May 1, 2017, 2:17 am
Last edit by: yugi
US Bank Altitude Reserve card
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,Android Google Pay™, Microsoft Wallet, LG Pay®
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
Reconsideration Line: 1-800-947-1444
- 50,000 bonus points after $4,500 spend within first 90 days
- Up to $325 annually (cardmember year NOT calendar year) in statement credits for eligible travel and dining/takeout purchases
- $400 annual fee
- Free authorized users
- 3x on travel and mobile wallet purchases
- 5x on hotel and car rental purchases made via US Bank portal
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
- Redeem at 1.5c per point value for travel purchases made directly at the US Bank travel site
- Redeem at 1.5c per point for travel purchases made at other sites when using the Realtime Rewards feature. Must enroll first.
- Otherwise redeem at 1c per point.
- With Realtime Rewards it's possible to redeem for fees such as Delta award charges for example.
- To redeem for lodging the minimum purchase must be
$500$150 and you must have enough points to cover the whole purchase. For car rentals, the minimum is$250$150. $10 minimum for the rest of the categories. - Some non-US travel charges work with Realtime Rewards even though they shouldn't.
Reconsideration Line: 1-800-947-1444
US Bank Altitude Reserve Card (2017 - 2023)
May 1, 2017, 6:08 am
#61
Join Date: Dec 2009
Posts: 59
I applied and was not approved "based on the information provided." They'll "follow up within 7-10 days" with a letter.
(I have a FlexPerks card with them and a checking account. The FlexPerks card for 9 months, the checking account for a few weeks.)
Waiting to hear other peoples experiences and who gets instant approvals...
(I have a FlexPerks card with them and a checking account. The FlexPerks card for 9 months, the checking account for a few weeks.)
Waiting to hear other peoples experiences and who gets instant approvals...
May 1, 2017, 7:00 am
#62
Join Date: Sep 2007
Programs: AA Plat, HH Diamond, SPG Gold, National EE
Posts: 38
Instant approval $33K credit line. Lets see how long this lasts.
May 1, 2017, 7:15 am
#63
Join Date: Apr 2017
Posts: 600
I applied and was not approved "based on the information provided." They'll "follow up within 7-10 days" with a letter.
(I have a FlexPerks card with them and a checking account. The FlexPerks card for 9 months, the checking account for a few weeks.)
Waiting to hear other peoples experiences and who gets instant approvals...
(I have a FlexPerks card with them and a checking account. The FlexPerks card for 9 months, the checking account for a few weeks.)
Waiting to hear other peoples experiences and who gets instant approvals...
The same thing happened to me. I have US bank's credit card. no checking account.
May 1, 2017, 7:30 am
#64
Join Date: Nov 2010
Location: Washington, DC
Posts: 393
Thanks for the tip! Did the same thing: called recon and the system hadn't picked up my existing card or bank account for some reason. Being re-submitted, with a decision in 1-2 days.
May 1, 2017, 8:08 am
#65
Join Date: Dec 2010
Location: NYC
Programs: Kettle Class
Posts: 796
I got exactly the same message. Current Club Carlson consumer cardholder.
I applied and was not approved "based on the information provided." They'll "follow up within 7-10 days" with a letter.
(I have a FlexPerks card with them and a checking account. The FlexPerks card for 9 months, the checking account for a few weeks.)
Waiting to hear other peoples experiences and who gets instant approvals...
(I have a FlexPerks card with them and a checking account. The FlexPerks card for 9 months, the checking account for a few weeks.)
Waiting to hear other peoples experiences and who gets instant approvals...
May 1, 2017, 8:21 am
#66
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,937
There's no way to be logged in and get the Altitude application link. If I'm logged in and go to "products" and compare cards or whatever, the next screen shows logged out. And it keeps cycling that way.
May 1, 2017, 9:06 am
#67
Join Date: Apr 2011
Programs: Delta Gold, Hilton Diamond, National Emerald Preferred, SPG Gold
Posts: 32
Just declined, have a car loan through them, but nothing else. Called and rep said I MUST have a Checking or Savings (Deposit) account with them.
May 1, 2017, 9:10 am
#68
Join Date: Nov 2010
Location: Washington, DC
Posts: 393
http://mycard.usbank.com/credit/team...e_reserve.html
May 1, 2017, 9:13 am
#69
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,937
But their website specifically lists (among other accounts) "or Consumer Credit Card issued by U.S. Bank."
http://mycard.usbank.com/credit/team...e_reserve.html
http://mycard.usbank.com/credit/team...e_reserve.html
May 1, 2017, 9:16 am
#70
Join Date: Apr 2011
Programs: Delta Gold, Hilton Diamond, National Emerald Preferred, SPG Gold
Posts: 32
Just called back again and pointed out there own terms, they will now re-evaluated and get back to me in 24 hours.. 
May 1, 2017, 9:31 am
#71
Join Date: Dec 2016
Location: SF
Programs: Elite status at local McDonalds, Carwash, and Post Office
Posts: 51
And then...a rare unicorn just walked by.
Radpad (paying rent with cc) codes as travel on many cards (CSP, CSR, and Amex), you can search Radpad on Flyertalk for more data points. There is also a feature on the mobile app to pay with Apple Pay or Android pay, making this a mobile wallet feature as well. Could you possibly get 6x points each month for one of your biggest monthly expenses? Dear God that would be amazing.
My rent is $3k a month, that's 18,000 points a month worth 1.5 cents a piece through their travel portal, grossing $270 each month in travel with a single purchase!!!!
Uh yeah, this card would definitely be worth it. Excuse me while I go open a US Bank account...
Crossing fingers!
Radpad (paying rent with cc) codes as travel on many cards (CSP, CSR, and Amex), you can search Radpad on Flyertalk for more data points. There is also a feature on the mobile app to pay with Apple Pay or Android pay, making this a mobile wallet feature as well. Could you possibly get 6x points each month for one of your biggest monthly expenses? Dear God that would be amazing.
My rent is $3k a month, that's 18,000 points a month worth 1.5 cents a piece through their travel portal, grossing $270 each month in travel with a single purchase!!!!
Uh yeah, this card would definitely be worth it. Excuse me while I go open a US Bank account...
Crossing fingers!
May 1, 2017, 9:39 am
#72
Join Date: Dec 2016
Location: SF
Programs: Elite status at local McDonalds, Carwash, and Post Office
Posts: 51
May 1, 2017, 12:31 pm
#74
Join Date: Feb 2006
Posts: 1,063
Has anyone been able to confirm whether or not the annual fee is reduced to $299 if you are one of their WEALTH CUSTOMERS?
It was a rumor that had been posted on one of the other other travel sites.
It was a rumor that had been posted on one of the other other travel sites.
May 1, 2017, 12:33 pm
#75
Join Date: Oct 2016
Posts: 277
Latest info anyway is that RadPad has both 1) stopped coding as travel and 2) is sending emails to those who use a Visa Infinite saying they'll have to pay a higher fee in following months to cover the extra interchange costs.