Citicards 60 day/ one application policy
May 11, 2009, 12:42 pm
#871
Join Date: Apr 2002
Posts: 2,946
I made the mistake of applying for another Citi Visa too early. When I applied for the card, I thought it had been 60 days since my last application, but it was only 57 days, and as a result, I received a letter stating I can only apply once every 60 days. My question is, I just received the letter, and it is now more than 60 days since I last applied and received my card. However, it was just a few weeks ago when I applied and received the rejection letter. So, when am I eligible to reapply? Can I apply now? Or, do I have to wait 60 days from I applied a few weeks ago that resulted in a rejection letter? Thanks!
Oh, to add, and this might be the problem, I did apply for a Citi Visa Business card during or within the 60 day period from when I applied for and received my last Citi Visa personal card. However, I thought that the personal Visa and business visa were seperate. Perhaps I need to wait 60 days from when I applied for the Citi Business Visa? Any thoughts?
Oh, to add, and this might be the problem, I did apply for a Citi Visa Business card during or within the 60 day period from when I applied for and received my last Citi Visa personal card. However, I thought that the personal Visa and business visa were seperate. Perhaps I need to wait 60 days from when I applied for the Citi Business Visa? Any thoughts?
You now must wait 60 days from the date of rejection.
May 11, 2009, 8:17 pm
#872
Join Date: Apr 2006
Location: CMH
Posts: 891
My recent experience
Personal cards - I have so many, I do not know how many (maybe 6-8). I apply every 60+ days. About 2 weeks ago, I applied and got another personal card. (after an initial denial for late citicard payments (this was not correct))
Business cards - As of 10 days ago, I had one. 10 days ago, I applied and was approved for a second business card.
In my experience, the dates between personal and business do not matter. Please apply and post your results. IF you are initially denied search my recent posts on denials for strategy and/or pm me.
Happy churning.
Personal cards - I have so many, I do not know how many (maybe 6-8). I apply every 60+ days. About 2 weeks ago, I applied and got another personal card. (after an initial denial for late citicard payments (this was not correct))
Business cards - As of 10 days ago, I had one. 10 days ago, I applied and was approved for a second business card.
In my experience, the dates between personal and business do not matter. Please apply and post your results. IF you are initially denied search my recent posts on denials for strategy and/or pm me.
Happy churning.
May 11, 2009, 9:28 pm
#873
Join Date: May 2003
Location: CA
Programs: AA Lifetime Gold, HHonors Diamond
Posts: 2,879
I believe most people are allowed 2 applications every 60 days. You can apply for two cards at once, or one card every 30 days. Same difference.
May 11, 2009, 9:44 pm
#874
Join Date: Apr 2006
Location: CMH
Posts: 891
Just wanted to clarify this a bit. As I didn't apply for the two cards at once, do you think it is still possible for me to apply for another one now, which has been already 3-4 days since my MC application? Or do I need to wait until 30 days have passed?
May 11, 2009, 11:13 pm
#875
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,082
Yes to first question and No to last question. You can apply for two cards anytime during a 60 day period.
May 11, 2009, 11:18 pm
#876
Join Date: Apr 2006
Location: CMH
Posts: 891
May 12, 2009, 12:42 pm
#877
Join Date: Oct 2008
Posts: 164
I have 3 citi personal cards (2 aa and 1 citi MC platinum). I am up for another round of aa card. I called to move credit line from 1 of the AA card to my MC platinum so that I can cancel that card and keep the CL. The answer was NO. The rep said I was not qualified. I was like ...? I have been bz so I havent called back yet. Is this a change in their policy?
I will need to cancel my AA business card to apply for a new one two. I am over the 60 days mark for the personal card and 90 days mark for the biz card.
Would it be safe if I apply for both at the same time right after 2 cards cancellation?
I have heard that some people are getting the 30k sign up bonus in the mail. It seems to be targeted but is there anyway I can get the same deal?
Thanks
I will need to cancel my AA business card to apply for a new one two. I am over the 60 days mark for the personal card and 90 days mark for the biz card.
Would it be safe if I apply for both at the same time right after 2 cards cancellation?
I have heard that some people are getting the 30k sign up bonus in the mail. It seems to be targeted but is there anyway I can get the same deal?
Thanks
May 12, 2009, 12:45 pm
#878
Join Date: Oct 2008
Posts: 164
This is new to me. I thought I could apply 1 personal card every 60 days and 1 biz card every 90 days. Could someone confirm this please?
May 12, 2009, 12:52 pm
#879
Join Date: Jun 2008
Location: ORD
Programs: AA EXP / UA Lifetime Gold / Marriott Lifetime Plat / SPG Plat / Hyatt Diamond / HH Diamond / Avis CC
Posts: 483
I have 3 citi personal cards (2 aa and 1 citi MC platinum). I am up for another round of aa card. I called to move credit line from 1 of the AA card to my MC platinum so that I can cancel that card and keep the CL. The answer was NO. The rep said I was not qualified. I was like ...? I have been bz so I havent called back yet. Is this a change in their policy?
Thanks
Thanks
May 12, 2009, 1:05 pm
#880
Join Date: Oct 2008
Posts: 164
I just applied for two personal cards this am. Did not get instant approval. Called the approval phone line and was approved for 2K on each card and the rep told me that if that wasn't enough they could reallocate some from another card that has 15k. I thanked him but declined. So, no, as far as I can tell the policy did not change.
Does it matter if I do this (1 phone call each time):
1) Move CL
2) Cancel Personal card
3) Cancel Biz card
4) Apply for 2 Personal cards
5) Apply for 1 biz card
in 1 day. Or should I time it better? Any thoughts?
Thanks,
May 12, 2009, 1:09 pm
#881
Join Date: Oct 2008
Posts: 164
May 12, 2009, 1:11 pm
#882
Join Date: Apr 2006
Location: CMH
Posts: 891
I have 3 citi personal cards (2 aa and 1 citi MC platinum). I am up for another round of aa card. I called to move credit line from 1 of the AA card to my MC platinum so that I can cancel that card and keep the CL. The answer was NO. The rep said I was not qualified. I was like ...? I have been bz so I havent called back yet. Is this a change in their policy?
May 12, 2009, 3:10 pm
#883
Join Date: May 2009
Posts: 77
Hey, I'm just getting into this whole AA Citi credit card churning business and I had a quick question. My girlfriend and I plan on signing up for these cards and also completing a number of other promotional offers to get a boatload of AA points. Will it be ok for us to use one AA rewards account for all the various credit cards and promotions even though the name on the rewards account won't be the same as half of the credit cards and offers we are doing?
I know alot of people here have their wives doing this as well but they at least have the same last name. Obviously my name and my girlfriend's name are completely different. I just wanted to make sure I wasn't going to run into any problems down the line if we started doing these offers and using the same AA rewards account on all of them. If there is any possiblity that this will cause issue we'll definitely just use two accounts. Anyways, thanks for the help...this forum rocks!
I know alot of people here have their wives doing this as well but they at least have the same last name. Obviously my name and my girlfriend's name are completely different. I just wanted to make sure I wasn't going to run into any problems down the line if we started doing these offers and using the same AA rewards account on all of them. If there is any possiblity that this will cause issue we'll definitely just use two accounts. Anyways, thanks for the help...this forum rocks!
May 12, 2009, 3:37 pm
#884
Suspended
Join Date: Dec 2006
Location: USA
Programs: All major programs
Posts: 1,403
Hey, I'm just getting into this whole AA Citi credit card churning business and I had a quick question. My girlfriend and I plan on signing up for these cards and also completing a number of other promotional offers to get a boatload of AA points. Will it be ok for us to use one AA rewards account for all the various credit cards and promotions even though the name on the rewards account won't be the same as half of the credit cards and offers we are doing?
I know alot of people here have their wives doing this as well but they at least have the same last name. Obviously my name and my girlfriend's name are completely different. I just wanted to make sure I wasn't going to run into any problems down the line if we started doing these offers and using the same AA rewards account on all of them. If there is any possiblity that this will cause issue we'll definitely just use two accounts. Anyways, thanks for the help...this forum rocks!
I know alot of people here have their wives doing this as well but they at least have the same last name. Obviously my name and my girlfriend's name are completely different. I just wanted to make sure I wasn't going to run into any problems down the line if we started doing these offers and using the same AA rewards account on all of them. If there is any possiblity that this will cause issue we'll definitely just use two accounts. Anyways, thanks for the help...this forum rocks!
