Citi ThankYou Premier 20k+30k / $625 offer (one year wait)
#1
Original Poster
Join Date: Feb 2002
Location: NYC: UA 1K, DL Platinum, AAirpass, Avis PC
Posts: 4,599
Citi ThankYou Premier 20k+30k / $625 offer (one year wait)
Clicked thinking interesting. Then saw crummy intro terms here....you get the first 20,000 after $2k in spend within 3 months. Then the second 30,000 after $3k in spend in the first 3 months of your *second* year
https://www.citi.com/credit-cards/cr...er-credit-card
https://www.citi.com/credit-cards/cr...er-credit-card
Last edited by mia; Oct 22, 2013 at 8:59 am Reason: Clean link
#3
Join Date: Feb 2003
Location: On strike
Posts: 8,135
That sounds like a great big administrative headache. Perhaps the materials that will come with the card will clarify, but the existing T&C don't make clear how they reckon the first 3 months of the second year. 90 days from anniversary of approval? The 3 statement periods after the one on which the AF appears? Lots of ways in which cardholders can screw up and incur some or all of the second-round spend too early or too late.
#6
Join Date: Feb 2003
Location: On strike
Posts: 8,135
#8
Join Date: Dec 2004
Posts: 7,901
I would guess it's 90 days from the date of your annual fee.
#9
Join Date: Sep 2013
Posts: 4
Premiercard benefits minus its annual fee equal preferred card
You know something?
PREMIERCARD BENEFITS MINUS ITS ANNUAL FEE EQUAL PREFERRED CARD.
Yes I did the math left and right. The Premier card is same as the Preferred (Unless you make heavy expense at least $400 per month on dining). Only one point difference when comes to dining and travel. And the final benefit is 25% extra on airfare but that will be killed by the $125 annual fee.
Atleast they could have kept 15% discount or flight points. Too bad.
PREMIERCARD BENEFITS MINUS ITS ANNUAL FEE EQUAL PREFERRED CARD.
Yes I did the math left and right. The Premier card is same as the Preferred (Unless you make heavy expense at least $400 per month on dining). Only one point difference when comes to dining and travel. And the final benefit is 25% extra on airfare but that will be killed by the $125 annual fee.
Atleast they could have kept 15% discount or flight points. Too bad.
#10
Join Date: Sep 2006
Posts: 146
So, since you have to keep the card into the 2nd year to get the 30K TYPts and there's a $125 annual fee in the 2nd year, I'd view it as $500 toward airfare, rather than $625.
#11
Join Date: Aug 2013
Posts: 240
I see in my terms and conditions for the card (but this is old material that they had sent me 1 year ago) that when the annual fee gets billed, I have 30 days from the date of that billing to then cancel the card (and not have to pay the fee). Does anyone know if these terms still hold true?
I would rather not have to call up as that may attract attention to my Citi Thank You preferred account which, if Citi examined, they would not be happy with.
I would rather not have to call up as that may attract attention to my Citi Thank You preferred account which, if Citi examined, they would not be happy with.
#12
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Is Citi Premier churnable?
Do we have any good information on the extent to which one can apply for Citi TYP cards -- especially the Premier -- multiple times in succession?
I'm well aware of the extensive FT discussion on other Citi products (Hilton & AA cards) & the various limitations, or lack thereof, on churning them. There is not, as far as I can determine, any comparable body of knowledge on the Premier card.
(For the record, yes, I know that the current Premier offer is fairly weak, especially compared to the original 50K bonus from 2 years ago. But I'm sitting on a decent chunk of TYP; have plenty coming in every month owing to Citi Forward 5x dining bonus; and like being able to redeem for flights at 1.25c/point. OTOH, it's not worth $125/year to me to keep my current Premier card, especially after the 2013 cutback in benefits.)
Thanks for any insight.
I'm well aware of the extensive FT discussion on other Citi products (Hilton & AA cards) & the various limitations, or lack thereof, on churning them. There is not, as far as I can determine, any comparable body of knowledge on the Premier card.
(For the record, yes, I know that the current Premier offer is fairly weak, especially compared to the original 50K bonus from 2 years ago. But I'm sitting on a decent chunk of TYP; have plenty coming in every month owing to Citi Forward 5x dining bonus; and like being able to redeem for flights at 1.25c/point. OTOH, it's not worth $125/year to me to keep my current Premier card, especially after the 2013 cutback in benefits.)
Thanks for any insight.
Last edited by beltway; Mar 1, 2014 at 10:29 am
#13
Join Date: Mar 2009
Location: DCA
Programs: UA 1K; *G and *A Top 1000; HHonors Diamond; *$ Gold; Global Entry
Posts: 2,272
Is Citi Premier churnable?
Last time I opened a Citi card, they sent me a 1099 at the end of the year for the value of the TYP I got as the opening bonus.
#14
Join Date: Jun 2011
Posts: 794
2 years ago I got 1 Visa, and later 1 MC TY premiere within a month of each other. Definitely churnable.
If you get another card, you should use up all your points associated with the previous card. Those points expire 90 days after you close the card.
If you get another card, you should use up all your points associated with the previous card. Those points expire 90 days after you close the card.
#15
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
Posts: 5,451
Most experiences are pretty old with this card, since the bonuses haven't been very high lately.
When it was a 50k offer, most of us got both a Visa and a MC.
I did find this post from someone who had a total of 3 cards: http://www.flyertalk.com/forum/18883193-post569.html
See also the rest of that thread, with a ton of now quite old information.
Are you thinking of applying using this offer: http://www.flyertalk.com/forum/credi...year-wait.html ?
If so, I'll merge the threads. If you have a different offer available, we'll use this thread for the new offer.
When it was a 50k offer, most of us got both a Visa and a MC.
I did find this post from someone who had a total of 3 cards: http://www.flyertalk.com/forum/18883193-post569.html
See also the rest of that thread, with a ton of now quite old information.
Are you thinking of applying using this offer: http://www.flyertalk.com/forum/credi...year-wait.html ?
If so, I'll merge the threads. If you have a different offer available, we'll use this thread for the new offer.