Barclays relaunches VISA Black Card (October 2013)
#1
A FlyerTalk Posting Legend; Moderator: American Express, Capital One, Citi, Chase, Credit Card Programs, Diners Club, Signatures
Original Poster
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,877
Barclays relaunches VISA Black Card (October 2013)
http://www.blackcard.com/
The new version still carries a $495 annual fee, but this time the card is made of Stainless Steel.
0% introductory APR on purchases for the first 12 months after account opening.
25,000 BONUS POINTS WHEN YOU SPEND $1,500 IN THE FIRST 90 DAYS. Reward points are worth $0.02 each if redeemed for airfare through their agency, otherwise $0.01 each.
Their initial ad focus on the value of a point compared to American Express Platinum and Citi Prestige. The comparison does not mention that Prestige earns Flight Points which effectively doubles the points per dollar.
No foreign transaction fees.
Airport Lounge access benefit sounds to be a Lounge Club membership:
.
Concierge service is apparently provided by VIPDesk
The previous version of this card was not well received. Discussion here:
http://www.flyertalk.com/forum/credi...ighlight=black
The new version still carries a $495 annual fee, but this time the card is made of Stainless Steel.
0% introductory APR on purchases for the first 12 months after account opening.
25,000 BONUS POINTS WHEN YOU SPEND $1,500 IN THE FIRST 90 DAYS. Reward points are worth $0.02 each if redeemed for airfare through their agency, otherwise $0.01 each.
Cardmembers can redeem points for 1% value on cash back, gift cards and merchandise. Cash back is provided in the form of an account credit. Cardmembers will receive 2% value when purchasing airline tickets through our Exclusive Rewards Program, and there is no minimum point requirement. For example, 15,000 points can be redeemed for a 1% statement credit toward a purchase of $150 or more; and when redeeming points for airline ticket purchases through our Exclusive Rewards Program, your points will double in value and 15,000 points can be used to purchase an airline ticket for $300.
No foreign transaction fees.
Airport Lounge access benefit sounds to be a Lounge Club membership:
Cardmembers receive complimentary membership and unlimited visits to over 350 lounges in 200 cities worldwide with our VIP airport lounge program
Concierge service is apparently provided by VIPDesk
The previous version of this card was not well received. Discussion here:
http://www.flyertalk.com/forum/credi...ighlight=black
#5
Join Date: Jun 2013
Location: SEA
Programs: Bonvoy Platinum, HH Gold
Posts: 82
#8
Join Date: Dec 2009
Location: New York, NY
Programs: AA Gold. UA Silver, Marriott Gold, Hilton Diamond, Hyatt (Lifetime Diamond downgraded to Explorist)
Posts: 6,776
I wonder if the stainless steel card will have a similar problem as the Amex Centurion card. It's "odd" thickness had problems with some readers. Mostly at Gas Stations and some self-swipe stations.
#9
Used to be garyjr316
Join Date: Feb 2011
Location: LAX or SBA
Programs: AAdvantage, MileagePlus, Gold Passport, Hilton HHonors, Marriott
Posts: 800
New Visa Black Card?
Has anyone seen this new Visa Black Card? Made of stainless steal...
$495 annual fee and 25K points after spending $1000 within 90 days.
http://www.blackcard.com/Home/
BLACK CARD BENEFITS
Experience peace of mind with Black Card Benefits. Rest assured you are not accountable for any unauthorized purchases made with your card with Zero Liability protection. Receive reimbursement for expenses incurred while dealing with lost luggage or canceled trips. These benefits and more are available by using your Visa Black Card when booking a vacation, renting a vehicle or purchasing personal or household items.
Global Acceptance
For your convenience, your Black Card is accepted in over 170 countries worldwide with no foreign transaction fees.
Zero Liability
Provides complete protection against unauthorized purchases made with your Black Card.
Purchase Security
Black Card will replace, repair or reimburse up to a maximum of $500 per claim for eligible items within the first 90 days from the date of purchase.
Warranty Manager Service
Includes warranty registration and extended protection, which extends the original manufacturer's warranty up to one additional year.
Lost Luggage Reimbursement
Black Card provides you with peace of mind while traveling. Carry-on or checked luggage is covered up to $3,000 per trip if lost or stolen when you purchase your common carrier ticket with your Black Card.
Trip Delay
Allow Black Card to take the stress out of travel delays. When a trip is delayed more than 12 hours due to a covered event, expenses incurred as a result of the delay, such as meals and lodging, are reimbursed up to $300 per ticket.
Trip Interruption / Cancellation Insurance
Receive reimbursement up to $1,500 in the event of qualifying trip cancellation or trip interruption.
Travel & Emergency Assistance Services
Rely on Black Card for assistance in coordinating medical, legal and travel services while you are away from home.
Baggage Delay Insurance
Black Card will reimburse you for expenses up to $100 per day for three days for the purchase of essential items in the event of baggage delay.
Auto Rental Collision Damage Waiver
Offers reimbursement at no additional charge for damage due to collision or theft up to the actual value of most rental vehicles.
Worldwide Travel Accident Insurance
As a Black Card member, you receive $250,000 worth of insurance coverage for eligible travel. This benefit provides common carrier accidental death or dismemberment coverage at no extra cost.
Roadside Dispatch
Black Card protects you when unexpected circumstances occur by providing convenient 24/7 towing and locksmith referral services in the United States and Canada.
$495 annual fee and 25K points after spending $1000 within 90 days.
http://www.blackcard.com/Home/
BLACK CARD BENEFITS
Experience peace of mind with Black Card Benefits. Rest assured you are not accountable for any unauthorized purchases made with your card with Zero Liability protection. Receive reimbursement for expenses incurred while dealing with lost luggage or canceled trips. These benefits and more are available by using your Visa Black Card when booking a vacation, renting a vehicle or purchasing personal or household items.
Global Acceptance
For your convenience, your Black Card is accepted in over 170 countries worldwide with no foreign transaction fees.
Zero Liability
Provides complete protection against unauthorized purchases made with your Black Card.
Purchase Security
Black Card will replace, repair or reimburse up to a maximum of $500 per claim for eligible items within the first 90 days from the date of purchase.
Warranty Manager Service
Includes warranty registration and extended protection, which extends the original manufacturer's warranty up to one additional year.
Lost Luggage Reimbursement
Black Card provides you with peace of mind while traveling. Carry-on or checked luggage is covered up to $3,000 per trip if lost or stolen when you purchase your common carrier ticket with your Black Card.
Trip Delay
Allow Black Card to take the stress out of travel delays. When a trip is delayed more than 12 hours due to a covered event, expenses incurred as a result of the delay, such as meals and lodging, are reimbursed up to $300 per ticket.
Trip Interruption / Cancellation Insurance
Receive reimbursement up to $1,500 in the event of qualifying trip cancellation or trip interruption.
Travel & Emergency Assistance Services
Rely on Black Card for assistance in coordinating medical, legal and travel services while you are away from home.
Baggage Delay Insurance
Black Card will reimburse you for expenses up to $100 per day for three days for the purchase of essential items in the event of baggage delay.
Auto Rental Collision Damage Waiver
Offers reimbursement at no additional charge for damage due to collision or theft up to the actual value of most rental vehicles.
Worldwide Travel Accident Insurance
As a Black Card member, you receive $250,000 worth of insurance coverage for eligible travel. This benefit provides common carrier accidental death or dismemberment coverage at no extra cost.
Roadside Dispatch
Black Card protects you when unexpected circumstances occur by providing convenient 24/7 towing and locksmith referral services in the United States and Canada.
#11
Join Date: Jan 2003
Location: NYC
Posts: 8,481
It's been around for a while and I've received solicitations for it by snail mail.
Unless I'm missing something, their business model seems to be hoping that people are willing to pay $495/year for a fancy looking card for their wallet, because I don't see any value in the benefits. Most of them look no better (and in many cases worse) than any number of Visa Signature or World Mastercard cards out there.
The one thing they tout as being better than the competition is that you get $0.02/pt value when redeeming for air travel. But I wouldn't be surprised if they have restricted availability. And I can get 2% cash back that I can use however I want with a no-annual-fee Fidelity Amex.
Unless I'm missing something, their business model seems to be hoping that people are willing to pay $495/year for a fancy looking card for their wallet, because I don't see any value in the benefits. Most of them look no better (and in many cases worse) than any number of Visa Signature or World Mastercard cards out there.
The one thing they tout as being better than the competition is that you get $0.02/pt value when redeeming for air travel. But I wouldn't be surprised if they have restricted availability. And I can get 2% cash back that I can use however I want with a no-annual-fee Fidelity Amex.
#12
Join Date: Jan 2003
Location: NYC
Posts: 8,481
#13
Join Date: Oct 2010
Location: San Diego, Ca
Programs: AA 2MM LT PLT; AS MVP Gold75k; HHonors Diamond; IHG PLT
Posts: 3,489
For those who travel on business, access to airport clubs, annual reimbursement of $200 misc airline charges more than justifies the AMEX Platinum $450 annual fee. It appears that Visa Black only provides Priority Club Select membership, which has limited value in the US, no comparison to AMEX (adds AA, DL, US club access), none of the other VB benefits will get me to switch.
#14
A FlyerTalk Posting Legend; Moderator: American Express, Capital One, Citi, Chase, Credit Card Programs, Diners Club, Signatures
Original Poster
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,877
American Express seems to have negotiated an exclusive deal on sponsored Priority Pass memberships in the USA. Based on the number of lounges mentioned in the VISA Black ad I speculate that they offer a Lounge Club membership. (Lounge Club is a subset of the Priority Club network.)