May 1, 2017, 2:17 am
Last edit by: yugi
US Bank Altitude Reserve card
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,Android Google Pay™, Microsoft Wallet, LG Pay®
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
Reconsideration Line: 1-800-947-1444
- 50,000 bonus points after $4,500 spend within first 90 days
- Up to $325 annually (cardmember year NOT calendar year) in statement credits for eligible travel and dining/takeout purchases
- $400 annual fee
- Free authorized users
- 3x on travel and mobile wallet purchases
- 5x on hotel and car rental purchases made via US Bank portal
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
- Redeem at 1.5c per point value for travel purchases made directly at the US Bank travel site
- Redeem at 1.5c per point for travel purchases made at other sites when using the Realtime Rewards feature. Must enroll first.
- Otherwise redeem at 1c per point.
- With Realtime Rewards it's possible to redeem for fees such as Delta award charges for example.
- To redeem for lodging the minimum purchase must be
$500$150 and you must have enough points to cover the whole purchase. For car rentals, the minimum is$250$150. $10 minimum for the rest of the categories. - Some non-US travel charges work with Realtime Rewards even though they shouldn't.
Reconsideration Line: 1-800-947-1444
US Bank Altitude Reserve Card (2017 - 2023)
May 26, 2017, 10:36 pm
#241
FlyerTalk Evangelist
Join Date: Mar 2000
Posts: 17,419
BTW, does the $325 they reimburse you count toward the $4500?
May 27, 2017, 7:34 pm
#243
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,973
Well I gave in and applied anyway. Went to branch on Monday, opened a Gold checking account, and immediate rejection since new US Bank Customer with no prior relationship. Banker called the phone line and told them I was a new account and my initial bank deposit balance and they resubmitted. Approved Tuesday, shipped Wednesday, received Thursday via UPS Overnight Saver. 35k CL
This will be my new everyday card for business travel! The mobile payment and travel cashback rates are great compared to my Prestige, though I'll likely use the Prestige for personal travel over the Altitude given the better protection benefits if with family. Wish their app had fingerprint recognition as I check my pending transactions multiple times per day as a habit.
This will be my new everyday card for business travel! The mobile payment and travel cashback rates are great compared to my Prestige, though I'll likely use the Prestige for personal travel over the Altitude given the better protection benefits if with family. Wish their app had fingerprint recognition as I check my pending transactions multiple times per day as a habit.
May 28, 2017, 1:07 am
#244
Join Date: Oct 2015
Location: HNL
Posts: 148
you sure about that? what's your source? That hasn't been the case with any other premium card with a travel credit, and I can't imagine that they wouldn't count every dollar you spend as part of the minimum spend, except for the AF, which again, is the exclusion with every other card. You're gonna have to back this up.
And as for MS, I don't know about anyone else, but I'm going to sprinkle in some GCs from the same places I typically spend anyways, less than 500 and not in any regular denomination. So far so good. If I ever cash out all of my flex and altitude points maybe I'll open up the flood gates, but for now just don't be predictable. This is my everyday card at the moment, and I use android pay maybe 75% of the time, it's actually made me a convert, if that was the goal, and I had never used android pay before this.
Also we have 3 months, you should probably spread it out.
And as for MS, I don't know about anyone else, but I'm going to sprinkle in some GCs from the same places I typically spend anyways, less than 500 and not in any regular denomination. So far so good. If I ever cash out all of my flex and altitude points maybe I'll open up the flood gates, but for now just don't be predictable. This is my everyday card at the moment, and I use android pay maybe 75% of the time, it's actually made me a convert, if that was the goal, and I had never used android pay before this.
Also we have 3 months, you should probably spread it out.
May 28, 2017, 2:39 pm
#245
FlyerTalk Evangelist
Join Date: Mar 2000
Posts: 17,419
Yeah, it's a bit frustrating that they're being jerky about this because the card itself is pretty useful for travellers. I'm planning on keeping it my wallet and using it the next year. But if I have to worry about buying a gift card or two, who needs it?
Of course, since most of my spend on the card will be travel-related -- and I probably wouldn't renew without some sort of bonus -- I'm probably not a profitable customer to them, anyway.
Of course, since most of my spend on the card will be travel-related -- and I probably wouldn't renew without some sort of bonus -- I'm probably not a profitable customer to them, anyway.
May 28, 2017, 7:24 pm
#246
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,973
Yeah, it's a bit frustrating that they're being jerky about this because the card itself is pretty useful for travellers. I'm planning on keeping it my wallet and using it the next year. But if I have to worry about buying a gift card or two, who needs it?
Of course, since most of my spend on the card will be travel-related -- and I probably wouldn't renew without some sort of bonus -- I'm probably not a profitable customer to them, anyway.
Of course, since most of my spend on the card will be travel-related -- and I probably wouldn't renew without some sort of bonus -- I'm probably not a profitable customer to them, anyway.
Jun 1, 2017, 5:21 am
#247
Join Date: Jan 2014
Location: OC
Programs: Delta/Hyatt/Hilton DM, Marriott Plat
Posts: 105
First month closed and received both bonus and earned points after $4,500+ spending excluded annual fee. Global entry and travel reimbursement are posted immediately after spent. 3X for mobile wallet and travel seems correct, but could not find link for breakdown for individual activity. Anyone may help to point that out?
Jun 1, 2017, 2:47 pm
#248
Join Date: Feb 2009
Location: Buffalo, NY
Posts: 66
First month closed and received both bonus and earned points after $4,500+ spending excluded annual fee. Global entry and travel reimbursement are posted immediately after spent. 3X for mobile wallet and travel seems correct, but could not find link for breakdown for individual activity. Anyone may help to point that out?
Jun 1, 2017, 7:29 pm
#249
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,973
I couldn't find a way to break it down by transaction. In my first month, I booked one flight directly with an airline, and the rest of the transactions were all Apple Pay transactions, so I was able to verify that my bonus points were correct simply by tripling my total spend for the month. The statement gave me the total extra points for mobile wallet use and the total extra points for travel use, but it's not useful at all for identifying which transactions did or did not qualify for the bonus.
Jun 1, 2017, 8:50 pm
#250
Join Date: Apr 2017
Posts: 600
I have been using my Altitude Reserve as a main credit card since I received it and using Samsung oay or Apple Pay whenever possible. 2days ago my card stopped working stating no service available from your bank or the like.
I can log into my account fine and see my Altitude. I can even access to my reward site (although I have 0 pt). Anybody experienced the similar issue?
I called them them but they told me that special department needs to review and call me back later but they haven't called me for 2 days now.
I can log into my account fine and see my Altitude. I can even access to my reward site (although I have 0 pt). Anybody experienced the similar issue?
I called them them but they told me that special department needs to review and call me back later but they haven't called me for 2 days now.
Jun 2, 2017, 3:53 am
#251
Join Date: Dec 2010
Posts: 1,516
I have been using my Altitude Reserve as a main credit card since I received it and using Samsung oay or Apple Pay whenever possible. 2days ago my card stopped working stating no service available from your bank or the like.
I can log into my account fine and see my Altitude. I can even access to my reward site (although I have 0 pt). Anybody experienced the similar issue?
I called them them but they told me that special department needs to review and call me back later but they haven't called me for 2 days now.
I can log into my account fine and see my Altitude. I can even access to my reward site (although I have 0 pt). Anybody experienced the similar issue?
I called them them but they told me that special department needs to review and call me back later but they haven't called me for 2 days now.
Jun 2, 2017, 6:38 am
#252
Join Date: Feb 2009
Location: Buffalo, NY
Posts: 66
Spend Analysis has no data yet. Have to wait until the 5th of the month to see the previous month. However, for my US Bank Cash+ card, Spend Analysis isn't very useful. The categories it displays are more broad than the MCC descriptions.
Jun 2, 2017, 8:25 am
#255
Join Date: Jan 2007
Location: Denver, CO
Programs: Marriott Platinum Premier, UA 1K
Posts: 375
Even though Plastiq codes as travel with Merchant Code 07011 for mortgage/rent. It appears US Bank stopped honoring the 3% for this merchant. I sent a small trial payment earlier in the month that gave me a small travel rebate. But the end of month Mortgage payment, although coded the same, did not award a travel credit nor 3%.