Planning credit pulls with different bureaus - how to tell if I did it right
Mar 24, 2015, 5:54 pm
#1
Original Poster
Join Date: Mar 2015
Posts: 134
Planning credit pulls with different bureaus - how to tell if I did it right
If I apply for 2 cards from different banks on the same day, with the intention of having each pull my credit from different bureaus, is there a way to find out if I was successful in my planning? Will they tell me afterwards which bureau was queried?
I'm asking because sites like creditboards have user data on these matters, and I am wondering how I can find out for myself if my research was accurate.
Thanks.
I'm asking because sites like creditboards have user data on these matters, and I am wondering how I can find out for myself if my research was accurate.
Thanks.
Mar 25, 2015, 12:24 am
#2
In memoriam
Join Date: Jan 2006
Posts: 4,020
Dear OP,
1. Why do you care?
Unless your situation is very, very unusual, IMHO this isn't even worth thinking about. I know that there is lots of stuff on the web about how to manipulate pulls and why it matters. But, mostly, it doesn't. I've gotten and helped others to get many hundreds of bonus cards. Never worried about who was pulling from where, never had much problem getting cards.
2. If you really, really want to know what bureau was pulled by which card company get a copy of your report from the three bureaus. Every pull is listed by creditor on the report from the pulled bureau.
1. Why do you care?
Unless your situation is very, very unusual, IMHO this isn't even worth thinking about. I know that there is lots of stuff on the web about how to manipulate pulls and why it matters. But, mostly, it doesn't. I've gotten and helped others to get many hundreds of bonus cards. Never worried about who was pulling from where, never had much problem getting cards.
2. If you really, really want to know what bureau was pulled by which card company get a copy of your report from the three bureaus. Every pull is listed by creditor on the report from the pulled bureau.