CMHFlyerOH

I don't have experience with the Amex version of the AA card; however since it's also issued by Citibank I can't imagine it'd be any different than the MC version.

richarddd

My wife just signed up for a citi aadvantage card with 20,000 mile bonus and no fee for a year. Although she did not mention me, they sent a card in my name as well as her name. Can I sign up for the same card now and get the bonus?

srallen

Yes. Your wife ordered a second card with your name on it, which is not relevant when considering if you should open a new Citibank charge account. You can have multiple charge accounts w/ Citibank anyway. But if you are actually going to "churn" them, keep the one you have had longest and leave it alone, and then add and delete new cards as long as the promotion lasts (which I think is currently the end of 2006 but will probably change multiple times between now and then).

richarddd

The odd thing is my wife did not order a second card for me or mention my name in any way. We share many other credit cards and accounts, including at Citi, so I figure they got my name that way.

Good to hear I can order my own. More miles are a good thing

thanks

F0bulous

What exactly is invovled in Credit Card churning? Keeping the old card, Citi AA in my case, and keep applying for newer ones to get the bonus miles?

Dudemon

I suggest that all who are churning keep a spread sheet of the activity. You should keep at least app date, pts posting date, statement date and closed date. If you do this you'll see some trends appear and be able to assist the hard core churners when those interesting annomalies arise.

kirkpt

We do not really Fly AA - Would it still be worth it to churn Citi-aa and transfer for Hilton points. (I think the transfer is 2 to 1) or is there a better way to accumulate Hilton honors points. We already have the amex and visa hhonors cards.

Advise please.

jgxtrav1

I say: YES

I've been doing that approximately once a year for a few years now. Actually my wife and I both do so as we have a "mutual account" setup in the 1990's so we can both transfer AA miles into one Hilton account. Unfortunately, if you don't already have one, Hilton no longer allows you to setup a mutual account (a single account for you and your spouse).

And, yes, the transfer is currently 2 Hilton points for each AA mile transfered.

Recently my wife, my daughter, my granddaughter and I enjoyed a 6 free night stay at the Walt Disney World Hilton (using a Gold Vip 175,000 point 6 free nights reward) which was mostly funded by AA miles converted to Hilton points.

Since it now costs $25 per transaction (whether 5000 or ???,0000 miles) to do the miles to points transfer, be sure to build up your points and transfer only when ready to use them.

Good luck!

Thunderroad

Sorry. The question I'd originally posted here has been modified and moved to another thread.

richarddd

A few questions:

1) Is it better to cancel once miles post or to wait until a statement is received and paid?

2) The recommended 60 day wait is from application to application, rather than old cancel to new application?

3) Is there any harm in trying more than once every 60 days? Is there a danger they'll reactivate the old account and not give more miles?

mscott97

about 2 months ago I called Citi to apply for a Diamond Preferred Rewards MC (5% in "Points" for gas, groceries, drug stores). After my application was taken they asked me if I also wanted a Citi Professional MC (3% in "points" for restaurants, car rental, office supplies, gas). Each one was without a fee (for at least the first year) and each one had 10,000 bonus points upon first use.

Thunderroad

Why bother deleting the new cards, as long as there are no fees to pay? Is it simply a matter of not having too many cards pile up for record-keeping purposes, or can you reach a limit on how many cards are allowed?

anaggie

I cancel my card and consolidate the credit over to my Chairman Card....plus I do not have to deal with AA CSR who tries to get me to keep the card...

Rather cancel, apply again, cancel...rinse, repeat !!!!

Dudemon

Citi limits individuals to 4 cards. Too much open credit will be reason for issuers to decline you, either a lot of credit on a few cards or a little credit on a lot of cards. BofA and US Bank are big proponents of this.

andol469

I've had 5 personal Citi cards at one time. I just read a poster on FatWallet list 5 personal cards and one business card. There is no limit to # of cards with Citi, only a limit to the amount of credit they will extend.