Diners Club USA: New enrollments?

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Aug 14, 2015, 11:46 pm

#16

ddallas

Join Date: Jan 2010

Posts: 1,708

Quote:

Originally Posted by sdsearch

If it were poorly thought out, they'd shut it down again soon after opening it up, wouldn't they?

I agree. If there is a next time I'd expect the fraud monitoring software to be set in a mode that will prevent the card from being used for MS right out of the gate.

Aug 15, 2015, 8:06 am

#17

sdsearch

FlyerTalk Evangelist

Join Date: Jan 2005

Location: home = LAX

Posts: 25,932

Quote:

Originally Posted by ddallas

I agree. If there is a next time I'd expect the fraud monitoring software to be set in a mode that will prevent the card from being used for MS right out of the gate.

Or the really simple solution (since the MS was mostly on the extra point categories): Cap the category bonus like so many other cards do (3x points on your first $xxx per month at these types of stores).

I get temporary promos like that all the time even on cards that don't have category bonuses on an everyday basis, and those always seem to be capped.

Aug 20, 2015, 11:41 pm

#18

yugi

Join Date: Jan 2014

Location: TYS/BNA/ATL

Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott

Posts: 1,970

Quote:

Originally Posted by tmiw

Premier: $95 AF, 3x travel/dining + primary CDW for rentals.
Elite: ~$150 AF, same as Premier + lounge access + WEMC benefits.

Premier is 3x travel, and gas stations, 2x dining and entertainment, but no primary CDW.

Aug 21, 2015, 12:01 am

#19

tmiw

FlyerTalk Evangelist

Join Date: Jan 2014

Location: San Diego, CA

Programs: GE, Marriott Platinum

Posts: 15,502

Quote:

Originally Posted by yugi

Premier is 3x travel, and gas stations, 2x dining and entertainment, but no primary CDW.

Not quite. From https://www.dinersclubus.com/home/club-rewards:

Quote:

Earn one Club Rewards point for every eligible dollar charged. ($1 USD charged = 1 Club Rewards point)
If you have a Diners Club Card Elite, earn 3 Club Reward points for every eligible dollar charged at the following merchants:
Grocery stores/supermarket
Drug store/pharmacy
Automobile fuel service stations - pay at the pump only
No limit to the amount of points you can earn.

Also page 3 of https://www.dinersclubus.com/us/docs...ToBenefits.pdf says that their CDW coverage is indeed on a primary basis (except for NY residents for some reason):

Quote:

B. The kind of coverage you receive:
We will pay for the following on a primary (except for residents of New York) basis:
• Physical damage and theft of the vehicle, not to exceed the limits outlined below.
• Reasonable loss of use charges imposed by the vehicle rental company for the period of time the rental vehicle is out of service. Loss of use charges must be substantiated by a location and class specific fleet utilization log.
• Towing charges to the nearest collision repair facility.