Harris Bank application process for new Consumer cards.
Oct 8, 2014, 8:54 am
#31
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No indication on UPS My Choice that I have a package en route or that they tried to deliver one. I suppose it's possible that mine is coming via USPS but that doesn't seem like what people are experiencing so far.
Oct 8, 2014, 11:01 am
#32
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UPS My Choice showed the shipper as BMO DINERS COMMERCIAL, with a signature required. UPS allowed me to waive the signature requirement. Our cats told me that the package was actually from G&D 
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Oct 8, 2014, 12:24 pm
#33
Join Date: Oct 2005
Location: SF
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They're using both USPS and UPS. I think they're making the cards in two locations (Montreal and Ohio).
Last edited by patrick.barnes; Oct 8, 2014 at 12:30 pm
Oct 8, 2014, 1:17 pm
#34
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Oct 8, 2014, 2:17 pm
#35
Join Date: Oct 2005
Location: SF
Programs: UA, VX, QF, EY, VA
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There seems to be something going on in card printing land. I've received 2 notices about delayed card production from 2 different issuers.
Just too used to Amex overnighting cards.
Oct 8, 2014, 5:53 pm
#36
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Anyway, I think I'm still within the 7-10 day delivery window that they promised after the 3 days ship time. Applied on September 27, received PIN on the 4th (which the envelope says was mailed on the 1st, so three business days exactly). Business day 7 after mailing would be 10/10, and day 10 would be 10/15. Probably shouldn't be concerned until at least after that date.
Oct 8, 2014, 6:32 pm
#37
Join Date: Oct 2005
Location: SF
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Might be because every major bank in the US is having their cards reissued with the chip on them right now?
Anyway, I think I'm still within the 7-10 day delivery window that they promised after the 3 days ship time. Applied on September 27, received PIN on the 4th (which the envelope says was mailed on the 1st, so three business days exactly). Business day 7 after mailing would be 10/10, and day 10 would be 10/15. Probably shouldn't be concerned until at least after that date.
Anyway, I think I'm still within the 7-10 day delivery window that they promised after the 3 days ship time. Applied on September 27, received PIN on the 4th (which the envelope says was mailed on the 1st, so three business days exactly). Business day 7 after mailing would be 10/10, and day 10 would be 10/15. Probably shouldn't be concerned until at least after that date.
Oct 8, 2014, 7:45 pm
#38
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Oct 9, 2014, 6:27 am
#39
Join Date: Apr 2002
Posts: 587
Found out that I was approved with a limit of 40K ! Looks like BMO tries to give you a higher limit than your current highest one, which for me was on the CSP card (29K). They mentioned that I would be receiving my card via regular postal mail, so I think they're sending them out either UPS or USPS.
Oct 9, 2014, 7:13 am
#40
Join Date: May 2013
Posts: 55
Data point: I got my card in the mail yesterday thru USPS. Received the PIN on Saturday (04 Oct). They gave me a monster line (was thinking of calling them and getting it reduced, but I might just keep it). Their underwriting criteria does not seem to be too strict.
Oct 9, 2014, 8:15 am
#41
Join Date: Sep 2012
Posts: 217
Data point: I got my card in the mail yesterday thru USPS. Received the PIN on Saturday (04 Oct). They gave me a monster line (was thinking of calling them and getting it reduced, but I might just keep it). Their underwriting criteria does not seem to be too strict.
They're likely planning ahead for those of us with heavy spending on groceries and prescription drugs..
Oct 9, 2014, 6:41 pm
#44
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Got my card today via USPS from the same address in Chicago where the PIN came from. Apparently they doubled my previous highest CL (which was my CSP). Also, my card number has a lot of zeroes in it, so I'm wondering if they're issuing them sequentially.
BTW, I posted the card's CVM list over at the EMV thread if anyone's interested.
BTW, I posted the card's CVM list over at the EMV thread if anyone's interested.
Oct 9, 2014, 7:43 pm
#45
Join Date: Oct 2005
Location: SF
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Got my card today via USPS from the same address in Chicago where the PIN came from. Apparently they doubled my previous highest CL (which was my CSP). Also, my card number has a lot of zeroes in it, so I'm wondering if they're issuing them sequentially.
BTW, I posted the card's CVM list over at the EMV thread if anyone's interested.
BTW, I posted the card's CVM list over at the EMV thread if anyone's interested.
That's... A little dangerous.
I don't know what I did to get the 7-15 day message (high score, income, no INQs in 12 months, ...), but those are resulting in CLs that are more in line with other issuers (manually approved).