Last edit by: yugi
US Bank Altitude Reserve card
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay, Samsung Pay,Android Google Pay, Microsoft Wallet, LG Pay
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
Reconsideration Line: 1-800-947-1444
- 50,000 bonus points after $4,500 spend within first 90 days
- Up to $325 annually (cardmember year NOT calendar year) in statement credits for eligible travel and dining/takeout purchases
- $400 annual fee
- Free authorized users
- 3x on travel and mobile wallet purchases
- 5x on hotel and car rental purchases made via US Bank portal
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay, Samsung Pay,
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
- Redeem at 1.5c per point value for travel purchases made directly at the US Bank travel site
- Redeem at 1.5c per point for travel purchases made at other sites when using the Realtime Rewards feature. Must enroll first.
- Otherwise redeem at 1c per point.
- With Realtime Rewards it's possible to redeem for fees such as Delta award charges for example.
- To redeem for lodging the minimum purchase must be
$500$150 and you must have enough points to cover the whole purchase. For car rentals, the minimum is$250$150. $10 minimum for the rest of the categories. - Some non-US travel charges work with Realtime Rewards even though they shouldn't.
Reconsideration Line: 1-800-947-1444
US Bank Altitude Reserve Card (2017 - 2023)
#46
Join Date: May 2013
Posts: 378
Well, you must be a USBank customer to apply for the Altitude. That part doesn't seem negotiable. So you'd need to first open a different USBank consumer cc and wait 35 days (or 30?), before you can open one. Of course, two apps that close together with USBank might be problematic since they are apparently touchy about apps.
I'm guessing they are trying to roll this out slowly so they don't get hit with an unmanageable number of apps.
I'm guessing they are trying to roll this out slowly so they don't get hit with an unmanageable number of apps.
As you mentioned, this solution might not be in best interests of both the bank and the customer.
#47
Join Date: May 2016
Location: Chicago, IL
Programs: United, Marriott
Posts: 26
You could try opening a checking account instead of another CC. Go for the gold checking package which has no fees as long as you have a consumer CC open with them.
#48
FlyerTalk Evangelist
Join Date: Apr 2001
Location: NYC
Programs: Landry's President's Club, Marriott Silver, Awesomeness EXPLT
Posts: 20,358
Am I reading this correctly you only get four lounge visits? I know the net fee is only $75 after the travel credit, but that seems weak compared to CSR which clocks in at $150 net.
Cheers
Howie
Cheers
Howie
#49
A FlyerTalk Posting Legend; Moderator: American Express, Capital One, Citi, Chase, Credit Card Programs, Diners Club, Signatures
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,883
Correct. They are likely assuming that most of their applicants already have Priority Pass from another source, and this could be a ploy to push the cost of the benefit to the other card issuer. It remains to be seen if they will actually bill for visits beyond four.
#50
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,891
If OP had a consumer CC w/ Usbank, he would not need the checking account. Can you open a checking account from out of state?
#51
Join Date: Apr 2012
Posts: 431
Well Visa Infinite's $10,000 min for credit lines was short lived, it's now $5000? Well guess we can expect Visa and partner issuers to flood the market handing out Visa Infinite to every new card. Can't wait to see Chase Freedom Visa Infinite. What's the point of introducing a new tier beyond Signature if you're going to dilute? Oh well, very average looking card design but maybe the physical card will look nicer.
#52
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,959
Well Visa Infinite's $10,000 min for credit lines was short lived, it's now $5000? Well guess we can expect Visa and partner issuers to flood the market handing out Visa Infinite to every new card. Can't wait to see Chase Freedom Visa Infinite. What's the point of introducing a new tier beyond Signature if you're going to dilute? Oh well, very average looking card design but maybe the physical card will look nicer.
This card should be excellent, if you have Samsung Pay, that means 4.5% for almost all in-person transactions. This will be good addition to CSR, Ink Cash, Citi ATTAM and Amex EDP, which will cover most of the purchases. Chase Freedom Unlimited will not be needed that much anymore.
#53
Join Date: May 2013
Posts: 378
#54
Join Date: Aug 2014
Posts: 1,298
Noticed that little blurb about using mobile processing payments and purchasing cash equivalents....
#55
Join Date: Jan 2003
Posts: 3,782
I found it strange one of the Q/A said Expedia is not "Travel". I thought Expedia is coded as "Travel" so they just exclude all the travel booking sites?
#56
Join Date: Nov 2016
Posts: 156
i wonder what the data is on usage of Priority Pass memberships, i have it through the amex plat but use it once a year if that, and alot of CSR holder's in my office hardly ever use it. They might have looked at the data and capped the freebies at 4 out of that analysis.
#57
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,891
Any idea if authorized users are considered existing USBank customers? My spouse is an AU on my USbank visa and it appears on his credit report as such.
#58
Join Date: Aug 2011
Programs: Marriott Gold, Hilton Diamond, Radisson Rewards Gold, Best Western Diamond Select
Posts: 1,856
I wish I didn't close my Carlson card a few months ago now
#59
Join Date: Dec 2010
Location: NYC
Programs: Kettle Class
Posts: 796
Application is now live:
http://mycard.usbank.com/credit/team...e_reserve.html
http://mycard.usbank.com/credit/team...e_reserve.html
#60
Join Date: Nov 2010
Location: Washington, DC
Posts: 393
Application is now live:
http://mycard.usbank.com/credit/team...e_reserve.html
http://mycard.usbank.com/credit/team...e_reserve.html
(I have a FlexPerks card with them and a checking account. The FlexPerks card for 9 months, the checking account for a few weeks.)
Waiting to hear other peoples experiences and who gets instant approvals...