My 20 year old college student daughter (FICO of 755, currently holds a Discover card) received a targeted (snail mail) Citicard/AA 50K miles on $3K spend in 3 months offer.
Here's my question: her annual income is very low (currently something like $5,000) not counting the expenses (rent, food) we pay for her (which would bring her income up to something like $15,000). We haven't done the application yet, because I'm concerned that her low level of income will trigger a rejection, or if she's accepted her credit level will be so low that we can't get the bonus.
Has anyone out there been in this position? I appreciate any suggestions on how to proceed.