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Citi Executive AA MasterCard [October 2013 - September 2014]

Old Jan 24, 2014, 5:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
The thread was split on September 24, 2014 for technical reasons. This version of the Wikipost is frozen as of that date. Please click HERE to read the newer posts and the most current Wikipost.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)

Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. [B]We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.

MOST CURRENT LINKS:

As of 8/19/14, the 60K+ links are no longer working, and give the following error:
A system error has caused a delay in processing your application. Please try again later.

[This link stopped working for a few days in July but seems to be working again] Many thanks to LM225 - Citi AA Executive Personal Mastercard, 100,000 miles after $10,000 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $200 in statement credits. $450 annual fee, not waived. Landing page no longer loads as of 6/24.


The landing page asks for a first and last name but the application loads with or without the landing page. This is a CHIP and Signature card. If you go through the landing page, please use any referral code given to you by an AC rep.

For alternate 100K links, see Post #6084. https://www.citicards.com/cards/acq/...&screenID=3001

Many thanks to lobo411 - Citi AA Executive Personal Mastercard, 75,000 miles after $7500 spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests, up to $100 in statement credits. $450 annual fee, not waived. No landing page. This is a CHIP and Signature card. Bonus confirmed in posts 136 and 142. Still working: There is also a public version of this offer Citi AA Mastercard, 75,000 miles, Landing page available here. HT Belllaaa.

Many thanks to cerealmarketer - Citi AA Executive Personal Mastercard, 60,000 miles after $5k spend in 3 months, Admirals Club access for cardholder and family or cardholder and two guests. $450 annual fee, not waived. Landing page available here. This is a CHIP and Signature card. Landing page for 60K for $5K, with $100 statement credit and application.

Current 50K public offer: (Be carefull this link is showing as 30k in citi system, use other link for 50k) Landing page for 50K for $5K spending, no statement credit and application.

New 50k offer:
Landing page for New 50K for $5K spending, no statement credit - Application Link WARNING: This landing page contains the following in the Footnotes: "American Airlines AAdvantage bonus miles are not available if you have had a Citi Executive / AAdvantage World EliteTM MasterCard opened or closed in the past 18 months." But the app link directly following it goes to a totally different app page, which is reported to be working as usual.


EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.

Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.

Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.

This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.


Getting around the $450 annual fee: Some have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers here http://www.flyertalk.com/forum/credi...ost-first.html. YMMV. If paying $250-$450 for a year's access to Admirals Clubs and the 60K-100K miles is a deal breaker, this card may not be for you.

Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days.

Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:

- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862

Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.

When do miles post? Usually a few days after your statement closes. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.

Please post more experiences about cancelling to avoid the $450 fee


Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.

2a) With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.

2b) Another helpful post discussing timeframe for meeting min spend: 6279

3) Any expectation that Citi will do things that make sense is just plain silly. They won't.

Citibank Contacts/Resources
  • Application status: https://www.accountonline.com/cards/...?screenID=3187
  • (800) 695-5171 Personal Application Status and Reconsideration Line with live rep
  • (800) 763-9795 General Personal Application Inquiries with live rep
  • (866) 606-2787 General Application and Account Questions with live rep
  • (888) 201-4523 Application status
  • (866) 606-2961 Reconsideration Line.
  • Twitter : @AskCiti. Very powerful tool.
  • Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). An authorized user does not have AC access unless they are with the primary card holder. The authorized user's card will have the "Admiral Club" language omitted from the back of their card.

For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules

$200 Statement Credit on any purchase:

Multiple datapoints within this thread as well as multiple confirmations from CSRs say that the $200 statement credit is for any purchase.

Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.

What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.

Direct phone number to Citi Fraud Prevention department: +18664705331

Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668

Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k
Citi World elite Mastercards (including exec) 5k


Advice to those new to citi American Airlines cards,

If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...ost-first.html
Print Wikipost

Citi Executive AA MasterCard [October 2013 - September 2014]

Old Aug 1, 2014, 11:06 am
  #8356  
 
Join Date: Jul 2013
Location: DFW,OVB (Russia)
Programs: AA HH Gold SPG Gold BA
Posts: 1,823
Originally Posted by air360
Yeah sorry - 9700 is what I meant lol - still not awake lol.
Yeah I will let everything post fully and then call - just in case some glitch.

I was asking to see if I could check cash advance online bc I wanted to make sure something wasn't being help in cash advance and I not realize it or something. Ones hoping to verify that my cash France limit was unchanged from what it should be.
man, you are really not awake, Cash France (I bet you meant to say Cash Advance ) Anyway, go to account online, click on your card and it should be on the account summary/activity page somewhere. Otherwise your limits are always printed on your Statement
rgAAFT is offline  
Old Aug 1, 2014, 11:06 am
  #8357  
 
Join Date: Feb 2011
Posts: 96
Just to confirm, after I hit the 7.5k spending. Pay off all less $100 (statement credit) and cancel within 67 days to avoid the fee? (or 30 days after I see it on statement) Do I have to wait a certain amount of time before canceling?
R2134 is offline  
Old Aug 1, 2014, 11:16 am
  #8358  
 
Join Date: Jul 2013
Location: DFW,OVB (Russia)
Programs: AA HH Gold SPG Gold BA
Posts: 1,823
Originally Posted by R2134
Just to confirm, after I hit the 7.5k spending. Pay off all less $100 (statement credit) and cancel within 67 days to avoid the fee? (or 30 days after I see it on statement) Do I have to wait a certain amount of time before canceling?

First off, your AF may not even post on first statement
Second, regardless if it does or does not, you should receive your statement credit on your first statement. in the case that your AF does post on your first statement, you have about 37 days (more like 30) to pay your balance down (excluding AF) and cancel the card, if you don't wish to keep the card. The AF should be refunded within 24-48hrs

If you take this approach there are no rules about how fast to close card after payment, but I would not do it right away (especially if you are new to citi)

As always any info here is highly YMMV

Last edited by rgAAFT; Aug 1, 2014 at 11:27 am
rgAAFT is offline  
Old Aug 1, 2014, 11:23 am
  #8359  
 
Join Date: May 2014
Location: Central VA/LYH/ROA
Programs: BA, AA, SPG, HLTN, ETC
Posts: 365
Thumbs down

Originally Posted by rgAAFT
man, you are really not awake, Cash France (I bet you meant to say Cash Advance ) Anyway, go to account online, click on your card and it should be on the account summary/activity page somewhere. Otherwise your limits are always printed on your Statement
Haha yeah - fat fingers and little phone with a bad auto correct
air360 is offline  
Old Aug 1, 2014, 11:30 am
  #8360  
 
Join Date: Oct 2012
Posts: 72
I noticed that when you close your Citi account it gets removed from your online profile immediately. How do they credit back the AF? Just send it back as a check?
dailow is offline  
Old Aug 1, 2014, 11:37 am
  #8361  
 
Join Date: Jul 2013
Location: DFW,OVB (Russia)
Programs: AA HH Gold SPG Gold BA
Posts: 1,823
Originally Posted by dailow
I noticed that when you close your Citi account it gets removed from your online profile immediately. How do they credit back the AF? Just send it back as a check?
No it most certainly does NOT disappear off your profile immediately (you have to click the option to remove) Second, this is why I say to cancel the card with the balance equivalent to the refund you are due. This way when they post the refund, your balance will be evened out and end up being 0
rgAAFT is offline  
Old Aug 1, 2014, 11:51 am
  #8362  
 
Join Date: May 2013
Programs: N/A
Posts: 685
For those of you with multiple cards, have you cancelled most/all of them to get the fee refunded? Has citi looked down on this practice?
JBG89 is offline  
Old Aug 1, 2014, 11:59 am
  #8363  
 
Join Date: Jul 2013
Location: DFW,OVB (Russia)
Programs: AA HH Gold SPG Gold BA
Posts: 1,823
Originally Posted by JBG89
For those of you with multiple cards, have you cancelled most/all of them to get the fee refunded? Has citi looked down on this practice?
I am 1 for 2 on getting cards and subsequently getting the AF refunded. I still have my primary exec card open and active. I do not push it. And, I hear from a poster in another thread, that having an exec card is now required for a certain MS technique.
Apparently, this comes from a memo that certain CSRs have
rgAAFT is offline  
Old Aug 1, 2014, 12:08 pm
  #8364  
 
Join Date: Jan 2000
Location: fort worth, texas
Posts: 945
paradigm doesn't seem to have shifted...

Relative just got #6 (the 60k one, for what it's worth after having all 100k's before). Instant approved*.

Had a good number of pulls from Citi (obviously!) and other lenders, and that didn't seem to have make a difference.

I mention this because there has been some speculation Citi has adjusted the dial to make it harder to get these recently, particularly with a large number of pulls in the last 6 months or less.

* I know there's a debate about how long Citi credit lines will stay locked-up (which could kick it to a manual process if not enough CL available, and make it harder to get approved). Relative had a HUGE line from the #5 card. After getting bonus, SM'd Citi to reduce line by a 5-digit amount in case this would free up credit for #6 getting auto-approved. Not saying correlation means causation, but I don't see how lowering lines hurts for future applications at least.
teammjs is offline  
Old Aug 1, 2014, 2:37 pm
  #8365  
 
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
Denied today for #7. I'll look at trying again in 90 days or so, but anyways it's been a heckuva run. Best offer since ever IMO, thanks Citi!

While churning is not done based on other datapoints, it does seem to be tighter than before.
KennyBSAT is offline  
Old Aug 1, 2014, 2:41 pm
  #8366  
 
Join Date: Sep 2012
Location: IAD/DCA
Programs: Bunch of mid-tiers
Posts: 1,034
Originally Posted by KennyBSAT
Denied today for #7. I'll look at trying again in 90 days or so, but anyways it's been a heckuva run. Best offer since ever IMO, thanks Citi!

While churning is not done based on other datapoints, it does seem to be tighter than before.
Reason? Too many hard pulls?
ctbarron is offline  
Old Aug 1, 2014, 2:42 pm
  #8367  
 
Join Date: Apr 2006
Posts: 66
Just got no. 5 using the 75k link and I'm happy to report that the chat function is working so immediate approval after a short chat and no more calling the 1800 line. Not sure whether this is news but the chat function has never worked for me before this
snofy is offline  
Old Aug 1, 2014, 9:03 pm
  #8368  
 
Join Date: Feb 2008
Location: NYC
Posts: 365
Can someone PM me an offer code or a link for 100k?
Thanks
avagyan is offline  
Old Aug 1, 2014, 9:25 pm
  #8369  
 
Join Date: Jul 2013
Location: DFW,OVB (Russia)
Programs: AA HH Gold SPG Gold BA
Posts: 1,823
Originally Posted by avagyan
Can someone PM me an offer code or a link for 100k?
Thanks

I could ask the same of you. No-one knows, and those who do don't want to share
rgAAFT is offline  
Old Aug 1, 2014, 10:16 pm
  #8370  
 
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
Originally Posted by ctbarron
Reason? Too many hard pulls?
I won't know for sure until I get the letter. Quite possibly too many pulls. The hold time was very short, I'm pretty sure the computer denied it. I had also just applied for and gotten approved a 100K AMEX Plat offer.
KennyBSAT is offline  

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