Harris Bank application process for new Consumer cards.
Oct 16, 2014, 2:40 pm
#62
Join Date: Apr 2012
Location: DFW
Posts: 80
I received my Elite card today and registered for online access on the BMO/Harris website. At this point, there is no way to access the DC rewards account so I called DC and they told me that a link to the Rewards Account should be available on Nov 2nd.
There is a claim on the credit card account page that online payments would be available on Nov 6th so looks like they're trying to set everything up in the next 3 weeks.
There is a claim on the credit card account page that online payments would be available on Nov 6th so looks like they're trying to set everything up in the next 3 weeks.
Oct 18, 2014, 8:22 pm
#63
Join Date: Jan 2010
Posts: 1,708
The automated approval system is granting insane CLs across the board. I know someone with 60k annual income who received a 40k CL.
That's... A little dangerous.
I don't know what I did to get the 7-15 day message (high score, income, no INQs in 12 months, ...), but those are resulting in CLs that are more in line with other issuers (manually approved).
That's... A little dangerous.
I don't know what I did to get the 7-15 day message (high score, income, no INQs in 12 months, ...), but those are resulting in CLs that are more in line with other issuers (manually approved).
Oct 19, 2014, 8:44 am
#64
Join Date: Apr 2002
Posts: 587
I think people have gotten used to generally lower limits since the crash of 2008. I remember when MBNA used to give limits of 30-60K for their cards (ex: Quantum) in the past. To get these limits nowadays seems like a big deal.
That being said, I was very happy to receive a 40K limit on my new Diner's Club Premier card.
That being said, I was very happy to receive a 40K limit on my new Diner's Club Premier card.
Oct 20, 2014, 2:47 pm
#65
Join Date: Aug 2014
Programs: Alaska MVP Gold, Marriott Gold
Posts: 283
Applied for the Elite last night for the wife....high income and an 811 FICO. Instant approval, said the card would ship in 3 business days and we would receive it within 7-10.
I've been telling my wife for month's that I wish a card with good bonus categories that transfer to Alaska (everything else for us is gravy) would come along.
The other airlines partners and hotel partners for us are extra, just super excited for the Alaska transfer.
I've been telling my wife for month's that I wish a card with good bonus categories that transfer to Alaska (everything else for us is gravy) would come along.
The other airlines partners and hotel partners for us are extra, just super excited for the Alaska transfer.
Oct 20, 2014, 6:40 pm
#67
Join Date: Nov 2009
Posts: 1,057
What the hell, I pulled the trigger.
To clarify if it's a 7-15 day notice it's likely to be an approval?
"Thank you for taking the time to complete an application. We received your request and your application is being processed. If your application is approved, your new Diners Club Credit Card should arrive by mail in 7-15 business days. Should you have any questions, please feel free to contact us at 800-2-DINERS (800-234-6377)."
To clarify if it's a 7-15 day notice it's likely to be an approval?
"Thank you for taking the time to complete an application. We received your request and your application is being processed. If your application is approved, your new Diners Club Credit Card should arrive by mail in 7-15 business days. Should you have any questions, please feel free to contact us at 800-2-DINERS (800-234-6377)."
Oct 20, 2014, 9:49 pm
#69
Join Date: Oct 2005
Location: SF
Programs: UA, VX, QF, EY, VA
Posts: 756
What the hell, I pulled the trigger.
To clarify if it's a 7-15 day notice it's likely to be an approval?
"Thank you for taking the time to complete an application. We received your request and your application is being processed. If your application is approved, your new Diners Club Credit Card should arrive by mail in 7-15 business days. Should you have any questions, please feel free to contact us at 800-2-DINERS (800-234-6377)."
To clarify if it's a 7-15 day notice it's likely to be an approval?
"Thank you for taking the time to complete an application. We received your request and your application is being processed. If your application is approved, your new Diners Club Credit Card should arrive by mail in 7-15 business days. Should you have any questions, please feel free to contact us at 800-2-DINERS (800-234-6377)."
Oct 22, 2014, 3:06 pm
#70
Join Date: Jan 2010
Posts: 1,708
Oct 24, 2014, 5:30 pm
#71
Join Date: Aug 2014
Programs: Alaska MVP Gold, Marriott Gold
Posts: 283
Called in and was told that my card was on the way. 40K limit. My current high is 32k. Very pleased.
Oct 27, 2014, 9:44 am
#72
FlyerTalk Evangelist
Join Date: Sep 2007
Location: SJC, SFO, YYC
Programs: AA-EXP, AA-0.41MM, UA-Gold, Ex UA-1K (2006 thru 2015), PMUA-0.95MM, COUA-1.5MM-lite, AF-Silver
Posts: 13,437
Has anyone successfully applied from an iPad or MAC?
After I fill out the form, I get a second screen where I am to review all the information, and I checkbox at the bottom to click before I can press "submit".
However, on an iPad or MAC, regardless what browser I used, clicking the check box does not work.
After I fill out the form, I get a second screen where I am to review all the information, and I checkbox at the bottom to click before I can press "submit".
However, on an iPad or MAC, regardless what browser I used, clicking the check box does not work.
Oct 27, 2014, 9:48 am
#73
Join Date: Oct 2014
Posts: 14
Has anyone successfully applied from an iPad or MAC?
After I fill out the form, I get a second screen where I am to review all the information, and I checkbox at the bottom to click before I can press "submit".
However, on an iPad or MAC, regardless what browser I used, clicking the check box does not work.
After I fill out the form, I get a second screen where I am to review all the information, and I checkbox at the bottom to click before I can press "submit".
However, on an iPad or MAC, regardless what browser I used, clicking the check box does not work.
Oct 27, 2014, 9:56 am
#74
FlyerTalk Evangelist
Join Date: Sep 2007
Location: SJC, SFO, YYC
Programs: AA-EXP, AA-0.41MM, UA-Gold, Ex UA-1K (2006 thru 2015), PMUA-0.95MM, COUA-1.5MM-lite, AF-Silver
Posts: 13,437
