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Citi Executive AA MasterCard [October 2013 - September 2014]

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Old Jan 24, 2014, 5:20 pm
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Last edit by: mia
The thread was split on September 24, 2014 for technical reasons. This version of the Wikipost is frozen as of that date. Please click HERE to read the newer posts and the most current Wikipost.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)

Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.

MOST CURRENT LINKS:

As of 8/19/14, the 60K+ links are no longer working, and give the following error:
A system error has caused a delay in processing your application. Please try again later.

[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.


The landing page asks for a first and last name but the application loads with or without the landing page. This is a CHIP and Signature card. If you go through the landing page, please use any referral code given to you by an AC rep.

For alternate 100K links, see Post #6084. https://www.citicards.com/cards/acq/...&screenID=3001

Many thanks to lobo411 - Citi AA Executive Personal Mastercard, 75,000 miles after $7500 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $100 in statement credits. $450 annual fee, not waived. No landing page. This is a CHIP and Signature card. Bonus confirmed in posts 136 and 142. Still working: There is also a public version of this offer Citi AA Mastercard, 75,000 miles, Landing page available here. HT Belllaaa.

Many thanks to cerealmarketer - Citi AA Executive Personal Mastercard, 60,000 miles after $5k spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests. $450 annual fee, not waived. Landing page available here. This is a CHIP and Signature card. Landing page for 60K for $5K, with $100 statement credit and application.

Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.

New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.


EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.

Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.

Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.

This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.


Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.

Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.

Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:

- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862

Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.

When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.

Please post more experiences about cancelling to avoid the $450 fee


Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.

2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.

2b) Another helpful post discussing timeframe for meeting min spend: 6279

3) Any expectation that Citi will do things that make sense is just plain silly. They won't.

Citibank Contacts/Resources
  • Application status: https://www.accountonline.com/cards/...?screenID=3187
  • (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
  • (800) 763-9795 – General Personal Application Inquiries with live rep
  • (866) 606-2787 – General Application and Account Questions with live rep
  • (888) 201-4523 – Application status
  • (866) 606-2961 – Reconsideration Line.
  • Twitter : @AskCiti. Very powerful tool.
  • Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). An authorized user does not have AC access unless they are with the primary card holder. The authorized user's card will have the "Admiral Club" language omitted from the back of their card.

For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules

$200 Statement Credit on any purchase:

Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.

Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.

What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.

Direct phone number to Citi Fraud Prevention department: +18664705331

Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668

Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k


Advice to those new to citi American Airlines cards,

If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
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Citi Executive AA MasterCard [October 2013 - September 2014]

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Old Jan 19, 2014, 4:54 pm
  #91  
 
Join Date: Mar 2009
Location: LAX
Posts: 3,267
Got rejected for this card just now. Never had a Citi card before, and I have an Amex Plat (4 yrs old), Amazon Visa (10 yrs old), and a BofA Amex (15 yrs old), all of which I got with an income < $10k. Never made a late payment in my life, and now my income is $23k, but the CSR implied on the phone that my income was too low for them.

Oh well...it would have been nice to have AC access and get the 60k mile bonus, but at the same time I would have felt dirty carrying a Citi card considering they were one of the main groups that destroyed the economy.
lobo411 is offline  
Old Jan 19, 2014, 7:08 pm
  #92  
dw
 
Join Date: Jun 1999
Location: NYC/LA
Programs: DL Plat, AA Plat Pro, Marriott Titanium, IHG Diamond Amb
Posts: 7,486
Originally Posted by lobo411
Got rejected for this card just now. Never had a Citi card before, and I have an Amex Plat (4 yrs old), Amazon Visa (10 yrs old), and a BofA Amex (15 yrs old), all of which I got with an income < $10k. Never made a late payment in my life, and now my income is $23k, but the CSR implied on the phone that my income was too low for them.

Oh well...it would have been nice to have AC access and get the 60k mile bonus, but at the same time I would have felt dirty carrying a Citi card considering they were one of the main groups that destroyed the economy.
This is a MC World Elite card, so there is a minimum credit line for this product ($5,000?) that they may not have been able to approve you for, based on your income.

If you would feel dirty carrying a card issued by Citi, the same should apply to your BofA (ML, Countrywide) and Chase (Wamu) cards.
dw is offline  
Old Jan 20, 2014, 12:11 am
  #93  
 
Join Date: Mar 2009
Location: LAX
Posts: 3,267
Originally Posted by dw
This is a MC World Elite card, so there is a minimum credit line for this product ($5,000?) that they may not have been able to approve you for, based on your income.

If you would feel dirty carrying a card issued by Citi, the same should apply to your BofA (ML, Countrywide) and Chase (Wamu) cards.
I think my BofA card has a $7500 credit limit and my Amazon card as a $10500 credit limit, while my Amex card is a charge card and I'm not sure what the limit is. I wonder if it would be worth trying the reconsideration number. The guy asked me to verify my income level ($23000) and my rent/mortgage payment ($0...I live at home), and they didn't ask about anything else so I figured it was probably income.

Here's my funniest credit story: when I applied for the Amex Plat, I thought they wouldn't approve me. So I put my income as $8000 or something and listed my occupation as "unemployed." I was instantly approved! And this wasn't during the credit bubble--it was 2010, when there were stories on the news about cards being cancelled by their issuers to limit risk!

Heh! Well, it's a fine line, but here's how I draw it: BofA and Chase had a finger or two in the pot, but they weren't out there minting phoney paper like Citi was.
lobo411 is offline  
Old Jan 20, 2014, 7:16 am
  #94  
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Join Date: Sep 2013
Location: SNA/LAX
Posts: 1,407
Originally Posted by lobo411
I think my BofA card has a $7500 credit limit and my Amazon card as a $10500 credit limit, while my Amex card is a charge card and I'm not sure what the limit is. I wonder if it would be worth trying the reconsideration number. The guy asked me to verify my income level ($23000) and my rent/mortgage payment ($0...I live at home), and they didn't ask about anything else so I figured it was probably income.

Here's my funniest credit story: when I applied for the Amex Plat, I thought they wouldn't approve me. So I put my income as $8000 or something and listed my occupation as "unemployed." I was instantly approved! And this wasn't during the credit bubble--it was 2010, when there were stories on the news about cards being cancelled by their issuers to limit risk!

Heh! Well, it's a fine line, but here's how I draw it: BofA and Chase had a finger or two in the pot, but they weren't out there minting phoney paper like Citi was.
I think whatever or whoever we all believe to the be the true culprit, we're here for the points. Whether it was Citi, Chase or BofA, as long as they're supplying me with free-ish travel, I'll stick with them! ^
healthnut is offline  
Old Jan 20, 2014, 12:12 pm
  #95  
 
Join Date: Jan 2010
Programs: AA BA CO DL UA US
Posts: 814
Originally Posted by KennyBSAT
I got mine today after applying Thursday. Platinum/Gold/AMEX cards within the past year or so:
Jan 2013: MC plat and AMEX select
April 2013 MC gold
July 2013 Visa plat X 2

This card does seem to be totally separate from other Citi AA products. On the phone to recon, I asked that they close and move CL from one of the July cards to this one. The rep replied 'We can do that, you already got the points from that one, right?' Yep. Yes ma'am I did
Kenny,
please let us know if you ever get the 60k miles.


Originally Posted by flyertalkingallday
Closed card about 60 days after opening, received 60k bonus miles, had the full $450 AF refunded. Was even offered a retention bonus to keep it open. Will report if a clawback occurs.
Love to hear your experience on the clawback.
opus2002 is offline  
Old Jan 20, 2014, 7:42 pm
  #96  
 
Join Date: Mar 2009
Location: LAX
Posts: 3,267
Originally Posted by healthnut
I think whatever or whoever we all believe to the be the true culprit, we're here for the points. Whether it was Citi, Chase or BofA, as long as they're supplying me with free-ish travel, I'll stick with them! ^
The irony is I'm not a churner at heart and I probably would have ended up keeping the Citi card for the AC access! Anyway, I tried arguing that 1. I'm a loyal AA Plat and I wanted the card for AC access, 2. I have a good 15 years of flawless credit, and 3. I make crap money right now but I have a PhD and that's the nature of my field--start so low you're looking up at the ants, and then work your way up.

She said that the issue was that I had too high of a revolving credit to income ratio. I don't know how a charge card like the AMEX Plat is counted ("no preset spending limit"), but I have a combined $20k credit limit on my two credit cards, carry no balances, and my credit utilization per month is 5-8%. Never above 10%.

I mentioned that I might cancel my BofA Amex credit card, and asked if that would improve my app. She said I could try it and apply again, which is a meaningless statement imo.
lobo411 is offline  
Old Jan 20, 2014, 11:30 pm
  #97  
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Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,887
Just for the record, if you guys get a pamphlet from the Clubs, look at the back, there should be a 6 digit numerical code, followed by a 3 letter airport code, if you are given the opportunity to enter that, please do, I know the reps would appreciate it. =)
PainCorp is offline  
Old Jan 22, 2014, 6:00 am
  #98  
 
Join Date: Nov 2008
Programs: SPG Gold, Hilton Diamon, IHG Spire
Posts: 374
Originally Posted by pricesquire
Thanks Kenny.

Part of me wants to apply now..the other part says "wait and make sure Kenny gets his bonus!"
I think it's Citi's practice that if they approve you for a card, they'll give you the points. If you're not eligible, they'll reject the app.
I have a friend who applied for the Executive 1 month after the Platinum, and got bonus from both.
johnnie198x is offline  
Old Jan 23, 2014, 9:55 am
  #99  
 
Join Date: Oct 2008
Location: New York, NY
Programs: Hilton, Hyatt, Marriott
Posts: 241
75K offer

I received a 75K offer via email this morning. The link in the email took me straight to the application form without a landing page. Details below.

Soon, the Citi Executive® / AAdvantage® World EliteTM MasterCard®* will be the only credit card with Admirals Club® membership1.

Apply now, get the card and earn 75,000 AAdvantage® bonus miles after making $7,500 in purchases within the first 3 months of cardmembership2.

Also, earn up to $100 in statement credits — earn $1 in statement credits for each $1 spent on purchases within the first 12 months of cardmembership.3
The annual fee of $450 was not waived.
islandguy84 is offline  
Old Jan 23, 2014, 9:58 am
  #100  
 
Join Date: Mar 2012
Programs: AA EP, Hyatt Explorist, Marriott Titanium
Posts: 51
AA Citi World Elite MC 75k offer

I just received an offer for the AA Citi World Elite MC.

75k bonus miles after $7500 in spend in 3 months
$100 statement credit?
10k EQM after $40k in spend
$450 AF

Not sure if this is targeted.
jpvetter is offline  
Old Jan 23, 2014, 10:11 am
  #101  
 
Join Date: Jan 2014
Posts: 113
Any way to get the bonus without paying the AF?
chasewalker is offline  
Old Jan 23, 2014, 10:20 am
  #102  
 
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
Originally Posted by chasewalker
Any way to get the bonus without paying the AF?
Read the last 5 pages. YMMV.

If anyone has a 75K link that they will not use or have already used, please post it. Emailed Citi links can usually be used by all, snail mail offers can not. Clearly they are targeting this card with the upcoming loss of AC access for AMEX Plat card holders
KennyBSAT is offline  
Old Jan 23, 2014, 10:46 am
  #103  
 
Join Date: Jun 2010
Programs: AA Plat,PC Plat, HHonors Gold
Posts: 904
Originally Posted by jpvetter
I just received an offer for the AA Citi World Elite MC.

75k bonus miles after $7500 in spend in 3 months
$100 statement credit?
10k EQM after $40k in spend
$450 AF

Not sure if this is targeted.
+ got the offer too. wondering if I should bite
kyunbit is offline  
Old Jan 23, 2014, 11:21 am
  #104  
Suspended
 
Join Date: Jan 2013
Location: Barcelona
Posts: 3,317
I'd bite in a second if I got that email. Whether they'd approve me or not is a whole other story.

Been having some trouble getting approved by Citi lately...not sure why. CS: 750ish. 3 open Citi cards. CSRs haven't been to friendly on recon: "we see you have three other Citi products" blah blah blah.

If anyone would throw this offer up, I'll apply. I'll need to MS to get bonus, but hell, why not give it a try.

Still would like to hear back from Kenny Re: getting his 60k.
pricesquire is offline  
Old Jan 23, 2014, 1:12 pm
  #105  
 
Join Date: Oct 2008
Location: New York, NY
Programs: Hilton, Hyatt, Marriott
Posts: 241
Originally Posted by KennyBSAT
Clearly they are targeting this card with the upcoming loss of AC access for AMEX Plat card holders
The first thing in the email is the following

Soon, the Citi Executive® / AAdvantage® World EliteTM MasterCard®* will be the only credit card with Admirals Club® membership
That, plus the offer is valid until March 31, which is around when Amex Plat loses access so that does make sense.
islandguy84 is offline  


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