May 21, 2014, 10:21 am
Last edit by: Superorb
These are Amex-network cards, issued and administered by Wells Fargo. American Express acts as the transaction processing network, in the same way that VISA process transactions for other Wells Fargo cards. Amex-network cards do not count against your four credit card limit with American Express, nor will you deal with American Express customer service.
There have been several data points that people on work visas don't qualify, only US citizens and permanent residents do. However some people with visas have also received this card.
If you have some relationship with wells fargo, less verification info is asked so keeping a checking with WF can be a good way to improve your chances.
Wells fargo also restricts CC signup bonuses to 1 per person lifetime. Some people have also reported one per address so YMMV.
You can have both types of Propel cards open simultaneously.
It easily takes 90-120 days after meeting the spend for the bonus to post.
Airline Fee Credit
Once per anniversary year.
It appears that one can wait until after the annual fee is charged, the get a second reimbursement of an airline expenditure, and then cancel to get the annual fee refunded.
Examples of airline related charges that have been reimbursed:
1. Gift cards of most airlines
2. BA award ticket taxes
3. AA award ticket taxes (booked via phone)
4. LH award redeposit fee (charged via phone)
5. Amazon GC through UA shopping app.
Examples of airline related charges that have NOT been reimbursed:
1. AS award date change fee ($125, charged online)
There have been several data points that people on work visas don't qualify, only US citizens and permanent residents do. However some people with visas have also received this card.
If you have some relationship with wells fargo, less verification info is asked so keeping a checking with WF can be a good way to improve your chances.
Wells fargo also restricts CC signup bonuses to 1 per person lifetime. Some people have also reported one per address so YMMV.
You can have both types of Propel cards open simultaneously.
It easily takes 90-120 days after meeting the spend for the bonus to post.
Airline Fee Credit
Once per anniversary year.
It appears that one can wait until after the annual fee is charged, the get a second reimbursement of an airline expenditure, and then cancel to get the annual fee refunded.
Examples of airline related charges that have been reimbursed:
1. Gift cards of most airlines
2. BA award ticket taxes
3. AA award ticket taxes (booked via phone)
4. LH award redeposit fee (charged via phone)
5. Amazon GC through UA shopping app.
Examples of airline related charges that have NOT been reimbursed:
1. AS award date change fee ($125, charged online)
Wells Fargo 40k/$3k-3mo Propel World & 20k/$3k-3mo Propel 365 Amex
May 9, 2014, 11:23 am
#61
Join Date: Apr 2013
Location: AR
Programs: AA, BA, Alaska Air
Posts: 120
May 9, 2014, 12:54 pm
#62
Formerly known as FTRox87
Join Date: Sep 2012
Location: TX
Programs: AA/US 1M, AS, BA, CX, EK, EY, JL, KE, LH, NH, OS, QF, QR, TG, UA/CO | *$G
Posts: 1,428
got a CSR, she quickly saw my app, then gave me the choice of checking back another time or staying on hold for a quick cpl mins. obv said dont mind waiting a cpl mins. she transferred me over to the underwriters. that person also offered same choice, I decided to hold for a cpl mins since I was already on the phone with em. they came back quick and made their decision.
May 9, 2014, 1:11 pm
#64
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
May 9, 2014, 3:11 pm
#65
Join Date: Aug 2011
Posts: 47
I see. do you have any sort of relationship with WF?
got a CSR, she quickly saw my app, then gave me the choice of checking back another time or staying on hold for a quick cpl mins. obv said dont mind waiting a cpl mins. she transferred me over to the underwriters. that person also offered same choice, I decided to hold for a cpl mins since I was already on the phone with em. they came back quick and made their decision.
got a CSR, she quickly saw my app, then gave me the choice of checking back another time or staying on hold for a quick cpl mins. obv said dont mind waiting a cpl mins. she transferred me over to the underwriters. that person also offered same choice, I decided to hold for a cpl mins since I was already on the phone with em. they came back quick and made their decision.
Nope, I don't even think we have any WFs in Louisiana.
May 9, 2014, 4:41 pm
#66
Join Date: Nov 2012
Posts: 126
Just called today and got approved without asking for any other material!
ps: no relationship with WF at all. I actually heard terrible stories about them from my friends!
ps: no relationship with WF at all. I actually heard terrible stories about them from my friends!
people often forget this isnt the only travel related forum around. not to mention this deal is also on all the deal sites, aviation forums, credit card forums and numerous other avenues etc.
also what zgrzfg said makes no sense -- why would they take your call just to tell you to call them back another time? if they have the time to talk to you, they have the time to review your app. they mght put you on hold while they do their thing but doubt they would just say they have other calls to attend to so try calling another time
the only reason they would ask you to call again later is if they need you to send/fax them more info.
also what zgrzfg said makes no sense -- why would they take your call just to tell you to call them back another time? if they have the time to talk to you, they have the time to review your app. they mght put you on hold while they do their thing but doubt they would just say they have other calls to attend to so try calling another time
the only reason they would ask you to call again later is if they need you to send/fax them more info.
May 9, 2014, 4:54 pm
#67
Formerly known as FTRox87
Join Date: Sep 2012
Location: TX
Programs: AA/US 1M, AS, BA, CX, EK, EY, JL, KE, LH, NH, OS, QF, QR, TG, UA/CO | *$G
Posts: 1,428
May 10, 2014, 2:45 pm
#68
Join Date: Aug 2008
Location: PDX
Programs: DL, UA, AA, BA, AS, SPG, MR, IHG, PC
Posts: 862
Data Point
Applied for the Propel World card on 5/8. FICO scores 790-800, 8 pulls in last 12 months. Called for status on 5/9, was told to call back. Called on 5/10, was told to go to a WF branch with 2 pieces of ID and have an employee call the credit line in order to verify my identity. Went to WF branch and was approved for a $8K CL.
May 12, 2014, 10:23 am
#70
Join Date: Apr 2014
Location: ORD
Programs: AAdvantage, UA, Avios
Posts: 637
Can we take a step back and talk about the value of the rewards program? It sounds like it is a closed network, cash-basis booking system that comes out to ~1.5ccp.
Is this a good deal considering you cannot transfer points to another system? Compare this to the Barclays Card which allows you to book on any system and get reimbursed but only yields 1.0ccp - which is a better card?
Is this a good deal considering you cannot transfer points to another system? Compare this to the Barclays Card which allows you to book on any system and get reimbursed but only yields 1.0ccp - which is a better card?
Last edited by starbuk; May 12, 2014 at 10:33 am
May 12, 2014, 10:37 am
#71
Join Date: Aug 2013
Posts: 236
Can we take a step back and talk about the value of the rewards program? It sounds like it is a closed network, cash-basis booking system that comes out to ~1.5ccp.
Is this a good deal considering you cannot transfer points to another system? Compare this to the Barclays Card which allows you to book on any system and get reimbursed but only yields 1.0ccp - which is a better card?
Is this a good deal considering you cannot transfer points to another system? Compare this to the Barclays Card which allows you to book on any system and get reimbursed but only yields 1.0ccp - which is a better card?
May 12, 2014, 1:27 pm
#72
Join Date: Oct 2010
Location: Feeder Band Land (South FL)
Programs: seeking best cc sign-up & spend bonus offers
Posts: 864
Applied online today & got:
We need to verify a few pieces of information before we can give you a credit decision.
Wells Fargo Propel World American Express® Card
Reference Number: XXX
Status: Pending
What Happens Next?
If approved, your new credit card will be mailed in 5 - 7 business days. If we are unable to grant you credit, we will let you know why in writing.
Am unclear, do I call asap to ask what's holdup,
or do I let it be for few days, or...?
Thanks in advance!!
We need to verify a few pieces of information before we can give you a credit decision.
Wells Fargo Propel World American Express® Card
Reference Number: XXX
Status: Pending
What Happens Next?
If approved, your new credit card will be mailed in 5 - 7 business days. If we are unable to grant you credit, we will let you know why in writing.
Am unclear, do I call asap to ask what's holdup,
or do I let it be for few days, or...?
Thanks in advance!!
May 12, 2014, 3:42 pm
#73
Join Date: Aug 2013
Posts: 236
Applied, got pending message, called in and was told they couldn't verify any of my information (including SSN) and that I need to send in a bunch of documents because I don't have a prior relationship with Wells Fargo. Obviously my reaction was I tried to get more information was told that they pulled Equifax and that they were able to verify all of my info with Equifax, but could not verify any info with their "second source". The rep didn't tell me who their second source was...
Anyone similar experiences? Is their second source IDA or ARS?
I tried to get more information was told that they pulled Equifax and that they were able to verify all of my info with Equifax, but could not verify any info with their "second source". The rep didn't tell me who their second source was...Anyone similar experiences? Is their second source IDA or ARS?
May 12, 2014, 3:46 pm
#74
Join Date: Feb 2014
Programs: UA Plat, SPG Gold, Marriott Gold
Posts: 677
If so, how can you have DTI issues if you carry no credit card balances? Are you talking about other forms of debt or are you saying that you pay your balance in full, but do allow for a balance to build up on your cards?
May 12, 2014, 4:02 pm
#75
Join Date: Sep 2013
Posts: 466
I got a letter saying I need to fax or mail them my social security card to "confirm my identity." Then I will get approved.
Kind of inconvenient seeing as how my card is at my parents' house, but I guess there's not much I wouldn't do for a signup bonus this big.
Kind of inconvenient seeing as how my card is at my parents' house, but I guess there's not much I wouldn't do for a signup bonus this big.