kzap

Hi,

I've searched around the forums and could not find anything specific to Citibank PremierMiles, much more to the Philippines, so I wanted to get everyone's opinion on this card.

https://www.citibank.com.ph/global_d...s/airlines.htm

So far it seems like a good deal since it converts at a rate of PHP45:1PremierMile for local transactions, and 1 PremierMile (PM) can be exchanged for the same amount of Asia Miles, Krisflyer, Mabuhay Miles, Royal Orchid Plus and WorldPerks miles, they say thats 70 airlines in total which pretty good IMHO. Also you earn PHP45:2PremierMiles for International transactions.

I live in the Philippines and most credit cards are centered around the PAL Mabuhay Miles program, some have Asia Miles, KrisFlyer and WorldPerks but none have them all in one like this card and the miles do not expire. Terms and conditions are here:

http://www.citibank.com.ph/PHGCB/APP...itipremier.htm

Can't find anything bad except for the finance charges which really mean squat compared to airline fees from here, also there is a limit on how much Electric or Phone bills you can pay per month but thats about it, no other spending/earning limit or charge requirements:
http://www.citibank.com.ph/PHGCB/APP...es_premier.htm

PHP2500 Annual fee for Gold and PHP5000 Annual fee for Platinum. 3.25% Finance charge for Gold and 2.75% Finance charge for Platinum.

For me, someone who spends a lot and flys a few times a year, it sounds like the perfect card to store miles on and then cash them in when I need them. Opinions?

jasperJ8

hi there.

this is definitely better than taking regular Citibank's card and convert the rewards point to a mile. take note though that you need a month's time or so for the miles to reflect to your account (and some follow-ups)

kzap

That must be the catch I found out its 6-8 weeks to convert CC miles to the mileage program of your choice. HSBC is like 5-7 days lol. Means I'll have to plan my trips 4+ months in advance now.