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Wells Fargo 40k/$3k-3mo Propel World & 20k/$3k-3mo Propel 365 Amex

Old May 21, 2014, 10:21 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: Superorb
These are Amex-network cards, issued and administered by Wells Fargo. American Express acts as the transaction processing network, in the same way that VISA process transactions for other Wells Fargo cards. Amex-network cards do not count against your four credit card limit with American Express, nor will you deal with American Express customer service.

There have been several data points that people on work visas don't qualify, only US citizens and permanent residents do. However some people with visas have also received this card.

If you have some relationship with wells fargo, less verification info is asked so keeping a checking with WF can be a good way to improve your chances.

Wells fargo also restricts CC signup bonuses to 1 per person lifetime. Some people have also reported one per address so YMMV.

You can have both types of Propel cards open simultaneously.

It easily takes 90-120 days after meeting the spend for the bonus to post.

Airline Fee Credit

Once per anniversary year.

It appears that one can wait until after the annual fee is charged, the get a second reimbursement of an airline expenditure, and then cancel to get the annual fee refunded.

Examples of airline related charges that have been reimbursed:

1. Gift cards of most airlines
2. BA award ticket taxes
3. AA award ticket taxes (booked via phone)
4. LH award redeposit fee (charged via phone)
5. Amazon GC through UA shopping app.


Examples of airline related charges that have NOT been reimbursed:

1. AS award date change fee ($125, charged online)
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Wells Fargo 40k/$3k-3mo Propel World & 20k/$3k-3mo Propel 365 Amex

Old May 3, 2014, 1:10 am
  #16  
 
Join Date: Oct 2003
Location: PDX/AUS
Programs: AA-UA-AS IHG-SPG-Carlson
Posts: 4,562
applied... got pending... score 760+
MrHalliday is offline  
Old May 3, 2014, 3:34 am
  #17  
 
Join Date: Jul 2011
Posts: 773
Originally Posted by MrHalliday
applied... got pending... score 760+
does WF pull from all 3 credit B.

anyone know who they pull from in ny
SPLP007 is offline  
Old May 3, 2014, 11:43 am
  #18  
 
Join Date: Sep 2012
Posts: 584
Since I can't get the Barclay's card here in Iowa (still don't understand that one), I'll probably grab this one as a substitute, sounds like a good product.
tys90 is offline  
Old May 3, 2014, 12:12 pm
  #19  
FlyerTalk Evangelist
 
Join Date: Sep 1999
Location: New York, NY, USA
Posts: 12,461
Originally Posted by tys90
Since I can't get the Barclay's card here in Iowa (still don't understand that one).....
It may have to do with strict limits on how much fees bank can charge due to Iowa laws.
TerryK is offline  
Old May 3, 2014, 2:49 pm
  #20  
 
Join Date: Feb 2012
Posts: 396
Originally Posted by guoguo914
does WF pull three bureaus?
In my neck of the woods they only pull EX and will not process the application if EX is frozen.
mrmandel is offline  
Old May 4, 2014, 3:54 am
  #21  
 
Join Date: Jul 2011
Posts: 773
Originally Posted by mrmandel
In my neck of the woods they only pull EX and will not process the application if EX is frozen.
Where are you located?
SPLP007 is offline  
Old May 4, 2014, 3:58 pm
  #22  
 
Join Date: May 2010
Posts: 189
They pulled EX in SoCal. I don't know why they would pull all 3, I thought only Capitalone did that.

My app is pending, as are several others on FW.
tjguitar85 is offline  
Old May 4, 2014, 9:17 pm
  #23  
 
Join Date: May 2014
Location: LAX
Programs: Delta DM, UA Prem1K, Hertz Pres Circle, Marriott Plat
Posts: 35
DELETE

Last edited by calvn911; May 26, 2014 at 9:20 am
calvn911 is offline  
Old May 4, 2014, 9:19 pm
  #24  
 
Join Date: Aug 2013
Posts: 236
Any other data points on approvals for this card?
rjs11 is offline  
Old May 5, 2014, 7:23 am
  #25  
 
Join Date: Nov 2010
Location: Washington, DC
Posts: 393
APPROVED!!

No notification email or anything from Wells Fargo, but I happened to check my WF bank account online and noticed the new account there! I got the Propel World with a $13K limit!

I had originally gotten "pending" when I applied. (score 790+)
gm9928 is offline  
Old May 5, 2014, 7:55 am
  #26  
formerly known as felinaar
 
Join Date: Jan 2010
Location: SEA
Programs: UA Plat, AA Gold, AS MVPG, Hyatt Diamond, Hilton Diamond, SPG Gold
Posts: 612
Originally Posted by x712xdamx
Scott from Hack My Trip has a post knocking the program awhile ago b/c points expire in 5 years regardless of usage, but that his dad could redeem for travel at 1.75cpp w/minimum redemption of 25,000 points. http://hackmytrip.com/2013/01/decept...ewards-points/

If that's still true, 43,000 sign-up bonus points are worth $752.50 in travel. I couldn't search the rewards site for travel options without an account though :/ Anybody know?
Dad still has the same card, but Wells Fargo unilaterally devalued the redemption to 1.5 cents each last year -- in addition to expiring points periodically ~2-5 years after they were earned. I confirmed from receipts that I originally got close to 1.75 cents in early 2013. Not sure when it happened, but I know they sent him an email, and it was in effect when I booked a ticket in December.

At that point he said, "Screw it," and told me to use them all up before he cancelled his card. He's not very happy, especially considering he has a private banking relationship and gives them a bunch of other business.
Scottrick is offline  
Old May 5, 2014, 9:34 am
  #27  
 
Join Date: Apr 2014
Posts: 57
Everything that I've seen on the checking account bonus indicates it expired on April 18, 2014. Is there any current promotion?
Xylem is offline  
Old May 5, 2014, 9:43 am
  #28  
 
Join Date: Nov 2011
Posts: 450
I like it's an AMEX. More sync offers. Will be applying soon.
newbynewbynew is offline  
Old May 5, 2014, 3:13 pm
  #29  
 
Join Date: Apr 2013
Location: CVG
Posts: 15
Just applied and got pending status. Credit score 809
Always makes me nervous.
LMR67 is offline  
Old May 5, 2014, 3:54 pm
  #30  
 
Join Date: May 2014
Posts: 33
Crappy lines.

5K approved. Ridiculous for 175$ AF.

Was thinking of using this to park some money on the 0% for 12 months.
Now this is useless, churn and burn card.
kay11 is offline  

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