US Bank Business Edge offer
#1
Original Poster
Join Date: Feb 2012
Location: DEN
Programs: Hilton Diamond Hyatt Globalist Marriott Gold AA EXP
Posts: 1,000
US Bank Business Edge offer
I got an invitation via snail mail saying I was prequalified for the US Bank business edge card.
The offer including a $500 credit if I spent $4500 within five months. I applied online last night using the invite code and got a response that my application was pending and would be approved or denied within 7 to 10 days. However the online application had no mention of the $500 bonus.
Has anyone else got this offer? We're you approved Immediately? What does prequalified mean if they don't go ahead and approve me?
The offer including a $500 credit if I spent $4500 within five months. I applied online last night using the invite code and got a response that my application was pending and would be approved or denied within 7 to 10 days. However the online application had no mention of the $500 bonus.
Has anyone else got this offer? We're you approved Immediately? What does prequalified mean if they don't go ahead and approve me?
#2
Original Poster
Join Date: Feb 2012
Location: DEN
Programs: Hilton Diamond Hyatt Globalist Marriott Gold AA EXP
Posts: 1,000
US Bank Edge manual approval
I applied for the US Bank Business Edge card a week ago and it said they would have to manually consider my application and would notify me via email. It has been a week already and no email. I also went to their site and clicked on the pending application section, entered my social, but it said they couldn't find any accounts open.
Has anyone else applied with US Bank and had it go to manual consideration? How long did it take to hear anything?
Should I call their customer service?
Has anyone else applied with US Bank and had it go to manual consideration? How long did it take to hear anything?
Should I call their customer service?
#3
Original Poster
Join Date: Feb 2012
Location: DEN
Programs: Hilton Diamond Hyatt Globalist Marriott Gold AA EXP
Posts: 1,000
So I did get approved and I did get the $500 credit.
Has anyone else gotten this deal? My wife got an offer letter for the same card with no interest for 15 mos but without the $500.
Has anyone else gotten this deal? My wife got an offer letter for the same card with no interest for 15 mos but without the $500.
#6
Join Date: May 2017
Posts: 12
US Bank Business Edge Select Rewards Card 3X Categories
From their site:
https://www.usbank.com/small-busines...t-rewards.html
Earn three points per dollar on net purchases in one of three categories that you choose at time of application:1
US Bank points are only worth 0.8 cents, but three of them are worth 2.4 cents and that's a good deal. These US bank categories are quite broad, but I can't find any information on their merchant classification. I am interested in the first category for shipping expenses. I spend about $500,000/year on postage through endicia.com. Does anyone have any experience with this card and Endicia? Does the first category cover endicia.com for shipping? Any insight at all into their merchant classification would be appreciated.
https://www.usbank.com/small-busines...t-rewards.html
Earn three points per dollar on net purchases in one of three categories that you choose at time of application:1
- Day-to-day expenses, such as shipping, advertising, utilities, office supplies, telecom and professional services.
- Automotive, such as gas,4 service, tires, tolls, dealerships, car washes and repairs.
- Travel and entertainment, such as airlines, auto rental, hotels, restaurants and travel agencies.
US Bank points are only worth 0.8 cents, but three of them are worth 2.4 cents and that's a good deal. These US bank categories are quite broad, but I can't find any information on their merchant classification. I am interested in the first category for shipping expenses. I spend about $500,000/year on postage through endicia.com. Does anyone have any experience with this card and Endicia? Does the first category cover endicia.com for shipping? Any insight at all into their merchant classification would be appreciated.
Last edited by philemer; May 20, 2017 at 9:16 pm Reason: add info
#7
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,068
From their site:
https://www.usbank.com/small-busines...t-rewards.html
Earn three points per dollar on net purchases in one of three categories that you choose at time of application:1
US Bank points are only worth 0.8 cents, but three of them are worth 2.4 cents and that's a good deal. These US bank categories are quite broad, but I can't find any information on their merchant classification. I am interested in the first category for shipping expenses. I spend about $500,000/year on postage through endicia.com. Does anyone have any experience with this card and Endicia? Does the first category cover endicia.com for shipping? Any insight at all into their merchant classification would be appreciated.
https://www.usbank.com/small-busines...t-rewards.html
Earn three points per dollar on net purchases in one of three categories that you choose at time of application:1
- Day-to-day expenses, such as shipping, advertising, utilities, office supplies, telecom and professional services.
- Automotive, such as gas,4 service, tires, tolls, dealerships, car washes and repairs.
- Travel and entertainment, such as airlines, auto rental, hotels, restaurants and travel agencies.
US Bank points are only worth 0.8 cents, but three of them are worth 2.4 cents and that's a good deal. These US bank categories are quite broad, but I can't find any information on their merchant classification. I am interested in the first category for shipping expenses. I spend about $500,000/year on postage through endicia.com. Does anyone have any experience with this card and Endicia? Does the first category cover endicia.com for shipping? Any insight at all into their merchant classification would be appreciated.
#8
Join Date: Mar 2011
Location: BDL, JFK
Posts: 658
just got offer in mail today for Business Edge Cash Rewards Elite Mastercard. The offer including a $500 credit if I spent $4500 within five months, 3% cb on cellular, gas, and office supplies, 1% on everything else and 25% bonus on your cash rewards at the end of the year. (Cash bonus limited to $250). So my Chase Ink beats it for cellular and office supplies. But its a nice cash bonus and an effective 3.75% on gas is very good. No AF either.
#9
Join Date: Sep 2013
Posts: 51
Looking like my best use of the 50k I got (well, expecting to post on next stmt) is booking a $450 airfare. No real way to get true 1% value on the points. Wonder why they even do the points version of the card. Anybody who got the 50k points version card end up product changing to the cash back card? I kind of like the categories and would keep this card around if I could get true 3% cash back vs 3x points.
#13
Join Date: Sep 2020
Posts: 1
I just got approved for the US Bank business cash world elite card. My first business card so I'm a bit paranoid on if it'll get closed down. Is it a bad to pay with my personal checking? Suprisingly enough, I accidentally applied twice, and got both approved, so they're sending me two cards... I wonder if I can get the 500 spending 4500 twice.