Overspending the Skymiles AMEX limit...
Jan 31, 2015, 1:50 pm
#1
Original Poster
Join Date: Jan 2008
Location: Tricoastal - London, New York, Silicon Valley
Programs: DL DM/2.5MM, 20 Years Top Tier on DL, UA 1K, AC E75k, MR/SPG Lifetime Platinum
Posts: 1,309
Overspending the Skymiles AMEX limit...
Hi Folks,
Maybe this should be in the AMEX forum - But I thought that I would ask here first. I have a Gold DL Skymiles AMEX card purely for the purposes of getting the MQD waiver. I run a couple of small businesses and put an average of about $40-60k/month on my cards. So, I usually just max out my ($25k credit limit) Skymiles card in January and voila - No more MQD issues for the year.
My question - I made a mistake this month and charged some expenses to the card by mistake - overcharging the card by $15k ($40k charged on the card with $25k limit). AMEX still let the charges go through and didn't charge me any fees, etc. Is it normal for AMEX to allow this overspending?
...wish I hadn't done this BTW because MR points on my Platinum AMEX are way more valuable than Skymiles...
TFD
Maybe this should be in the AMEX forum - But I thought that I would ask here first. I have a Gold DL Skymiles AMEX card purely for the purposes of getting the MQD waiver. I run a couple of small businesses and put an average of about $40-60k/month on my cards. So, I usually just max out my ($25k credit limit) Skymiles card in January and voila - No more MQD issues for the year.
My question - I made a mistake this month and charged some expenses to the card by mistake - overcharging the card by $15k ($40k charged on the card with $25k limit). AMEX still let the charges go through and didn't charge me any fees, etc. Is it normal for AMEX to allow this overspending?
...wish I hadn't done this BTW because MR points on my Platinum AMEX are way more valuable than Skymiles...
TFD
Jan 31, 2015, 2:07 pm
#2
FlyerTalk Evangelist
Join Date: May 2008
Location: CHA, MAN;
Programs: Delta DM 1 MM; Hz PC
Posts: 11,169
Yes - but credit history etc is taken into consideration. I went over 5000$ once but there was no problem. (I was late getting my expenses in and booked a load more flights etc.
BTW a DL Platinum Amex still gets you the MQD waiver and when youget to 50K spend you get another 10K MQMfor a total of 20K MQM (the first 10k comes at 25K$ spend).
BTW a DL Platinum Amex still gets you the MQD waiver and when youget to 50K spend you get another 10K MQMfor a total of 20K MQM (the first 10k comes at 25K$ spend).