Apr 10, 2014, 10:55 am
Last edit by: muji
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Wells Fargo 5X rewards cap
Mar 27, 2017, 7:43 pm
#1666
Join Date: Aug 2014
Posts: 159
I applied for the Visa Signature card last month and I was approved for it (and I have an e-mail stating that I was approved for the Visa Signature card), but Wells Fargo mysteriously sent me the Rewards card that is listed as the Platinum Card in my online account. I'm baffled.
Any way I'll report back on the status of not cycling credit lines for 6 months.
Any way I'll report back on the status of not cycling credit lines for 6 months.
Mar 30, 2017, 6:41 am
#1669
Join Date: Oct 2014
Location: Salt Lake City, UT
Programs: AAdvantage Platinum, DL Diamond 1MM, Hyatt Platinum, SPG Gold, Hilton Diamond, AMEX 2015 Centurion
Posts: 323
The rewards, IME, have always been pending until the statement closes (at which point they become available).
I've always had that same issue with making payments over $5k online from a non-WF checking account. You can call in and make a payment with an agent for any amount you need.
Mar 30, 2017, 8:40 am
#1670
Join Date: Dec 2010
Posts: 1,310
The rewards, IME, have always been pending until the statement closes (at which point they become available).
I've always had that same issue with making payments over $5k online from a non-WF checking account. You can call in and make a payment with an agent for any amount you need.
I've always had that same issue with making payments over $5k online from a non-WF checking account. You can call in and make a payment with an agent for any amount you need.
Ended up just making the payment in person at the bank.
Appreciate the reply ^
Apr 3, 2017, 4:35 pm
#1671
Join Date: Apr 2017
Posts: 3
I've seen DPs of being shutdown for cycling, but haven't read if this affects all WF accounts or just the account being abused. I'm planning on hitting the card hard after ramping up for a couple months since they gave me a low CL, but my checking account is linked to someone else so I'm worried about them being caught in the blowback. Anyone know if they usually just shutdown the card or all associated accounts?
Last edited by _f1sh; Apr 3, 2017 at 4:41 pm
Apr 3, 2017, 10:22 pm
#1672
Join Date: Oct 2014
Posts: 827
I've seen DPs of being shutdown for cycling, but haven't read if this affects all WF accounts or just the account being abused. I'm planning on hitting the card hard after ramping up for a couple months since they gave me a low CL, but my checking account is linked to someone else so I'm worried about them being caught in the blowback. Anyone know if they usually just shutdown the card or all associated accounts?
May 8, 2017, 1:35 am
#1674
Join Date: Jun 2016
Posts: 2,257
Not sure where to put this query - but here it goes.
Has anyone experience a malfunction in their WF VS card chip? Is this a common problem?
Try to use this card at registers at multiple places, all spit back a "chip malfunction" error to me. I am not abusing my card, physically and metaphorically, and the chip has already stopped working after a week of ownership. Now getting a replacement ...
Has anyone experience a malfunction in their WF VS card chip? Is this a common problem?
Try to use this card at registers at multiple places, all spit back a "chip malfunction" error to me. I am not abusing my card, physically and metaphorically, and the chip has already stopped working after a week of ownership. Now getting a replacement ...
Oct 8, 2017, 9:29 am
#1676
Join Date: Jul 2011
Posts: 1,114
I applied for the Visa Signature card last month and I was approved for it (and I have an e-mail stating that I was approved for the Visa Signature card), but Wells Fargo mysteriously sent me the Rewards card that is listed as the Platinum Card in my online account. I'm baffled.
Any way I'll report back on the status of not cycling credit lines for 6 months.
Any way I'll report back on the status of not cycling credit lines for 6 months.
Thoughts?
Oct 8, 2017, 1:30 pm
#1677
FlyerTalk Evangelist
Join Date: Aug 2001
Location: RSW
Programs: Delta - Silver; UA - Silver; HHonors - Diamond; IHG - Spire Ambassador; Marriott Bonvoy - Titanium
Posts: 14,185
Oct 8, 2017, 2:08 pm
#1678
Join Date: Jul 2011
Posts: 1,114
Let me repeat it in my own words to make sure I got it correctly. Any points I earned during September would post when October statement closes, and NOT when September statement closes? So there is a lag of about 1 month
Oct 8, 2017, 2:50 pm
#1679
Join Date: Apr 2010
Location: SFO
Programs: OZ *G; HH Diamond;
Posts: 1,644
Can someone remind me how long it takes for WF rewards to post? My statement just closed on 10/6 and it kept saying that points are pending and expected redemption date is 10/8. Today (10/8) rolls in and now it says that expected redeemable date is 11/8... I don't remember if it takes a full month after the statement closes for points for a current month to post or if they post as soon as the statement closes.
Thoughts?
Thoughts?
Oct 9, 2017, 5:27 pm
#1680
FlyerTalk Evangelist
Join Date: Aug 2001
Location: RSW
Programs: Delta - Silver; UA - Silver; HHonors - Diamond; IHG - Spire Ambassador; Marriott Bonvoy - Titanium
Posts: 14,185
Yes, they hold them back one cycle (for returns, etc.)