 6 days later than the first one. Are these considered to be multiple?

So I've got denial twice in a row in a week. Maybe I will have to wait until 60 days have passed as it is their policy to limit the number of credit "request", not "approval" to only one in 60 days. (Once they stated this in an email)

Isn't this stupid that I have to wait for 60 days every time I'm denied for any reason? Did I get anything wrong? What would you do? ]]> Other Credit Card Programs cfranck http://www.flyertalk.com/forum/other-credit-card-programs/1017773-1-credit-request-per-60-days-citi-aa-master.html http://www.flyertalk.com/forum/other-credit-card-programs/1016727-typ-earned-ppe-card-will-have-18-months-life.html Fri, 13 Nov 2009 05:32:47 GMT Rec'd a letter on one card, same notice also appears on statement of another card:

Effective January 10, 2010, all your Thank You Points, including points you have earned before this date, will not expire as long as you make a qualifying purchase every 18 months from the end of the month in which the points are earned. ]]> Other Credit Card Programs Happy http://www.flyertalk.com/forum/other-credit-card-programs/1016727-typ-earned-ppe-card-will-have-18-months-life.html http://www.flyertalk.com/forum/other-credit-card-programs/1016653-reward-card-assistance.html Fri, 13 Nov 2009 00:39:15 GMT Hi all: I need a (USA) Mastercard charge card with a 45+ day billing cycle that can transfer points directly to the SPG program. I have been looking into the Diners Club card but am having difficultly applying: when I call, they transfer me to... Hi all:

I need a (USA) Mastercard charge card with a 45+ day billing cycle that can transfer points directly to the SPG program.

I have been looking into the Diners Club card but am having difficultly applying: when I call, they transfer me to Citi. Is Diners the only option I have to accomplish this? All feedback / suggestions / tips are greatly appreciated.

Thanks! ]]> Other Credit Card Programs rhodri http://www.flyertalk.com/forum/other-credit-card-programs/1016653-reward-card-assistance.html http://www.flyertalk.com/forum/other-credit-card-programs/1016283-citicard-denial-what-next-steps.html Wed, 11 Nov 2009 22:18:21 GMT I recently tried to open a personal CitiCard and here is the email I got: Thank you for applying for the Citi(R) Platinum Select(R) / AAdvantage(R) Visa Signature(R) account. Unfortunately, we are unable to approve your request for the... I recently tried to open a personal CitiCard and here is the email I got:

Thank you for applying for the Citi(R) Platinum Select(R) /
AAdvantage(R) Visa Signature(R) account. Unfortunately, we are
unable to approve your request for the account at this time
because of the following:

o The credit privileges on your existing account(s) are
currently restricted.


I tried reaching out to the Customer Service but they could not explain what it meant.

Is there a way to ask Citibank to reconsider? I have a pretty decent score and have not churned actively. Not sure what the message means either. Anyone? ]]> Other Credit Card Programs kunal0830 http://www.flyertalk.com/forum/other-credit-card-programs/1016283-citicard-denial-what-next-steps.html http://www.flyertalk.com/forum/other-credit-card-programs/1016208-award-travel-not-taken-into-consideration-earning-thankyou-points-using-citi-ppe.html Wed, 11 Nov 2009 18:53:13 GMT I have citi premier pass elite card, which earns 1 Thankyou point for every mile flown. Also, I got award 2 award tickets one for myself and one for my wife as we both frequent flyers in Southwest. I booked both my award tickets to travel from LA,... I have citi premier pass elite card, which earns 1 Thankyou point for every mile flown. Also, I got award 2 award tickets one for myself and one for my wife as we both frequent flyers in Southwest. I booked both my award tickets to travel from LA, CA to Forl Lauderdale, FL. I paid $10.00 for each ticket as security fee, which was reflected on my credit card statement with my complete itinerary for both outbound and inbound travel dates. I made this transaction on 10/01/09 for the travel I made on 10/14 and inbound on 10/21.
But when I looked into my recent citi PPE detailed statement I didn't see those miles or Thankyou points. Are these award travels not taken into consideration for earning Thankyou points? Kindly explain. ]]> Other Credit Card Programs kay_jay http://www.flyertalk.com/forum/other-credit-card-programs/1016208-award-travel-not-taken-into-consideration-earning-thankyou-points-using-citi-ppe.html http://www.flyertalk.com/forum/other-credit-card-programs/1015947-financial-advisor-her-rules-cr-cards.html Wed, 11 Nov 2009 01:42:18 GMT 4 things you should never do with your credit cards. She got 3 out of 4 correct. :D I guess she's never been on this forum. ]]> Other Credit Card Programs philemer http://www.flyertalk.com/forum/other-credit-card-programs/1015947-financial-advisor-her-rules-cr-cards.html http://www.flyertalk.com/forum/other-credit-card-programs/1015805-schwab-bank-visa-platinum-check-card.html Tue, 10 Nov 2009 18:45:30 GMT Does anyone have any experience on this ATM card? Especially, using this ATM card internationally? It it difficult to get refunded any ATM fees? Does anyone have any experience on this ATM card? Especially, using this ATM card internationally? It it difficult to get refunded any ATM fees? ]]> Other Credit Card Programs bug.db http://www.flyertalk.com/forum/other-credit-card-programs/1015805-schwab-bank-visa-platinum-check-card.html http://www.flyertalk.com/forum/other-credit-card-programs/1015788-way-get-rci-elite-reward-points-aadvantage.html Tue, 10 Nov 2009 17:59:02 GMT I am looking at closing out my RCI elite rewards account, i think i have about 41,000 points. I have been building miles in my AAdvantage account, and it sure would be nice to get the RCI points consolidated into the AAdvantage account. Is that... I am looking at closing out my RCI elite rewards account, i think i have about 41,000 points. I have been building miles in my AAdvantage account, and it sure would be nice to get the RCI points consolidated into the AAdvantage account. Is that possible? If it isn't possible, what are my options for getting the points from RCI to somwhere else (other than just redeeming them for the toaster oven, of course).

Thanks,

Ian ]]> Other Credit Card Programs completelyhis http://www.flyertalk.com/forum/other-credit-card-programs/1015788-way-get-rci-elite-reward-points-aadvantage.html http://www.flyertalk.com/forum/other-credit-card-programs/1015755-free-credit-report-score-credit-karma.html Tue, 10 Nov 2009 16:58:37 GMT For those of you that have not heard of this, there is a site called credit karma that gives your free credit score and a kind of report. Unlike freecreditreport.com and those other sites, you don't have to enter any creditcard info and you won't ever be charged. They make money off of ads. It also shows your score in relation to the U.S population which is kind of cool. My actual paid score is 758 and Credit Karma told me it was 760, so it is pretty accurate for being free.

more info:
http://ahlaytravel.blogspot.com/2009...it-report.html

Also i am aware that you can get your report from the gov for free, but that is only once a year and doesnt show your credit score. ]]> Other Credit Card Programs onesweetworld http://www.flyertalk.com/forum/other-credit-card-programs/1015755-free-credit-report-score-credit-karma.html http://www.flyertalk.com/forum/other-credit-card-programs/1015250-applied-chase-sappire-credit-card.html Mon, 09 Nov 2009 05:26:13 GMT I just applied for the Chase Sapphire Credit Card and hope to be accepted. I am going to cancel my Bank of America WorldPoints Visa along with the Delta Amex Card ti get rid of the annual fee and keep my Amex Accolades card. I like how Chase has... I just applied for the Chase Sapphire Credit Card and hope to be accepted. I am going to cancel my Bank of America WorldPoints Visa along with the Delta Amex Card ti get rid of the annual fee and keep my Amex Accolades card. I like how Chase has teamed up with Visa Signature and like the fact that I can earn as many rewards as I want and there are no expiration dates and other perks.

Why can't BOFA offer a credit card with no expiration on points and a cap on how many you can earn?

How do you like this card? ]]> Other Credit Card Programs danielonn http://www.flyertalk.com/forum/other-credit-card-programs/1015250-applied-chase-sappire-credit-card.html http://www.flyertalk.com/forum/other-credit-card-programs/1014873-applying-new-credit-card-affect-credit-history.html Sat, 07 Nov 2009 23:47:40 GMT We are planning to buy a house and my friend suggested to be careful and not to apply for a new credit card. With these new cards/offers it is hard to resist. What are the pros and cons in applying for a new credit card? We are planning to buy a house and my friend suggested to be careful and not to apply for a new credit card. With these new cards/offers it is hard to resist. What are the pros and cons in applying for a new credit card? ]]> Other Credit Card Programs kay_jay http://www.flyertalk.com/forum/other-credit-card-programs/1014873-applying-new-credit-card-affect-credit-history.html