Citi Double Cash MasterCard unlimited 1% + 1%
Sep 2, 2014, 2:10 pm
#64
FlyerTalk Evangelist
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,035
The only major difference I see here is that the Schwab had no FTF.
Beyond that, it looks like it'll be easier to get your cash out of this card (for the Schwab card, at least in the beginning, you needed a Schwab brokerage account).
So many haters out there on this one - did you guys hate the Schwab card too back then, or has the landscape just changed so much that a simple 2% CB card isn't worthwhile anymore?
Sep 2, 2014, 2:28 pm
#65
Join Date: May 2012
Posts: 129
I think a simple 2% card is always worth having in your wallet. There are some stores that just don't fit neatly into a 5% rotating category, or into MS schemes. I'd rather get 2% at those places than 1%.
Sep 2, 2014, 2:40 pm
#66
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Perhaps, but with Citi Forward you forfeit the ability to earn the 100 point bonus for paying on time if a statement cycle closes without a balance. It does seem sensible to clarify that payments made during the same cycle as the charge is incurred will qualify for the 1% payment bonus. I wouldn't consider the matter settled based on a CSR's assurance. It may depend on when new transactions are added to the Purchase Tracker. If they are not added until the statement is generated, early payments would seem not to qualify (assuming a zero balance to start).
I'd rather earn 1.25 or 1.5 miles than 2%.
I'd rather earn 1.25 or 1.5 miles than 2%.
Last edited by mia; Sep 2, 2014 at 3:18 pm Reason: Punctuation
Sep 2, 2014, 3:25 pm
#67
Join Date: Apr 2013
Location: Michigan
Programs: AA, UA, DL, UR, IHG platnium, AirAsia
Posts: 323
Was wondering the same. Surprised to see I currently have $40 cashback there after pulling out the card from the sock drawer and logging in to check my account. (haven't used it in forever) Of course I have to wait till I get to $50 to cash out. Hate the lack of flexibility compared to CO Quicksilver.
Sep 2, 2014, 3:33 pm
#68
Join Date: Mar 2011
Location: USA
Programs: All of em...
Posts: 1,265
This card prints cash at MS outlets like Visabuxx & Serve where you can't use Amex cards. THAT I'm excited about. I'm doing a 5 months RTW trip next year and some cash printing would be good to start right about now on this card to cover food and tours 
Sep 2, 2014, 4:17 pm
#69
Join Date: Feb 2012
Location: LAX
Programs: AA, TY, UR, UA, US, WN, MR, SPG
Posts: 1,453
Right now I'm cashing out flight points from my Prestige and racking up Club Carlson points for a 2015 EU trip, but this is definitely tempting.
Sep 2, 2014, 4:28 pm
#70
Join Date: Jul 2013
Location: DFW,OVB (Russia)
Programs: AA HH Gold SPG Gold BA
Posts: 1,823
Update
Called back today to see where I could convert to this card yet, still no I will try back on the 7th
Also, I think someone mentioned this already but CSR told me that this new card launched in place of the citi forward card, which apparently was discontinued
Update X2
Confirmed conversions should be allowed starting September 7
Rep that I talked to in KY was nice and on his own initiative called me back with the information within about 15 minutes of me hanging up! This after saying he "went back and pulled up some old emails" confirming the date
Called back today to see where I could convert to this card yet, still no I will try back on the 7th
Also, I think someone mentioned this already but CSR told me that this new card launched in place of the citi forward card, which apparently was discontinued
Update X2
Confirmed conversions should be allowed starting September 7
Rep that I talked to in KY was nice and on his own initiative called me back with the information within about 15 minutes of me hanging up! This after saying he "went back and pulled up some old emails" confirming the date
Last edited by rgAAFT; Sep 2, 2014 at 4:50 pm
Sep 2, 2014, 4:46 pm
#71
Join Date: Jan 2003
Location: California
Posts: 1,127
The United Mileage Explorer yields 35k (25k spend + 10k bonus) miles at $25k spending for 1.4 miles per cent of spending.
Given that option, minting $500 cash with this card is a lot more tempting than minting an economy award ticket with 3 connections on a Wednesday redeye.
Given that option, minting $500 cash with this card is a lot more tempting than minting an economy award ticket with 3 connections on a Wednesday redeye.
Sep 2, 2014, 5:10 pm
#72
Join Date: Jul 2013
Location: DFW,OVB (Russia)
Programs: AA HH Gold SPG Gold BA
Posts: 1,823
The United Mileage Explorer yields 35k (25k spend + 10k bonus) miles at $25k spending for 1.4 miles per cent of spending.
Given that option, minting $500 cash with this card is a lot more tempting than minting an economy award ticket with 3 connections on a Wednesday redeye.
Given that option, minting $500 cash with this card is a lot more tempting than minting an economy award ticket with 3 connections on a Wednesday redeye.
But in my opinion citi is the better, more flexible (in some key areas) bank
Sep 2, 2014, 7:26 pm
#73
Join Date: May 2014
Location: Central VA/LYH/ROA
Programs: BA, AA, SPG, HLTN, ETC
Posts: 365
Question - i am currently in my 65 day waiting period before grabbing another executive card (Even at only 50k miles that is 2 domestic AA tickets to anywhere in the US)...but either way...if i try to convert my current executive card to this will that affect that 65 day no new app limit at all? Was going to be cancelling my current executive card this week and then reapplying for another in 2 weeks when i hit 65 days. Just wondering if they allow me to convert it would this be a "new card" and mess up that 65 day limit between apps even though i would not be doing an app for it....i still want that next executive card lol
Sep 2, 2014, 8:33 pm
#74
Join Date: Jul 2013
Location: DFW,OVB (Russia)
Programs: AA HH Gold SPG Gold BA
Posts: 1,823
Question - i am currently in my 65 day waiting period before grabbing another executive card (Even at only 50k miles that is 2 domestic AA tickets to anywhere in the US)...but either way...if i try to convert my current executive card to this will that affect that 65 day no new app limit at all? Was going to be cancelling my current executive card this week and then reapplying for another in 2 weeks when i hit 65 days. Just wondering if they allow me to convert it would this be a "new card" and mess up that 65 day limit between apps even though i would not be doing an app for it....i still want that next executive card lol
Card conversions have nothing to do the application department at all, therefore application department rules do not apply. I don't mean to be rude but, I would think you'd be able to figure that out on your own. This is why we are all interested in the date we can start converting an existing card to this,because like you,everyone wants to try this card out but no one wants to waste an inquiry on it (the only thing you'd lose out on would be the sign up bonus, but it doesn't look like this card will offer one)
Sep 2, 2014, 8:48 pm
#75
Join Date: Apr 2014
Posts: 1,774