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Bank of America Travel Rewards + Preferred Rewards = Up to 2.775% everywhere card?

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Bank of America Travel Rewards + Preferred Rewards = Up to 2.775% everywhere card?

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Old Jan 18, 2015, 5:40 pm
  #31  
 
Join Date: Jul 2014
Posts: 197
Originally Posted by Silverthunder
For someone that has this card, can you tell me if you are getting the 25% to 75% bonus right away? I am trying to understand if that bonus gets credited right away or whether you get that bonus at the time of redemption. I believe the cash rewards product gives the bonus at the time of redemption, but I am not sure of this product.

Right now, I am getting a 10% bonus on the points at the time the transaction posts. I am trying to understand if this is an additional 10% or whether that's all that I am getting (I am currently waiting on my average balance to hit the higher tiers).
25% that you would get is inclusive of 10% bonus, not extra. So, it is 15% in addition to 10% that you would normally get for maintaining the qualified checking account.
ACVid is offline  
Old Jan 19, 2015, 1:13 pm
  #32  
bbd
 
Join Date: Jul 2008
Posts: 171
Originally Posted by Silverthunder
The privileges travel card is a discontinued product?
From what it looks like it is no longer available
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Old Jan 30, 2015, 4:26 pm
  #33  
bbd
 
Join Date: Jul 2008
Posts: 171
This is how it posted for me

01/28/2015
AMAZON MKTPLACE PMTS - AMZN.COM/BILL, WA
BASE: AMAZON MKTPLACE PMTS - AMZN.COM/BILL, WA 501
BONUS: Banking Rewards for Wealth Management - 75% Bonus 376
BONUS Pending $333.90 877
501
376
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Old Jan 30, 2015, 4:27 pm
  #34  
bbd
 
Join Date: Jul 2008
Posts: 171
The 10,000 bonus points hit also

01/28/2015
AMAZON.COM - AMZN.COM/BILL, WA
BASE: AMAZON.COM - AMZN.COM/BILL, WA 367
BONUS: Banking Rewards for Wealth Management - 75% Bonus 276
BONUS: Earn 10,000 Bonus points 10,000
BONUS Pending $244.94 10,643
367
276
10,000
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Old Feb 14, 2015, 12:04 am
  #35  
 
Join Date: Oct 2014
Posts: 76
Originally Posted by bbd
Yeah I applied for the card last night, got approved.

At the high tier the lowest the % back would be 2.62%, but if they give the 10% bonus it will be more. There is some people saying on another forum they are getting the 10% bonus as well.
Does BOA travel rewards visa (signature) card post credit limit to the 3 agencies?
quizzer25 is offline  
Old Mar 3, 2015, 10:53 pm
  #36  
 
Join Date: Oct 2014
Posts: 76
Originally Posted by tjguitar85
There's absolutely no reason tahat you couldn't buy Vanguard ETFs in your Merrill Edge account. In fact, you'd even buy them with no transaction fee. You'd actually be saving Vanguard $$ by not having them service the account.
I'm planning to open ME IRA and roll over my prior 401K to get the Platinum status.

Can you recommend good (low cost) MF's/ETF's available under Merrill Edge?

Are these Vanguard ETF's availble - VTI, VXUS, VGTSX, VOO, VXF?
quizzer25 is offline  
Old Mar 3, 2015, 11:38 pm
  #37  
 
Join Date: Nov 2014
Location: NYC
Posts: 557
I know for sure VTI & VXUS are available. I'd assume all the other ETFs are available too, it's a brokerage firm, after all.

Most of the mutual funds are also available, but they have "transaction fees" that are apparently not commissions (and therefore aren't waived), which is inconvenient. (e.g. VWENX is there.)
NYCFlyer10001 is offline  
Old Mar 3, 2015, 11:45 pm
  #38  
 
Join Date: Oct 2014
Posts: 76
Originally Posted by NYCFlyer10001
I know for sure VTI & VXUS are available. I'd assume all the other ETFs are available too, it's a brokerage firm, after all.

Most of the mutual funds are also available, but they have "transaction fees" that are apparently not commissions (and therefore aren't waived), which is inconvenient. (e.g. VWENX is there.)
Thanks a lot.
quizzer25 is offline  
Old Mar 5, 2015, 8:25 pm
  #39  
 
Join Date: May 2010
Posts: 189
Originally Posted by NYCFlyer10001
I know for sure VTI & VXUS are available. I'd assume all the other ETFs are available too, it's a brokerage firm, after all.

Most of the mutual funds are also available, but they have "transaction fees" that are apparently not commissions (and therefore aren't waived), which is inconvenient. (e.g. VWENX is there.)

You can't get VWENX, only VWELX. Admiral shares is not available at Merrill Edge.
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Old Mar 5, 2015, 10:48 pm
  #40  
 
Join Date: Nov 2014
Location: NYC
Posts: 557
You apparently can't buy any more, but you can hold it; I have shares of it I ACATd in from Vanguard to fund the account.
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Old Mar 6, 2015, 1:14 am
  #41  
 
Join Date: Oct 2014
Posts: 76
Originally Posted by NYCFlyer10001
You apparently can't buy any more, but you can hold it; I have shares of it I ACATd in from Vanguard to fund the account.
Did you mean only VWENX cannot be bought but the other Vanguard ETF's like VTI and VXUS can be right?
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Old Mar 6, 2015, 7:05 am
  #42  
 
Join Date: Nov 2014
Location: NYC
Posts: 557
Originally Posted by quizzer25
Did you mean only VWENX cannot be bought but the other Vanguard ETF's like VTI and VXUS can be right?
Yeah, VWENX is a mutual fund, not an ETF. You can buy all the ETFs.
NYCFlyer10001 is offline  
Old Apr 4, 2015, 8:18 pm
  #43  
 
Join Date: Nov 2000
Location: BWI
Programs: Everyone!
Posts: 1,024
Can anyone comment on how tolerable it is to use the BOA "Travel Center"?

According to the terms, you earn "3 points per dollar (consisting of 1.5 bonus points and 1.5 base points) for the first $6,000 in airline purchases (up to 9,000 bonus points) made at the Bank of America Travel Center each calendar year. All other purchases made at the Travel Center, excluding insurance purchases, will receive 3 points per dollar with no limit on bonus points."

So I assume for a Platinum Honors level person...this would equate to 4.125% points return? Can anyone confirm if they apply the bonus to the full 3 or just the 1.5 base?
PGHflyer is offline  
Old Apr 4, 2015, 9:43 pm
  #44  
 
Join Date: Nov 2014
Location: NYC
Posts: 557
The bonus applies only to the base points. So 2.625 + 1.5 = 4.125%, not 5.25%. The "other purchases" would imply that you get only 3% on them, because they are all bonus points, and you don't get the bonus on bonus points.
NYCFlyer10001 is offline  
Old Apr 4, 2015, 9:58 pm
  #45  
 
Join Date: Nov 2000
Location: BWI
Programs: Everyone!
Posts: 1,024
Thanks....still a great return if it is tolerable to book through their Travel Center...and as long as you can earn points/ miles/ etc while booking through there....
PGHflyer is offline  


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