Jan 16, 2017, 9:36 am
Last edit by: Dr Jabadski
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Bank of America Alaska Airlines card
Sep 14, 2017, 9:42 pm
#601
Join Date: May 2016
Location: Bellingham, Wa
Programs: AA, Alaska, Hilton, Marriott
Posts: 73
Sep 15, 2017, 8:21 am
#602
Join Date: Oct 2012
Location: SEA
Programs: Alaska MVP Gold
Posts: 539
New to the Alaska card party and thinking about getting it for an upcoming flight to Hawaii so I can use the companion pass. Question about the companion pass, does it work for one-way flights or is it roundtrip only? Are there any other "catches" with it that I'm missing?
Sep 18, 2017, 7:39 am
#603
Join Date: Jan 2017
Posts: 280
New to the Alaska card party and thinking about getting it for an upcoming flight to Hawaii so I can use the companion pass. Question about the companion pass, does it work for one-way flights or is it roundtrip only? Are there any other "catches" with it that I'm missing?
Sep 18, 2017, 6:01 pm
#604
Join Date: Feb 2009
Posts: 6,598
New to the Alaska card party and thinking about getting it for an upcoming flight to Hawaii so I can use the companion pass. Question about the companion pass, does it work for one-way flights or is it roundtrip only? Are there any other "catches" with it that I'm missing?
Sep 21, 2017, 2:44 am
#606
Join Date: Aug 2016
Location: SJC, LAX, TPE
Programs: Hilton Diamond, Marriott Platinum, IHG Platinum
Posts: 195
Hitting a brick wall with these cards. I got 3 personal and 3 business cards in 2016, all lowered and closed after miles posted, and this year in January, 1 personal card approved. Ever since, its been instant decline and decline after reconsideration. Stating "too many accounts with us and our affiliates". So I am assuming they are counting closed accounts as well. So after 5 months (last application was April, decline and decline), I applied for the AS personal card again 3 days ago. Instant decline, FICO 818 on TU which is what they pull. Reconsideration was a hard no, asked to speak to a manager rudely told no and stop asking. Ridiculous. So I tried my luck with the Business card. Instant decline. Called in and reconsideration and decline again. Asked to speak to a manager and offered to open with $1500 in a CD for a minimum of 1 year. Asked to speak to another manager and finally compromised. They were willing to move 5000 from my Merrill Lynch + card (10,000 limit) to open the business one so 5000 each. This is the hardest card to get approved for outside of Chase I assume. What a hassle. I get instant approvals with every Citi and Amex card.
Sep 21, 2017, 7:04 pm
#607
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,932
Hitting a brick wall with these cards. I got 3 personal and 3 business cards in 2016, all lowered and closed after miles posted, and this year in January, 1 personal card approved. Ever since, its been instant decline and decline after reconsideration. Stating "too many accounts with us and our affiliates". So I am assuming they are counting closed accounts as well. So after 5 months (last application was April, decline and decline), I applied for the AS personal card again 3 days ago. Instant decline, FICO 818 on TU which is what they pull. Reconsideration was a hard no, asked to speak to a manager rudely told no and stop asking. Ridiculous. So I tried my luck with the Business card. Instant decline. Called in and reconsideration and decline again. Asked to speak to a manager and offered to open with $1500 in a CD for a minimum of 1 year. Asked to speak to another manager and finally compromised. They were willing to move 5000 from my Merrill Lynch + card (10,000 limit) to open the business one so 5000 each. This is the hardest card to get approved for outside of Chase I assume. What a hassle. I get instant approvals with every Citi and Amex card.
Sep 22, 2017, 10:10 am
#608
formerly mattrendell27
Join Date: Feb 2015
Location: DFW
Posts: 162
B of A Alaska business recon - 1 year CD
So my wife got denied for the B of A Alaska biz card and got a letter a week later saying they may be able to open the card if it's secured with a 1 year CD, minimum $1500 balance. This is actually the second time in a row this has happened to her and I tried to recon it last time for a regular CC account, to no avail. Now I'm wondering if I should just go for it and open the CD, it's not too much money to tie up for a year.
But I'm wondering if anyone in the community has actually followed through with this offer? Did you end up receive the 30k Alaska miles normally? Was the process relatively painless?
Thanks
But I'm wondering if anyone in the community has actually followed through with this offer? Did you end up receive the 30k Alaska miles normally? Was the process relatively painless?
Thanks
Sep 22, 2017, 6:07 pm
#609
Join Date: Feb 2009
Posts: 6,598
Maybe try to the BOA travel rewards business card to set up the relationship with BOA. I wonder if that might be easier to start with than a co branded card.
I just started getting AS cards (2 personal , 1 bus) and now also have BOA travel personal and business which are NAF so I plan on keeping them open
BTW, $260 in travel rewards for spending $1000 on the cards ( $520 total) is also a pretty good deal and points can be combined between accounts.
I just started getting AS cards (2 personal , 1 bus) and now also have BOA travel personal and business which are NAF so I plan on keeping them open
BTW, $260 in travel rewards for spending $1000 on the cards ( $520 total) is also a pretty good deal and points can be combined between accounts.
Sep 22, 2017, 7:34 pm
#610
Join Date: Aug 2016
Location: SJC, LAX, TPE
Programs: Hilton Diamond, Marriott Platinum, IHG Platinum
Posts: 195
Got a call today telling me that secondary review decided against approving me for the business card. They told me my only option was CD for $1500 for a year, for a secured card that could graduate into an unsecured card...joke. Stated limited history with BofA Business cards, which is ridiculous because I had 3 unsecured business cards last year each with credit limits of 10k, 10k, and 12k. Seriously ticked off by the whole ordeal. They told me they could approve by shifting limits, and the called the next day basically saying "just kidding". So I guess I have to go through the hassle of the CD route for my much deserved 30k miles.
Sep 22, 2017, 8:06 pm
#611
Join Date: Feb 2009
Posts: 6,598
Got a call today telling me that secondary review decided against approving me for the business card. They told me my only option was CD for $1500 for a year, for a secured card that could graduate into an unsecured card...joke. Stated limited history with BofA Business cards, which is ridiculous because I had 3 unsecured business cards last year each with credit limits of 10k, 10k, and 12k. Seriously ticked off by the whole ordeal. They told me they could approve by shifting limits, and the called the next day basically saying "just kidding". So I guess I have to go through the hassle of the CD route for my much deserved 30k miles.
Sep 22, 2017, 9:24 pm
#612
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,073
So my wife got denied for the B of A Alaska biz card and got a letter a week later saying they may be able to open the card if it's secured with a 1 year CD, minimum $1500 balance. This is actually the second time in a row this has happened to her and I tried to recon it last time for a regular CC account, to no avail. Now I'm wondering if I should just go for it and open the CD, it's not too much money to tie up for a year.
But I'm wondering if anyone in the community has actually followed through with this offer? Did you end up receive the 30k Alaska miles normally? Was the process relatively painless?
Thanks
But I'm wondering if anyone in the community has actually followed through with this offer? Did you end up receive the 30k Alaska miles normally? Was the process relatively painless?
Thanks
Got a call today telling me that secondary review decided against approving me for the business card. They told me my only option was CD for $1500 for a year, for a secured card that could graduate into an unsecured card...joke. Stated limited history with BofA Business cards, which is ridiculous because I had 3 unsecured business cards last year each with credit limits of 10k, 10k, and 12k. Seriously ticked off by the whole ordeal. They told me they could approve by shifting limits, and the called the next day basically saying "just kidding". So I guess I have to go through the hassle of the CD route for my much deserved 30k miles.
Sep 23, 2017, 11:01 am
#613
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,932
There've been quite a few cases, as early as this February, of people being denied for a biz card unless they open a $1500 CD. It seems to always be exactly $1500, so if you search this thread for "$1500" you will find the other cases. Post 73, post 116, post 196, and there may be others.
Last edited by sdsearch; Sep 23, 2017 at 11:14 am
Sep 24, 2017, 10:00 am
#614
Join Date: Mar 2015
Posts: 140
Are these DP's on Alaska business cards that people are applying for legit businesses? Are people using their EIN or SSN? I just applied and got pending status and got the,"We will let you know in 7-10 days." My business is legit, but it's a new business with 0 revenue atm.
Sep 24, 2017, 2:56 pm
#615
Join Date: Oct 2011
Posts: 4,166
Are these DP's on Alaska business cards that people are applying for legit businesses? Are people using their EIN or SSN? I just applied and got pending status and got the,"We will let you know in 7-10 days." My business is legit, but it's a new business with 0 revenue atm.