Bank of America Travel Rewards + Preferred Rewards = Up to 2.775% everywhere card?
#31
Join Date: Jul 2014
Posts: 197
For someone that has this card, can you tell me if you are getting the 25% to 75% bonus right away? I am trying to understand if that bonus gets credited right away or whether you get that bonus at the time of redemption. I believe the cash rewards product gives the bonus at the time of redemption, but I am not sure of this product.
Right now, I am getting a 10% bonus on the points at the time the transaction posts. I am trying to understand if this is an additional 10% or whether that's all that I am getting (I am currently waiting on my average balance to hit the higher tiers).
Right now, I am getting a 10% bonus on the points at the time the transaction posts. I am trying to understand if this is an additional 10% or whether that's all that I am getting (I am currently waiting on my average balance to hit the higher tiers).
#34
Join Date: Jul 2008
Posts: 171
The 10,000 bonus points hit also
01/28/2015
AMAZON.COM - AMZN.COM/BILL, WA
BASE: AMAZON.COM - AMZN.COM/BILL, WA 367
BONUS: Banking Rewards for Wealth Management - 75% Bonus 276
BONUS: Earn 10,000 Bonus points 10,000
BONUS Pending $244.94 10,643
367
276
10,000
01/28/2015
AMAZON.COM - AMZN.COM/BILL, WA
BASE: AMAZON.COM - AMZN.COM/BILL, WA 367
BONUS: Banking Rewards for Wealth Management - 75% Bonus 276
BONUS: Earn 10,000 Bonus points 10,000
BONUS Pending $244.94 10,643
367
276
10,000
#35
Join Date: Oct 2014
Posts: 76
Does BOA travel rewards visa (signature) card post credit limit to the 3 agencies?
#36
Join Date: Oct 2014
Posts: 76
Can you recommend good (low cost) MF's/ETF's available under Merrill Edge?
Are these Vanguard ETF's availble - VTI, VXUS, VGTSX, VOO, VXF?
#37
Join Date: Nov 2014
Location: NYC
Posts: 557
I know for sure VTI & VXUS are available. I'd assume all the other ETFs are available too, it's a brokerage firm, after all.
Most of the mutual funds are also available, but they have "transaction fees" that are apparently not commissions (and therefore aren't waived), which is inconvenient. (e.g. VWENX is there.)
Most of the mutual funds are also available, but they have "transaction fees" that are apparently not commissions (and therefore aren't waived), which is inconvenient. (e.g. VWENX is there.)
#38
Join Date: Oct 2014
Posts: 76
I know for sure VTI & VXUS are available. I'd assume all the other ETFs are available too, it's a brokerage firm, after all.
Most of the mutual funds are also available, but they have "transaction fees" that are apparently not commissions (and therefore aren't waived), which is inconvenient. (e.g. VWENX is there.)
Most of the mutual funds are also available, but they have "transaction fees" that are apparently not commissions (and therefore aren't waived), which is inconvenient. (e.g. VWENX is there.)
#39
Join Date: May 2010
Posts: 189
I know for sure VTI & VXUS are available. I'd assume all the other ETFs are available too, it's a brokerage firm, after all.
Most of the mutual funds are also available, but they have "transaction fees" that are apparently not commissions (and therefore aren't waived), which is inconvenient. (e.g. VWENX is there.)
Most of the mutual funds are also available, but they have "transaction fees" that are apparently not commissions (and therefore aren't waived), which is inconvenient. (e.g. VWENX is there.)
You can't get VWENX, only VWELX. Admiral shares is not available at Merrill Edge.
#41
Join Date: Oct 2014
Posts: 76
#43
Join Date: Nov 2000
Location: BWI
Programs: Everyone!
Posts: 1,024
Can anyone comment on how tolerable it is to use the BOA "Travel Center"?
According to the terms, you earn "3 points per dollar (consisting of 1.5 bonus points and 1.5 base points) for the first $6,000 in airline purchases (up to 9,000 bonus points) made at the Bank of America Travel Center each calendar year. All other purchases made at the Travel Center, excluding insurance purchases, will receive 3 points per dollar with no limit on bonus points."
So I assume for a Platinum Honors level person...this would equate to 4.125% points return? Can anyone confirm if they apply the bonus to the full 3 or just the 1.5 base?
According to the terms, you earn "3 points per dollar (consisting of 1.5 bonus points and 1.5 base points) for the first $6,000 in airline purchases (up to 9,000 bonus points) made at the Bank of America Travel Center each calendar year. All other purchases made at the Travel Center, excluding insurance purchases, will receive 3 points per dollar with no limit on bonus points."
So I assume for a Platinum Honors level person...this would equate to 4.125% points return? Can anyone confirm if they apply the bonus to the full 3 or just the 1.5 base?