Jan 2, 2017, 9:16 am
Last edit by: yugi
Ways to get high rewards or bonus on credit card spending:
1. sign-on bonus, miles, UR or MR points, free nights and cash rewards
2. on-going rewards, points or cashback
3. spending bonus for extra points/$ or status, like spending $10,000 to get extra 20k points etc.
Cards with large spending bonus: (alphabetical)
AmEx Delta Skymiles Gold: $25,000 MQD waived for elite status
AmEx HH Ascend: $40,000 to Diamond
Barclay Aviator Red: $25,000 for $3,000 EQD
BofA Merrill +: $50,000 for additional $200 travel credit
Chase Ritz Carlton: $10,000 to renew Gold status. Subject to change from 8/1/2018
Chase United MileagePlus Explorer: $25,000 for 10,000 United miles
A lot more to list...
Cards that earn better than 1 airline mile (or points convertible 1:1 to airline miles) per dollar: (alphabetical)
Amex Blue Business Plus - 2x MRs on up to $50k per year. No AF, FTF.
Amex Blue for Business - 1.3x MRs (Another card needed in order to transfer, such as Amex ED/EDP/PRG/BGR/Plat etc). No AF, FTF. Discontinued, replaced by BBP.
Amex Business Platinum - 1.5x for charges over $5,000 up to 1M extra points ($2M spend) AF $450, no FTF. Many other perks.
Amex EveryDay - 1.2x if you make 20+ charges per cycle. No AF, FTF.
Amex EveryDay Preferred - 1.5x if you make 30+ charges per cycle. AF $95, FTF.
Bank of America Virgin Atlantic MasterCard - 1.5x VS miles, 2x if you spend $15k per year, 2.1x if you spend $25k per year. AF $90, no FTF.
Bank of America Air France KLM Mastercard - 1.5x AF miles. AF $89, no FTF.
Barclaycard Arrival Premier - 1.43x for all partners except JAL, AC (1.18x). You will get 2.14x on all partners except JAL, AC (1.76x), if you spend $15k or $25k per year. AF $150, FYF, no FTF. Discontinued.
Capital One Venture X Visa - 2x on all partners, except Accor and EVA. AF $395, no FTF, many other perks.
Capital One Spark Miles Business Visa - 2x on all partners, except Accor and EVA. AF $95, FYF, no FTF.
Capital One Venture Visa - 2x on all partners, except Accor and EVA. AF $95, FYF, no FTF.
Capital One Venture One Visa - 1.25x on all partners, except Accor and EVA. no AF, no FTF.
Capital One Spark Miles Select Business Visa - 1.5x on all partners, except Accor and EVA. No AF, no FTF.
Chase Freedom Unlimited Visa - 1.5x URs (Another card needed in order to transfer, such as CSR/CSP/Ink Plus/Ink Bold/Ink Preferred). No AF, FTF.
Chase Ink Unlimited Business Visa - 1.5x URs, Same as Freedom Unlimited
Citi Double Cash MC - 2x TYP. You need a premium Citi card, (Premier, Prestige or Chairman) to transfer to partners other than JetBlue at 1:1 ratio. No AF, FTF.
Cards that earn hotel points
Amex Hilton Honors - 3x HH points, no AF, no FTF
Amex Hilton Honors Surpass - 3x HH points, AF $95, no FTF, some perks
Amex Hilton Honors Business - 3x HH points, AF $95, no FTF, some perks
Amex Hilton Honors Aspire - 3x HH points, AF $450, no FTF, lots of perks.
Amex Bonvoy - 2x Marriott points. AF $95, FYF, no FTF. Discontinued.
Amex Bonvoy Business - same as Amex Bonvoy. AF $125, no FTF.
Amex Bonvoy Brilliant - same as Amex Bonvoy. AF $450
Barclaycard Choice Privileges Visa - 2x on everything. No AF, FTF.
Barclaycard Wyndham Rewards Visa - 2x (grandfathered versions 2x on everything). AF $69/$0, FTF.
Chase Bonvoy Boundless Visa - same as Amex Bonvoy.
Chase IHG Traveler MC - 2x on everything. No AF, no FTF.
Chase IHG Premier/Premier Business MC - 3x on everything. AF $99, no FTF.
Chase Ritz-Carlton Visa Infinite - same as Amex Bonvoy. AF $450, no FTF. Discontinued, but can be obtained via PC from another Chase Bonvoy card.
FNBO Best Western Rewards Premium MC - 2x BW points. AF $59, no FTF
FNBO Best Western Rewards MC - 2x BW points. No AF, no FTF
2%+ Cashback Cards: (by % amount)
US Bank Altitude Reserve Visa - 4.5% towards travel (cashout possible), if you use Android Pay, Samsung Pay, Apple Pay or LG Pay for in-person, in-app or online purchases. AF $400, no FTF, many other perks.
Barclaycard Priceline Rewards Visa (grandfathered 2x/5x version) - 3.33% if redeemed against Priceline or travel purchases, 2% if redeemed for everything else. No AF, no FTF.
AOD CU Visa Signature - 3% on everything. No AF, no FTF. Discontinued.
Synchrony Paypal Cashback Mastercard - 3% if paid with Paypal, 2% everywhere else, no AF, FTF.
Barclaycard Arrival Premier MC - 3% if you spend exactly $15k or $25k, 2%, if you spend less than $15k. AF $150, FYF, no FTF, some perks. Discontinued.
Bank of America Travel Rewards Visa (with Platinum (Honors) Preferred Rewards) - 2.25/2.625%. No AF, no FTF.
Bank of America Premium Rewards Visa (with Platinum (Honors) Preferred Rewards) - 2.25/2.625%. AF $95, no FTF, some perks.
Bank of America Premium Rewards Elite Visa (with Platinum (Honors) Preferred Rewards) - 2.25/2.625%. AF $550, no FTF, many other perks.
USAA Limitless Cashback Rewards Visa - 2.5% (must be USAA member, with $1k direct deposit per month). no AF. Discontinued.
Alliant Cashback Visa Signature - 2.5% up to $10k per cycle, if you have $1k on your checking account. No AF, no FTF.
Barclaycard Arrival Plus MasterCard - 2.1% if you redeem for travel purchases. AF $89, no FTF. Discontinued.
Discover it Miles - 3% (first year only, 1.5% after that). No AF, no FTF.
Exactly 2% Cashback Cards: (alphabetical)
Amex Blue Business Cash - 2% on up to $50k per year. No AF, FTF.
BBVA Compass Rewards Visa - 2%, if you receive $1000 in direct deposits per month to checking account. No AF.
Blispay Visa - 2%. No AF.
Citi Double Cash MasterCard - 2%. No AF, FTF.
Capital One Spark Cash Business Visa - 2%. AF $95, FYF, no FTF.
Capital One Spark Miles Business Visa - 2% if redeemed for travel. AF $95, FYF, no FTF.
Capital One Venture Visa - 2% if you redeem for travel purchases. AF $95, FYF, no FTF.
Capital One Venture X Visa - 2% if you redeem for travel purchases. AF $395, no FTF, many other perks.
Fidelity Rewards Visa - 2%. No AF.
PenFed Power Cash Rewards Visa (with Honors Advantage) - 2%. No AF, no FTF.
PNC Premier Traveler Visa - 2% if you redeem for travel purchases. AF $85, FYF, no FTF.
State Department Federal CU Premium Cashback+ Visa - 2%, no AF, no FTF.
Synchrony Paypal Cashback MC - 2% for non-PayPal purchases, no AF, FTF.
Too many to list.
1. sign-on bonus, miles, UR or MR points, free nights and cash rewards
2. on-going rewards, points or cashback
3. spending bonus for extra points/$ or status, like spending $10,000 to get extra 20k points etc.
Cards with large spending bonus: (alphabetical)
AmEx Delta Skymiles Gold: $25,000 MQD waived for elite status
AmEx HH Ascend: $40,000 to Diamond
Barclay Aviator Red: $25,000 for $3,000 EQD
BofA Merrill +: $50,000 for additional $200 travel credit
Chase Ritz Carlton: $10,000 to renew Gold status. Subject to change from 8/1/2018
Chase United MileagePlus Explorer: $25,000 for 10,000 United miles
A lot more to list...
Cards that earn better than 1 airline mile (or points convertible 1:1 to airline miles) per dollar: (alphabetical)
Amex Blue Business Plus - 2x MRs on up to $50k per year. No AF, FTF.
Amex Blue for Business - 1.3x MRs (Another card needed in order to transfer, such as Amex ED/EDP/PRG/BGR/Plat etc). No AF, FTF. Discontinued, replaced by BBP.
Amex Business Platinum - 1.5x for charges over $5,000 up to 1M extra points ($2M spend) AF $450, no FTF. Many other perks.
Amex EveryDay - 1.2x if you make 20+ charges per cycle. No AF, FTF.
Amex EveryDay Preferred - 1.5x if you make 30+ charges per cycle. AF $95, FTF.
Bank of America Virgin Atlantic MasterCard - 1.5x VS miles, 2x if you spend $15k per year, 2.1x if you spend $25k per year. AF $90, no FTF.
Bank of America Air France KLM Mastercard - 1.5x AF miles. AF $89, no FTF.
Barclaycard Arrival Premier - 1.43x for all partners except JAL, AC (1.18x). You will get 2.14x on all partners except JAL, AC (1.76x), if you spend $15k or $25k per year. AF $150, FYF, no FTF. Discontinued.
Capital One Venture X Visa - 2x on all partners, except Accor and EVA. AF $395, no FTF, many other perks.
Capital One Spark Miles Business Visa - 2x on all partners, except Accor and EVA. AF $95, FYF, no FTF.
Capital One Venture Visa - 2x on all partners, except Accor and EVA. AF $95, FYF, no FTF.
Capital One Venture One Visa - 1.25x on all partners, except Accor and EVA. no AF, no FTF.
Capital One Spark Miles Select Business Visa - 1.5x on all partners, except Accor and EVA. No AF, no FTF.
Chase Freedom Unlimited Visa - 1.5x URs (Another card needed in order to transfer, such as CSR/CSP/Ink Plus/Ink Bold/Ink Preferred). No AF, FTF.
Chase Ink Unlimited Business Visa - 1.5x URs, Same as Freedom Unlimited
Citi Double Cash MC - 2x TYP. You need a premium Citi card, (Premier, Prestige or Chairman) to transfer to partners other than JetBlue at 1:1 ratio. No AF, FTF.
Cards that earn hotel points
Amex Hilton Honors - 3x HH points, no AF, no FTF
Amex Hilton Honors Surpass - 3x HH points, AF $95, no FTF, some perks
Amex Hilton Honors Business - 3x HH points, AF $95, no FTF, some perks
Amex Hilton Honors Aspire - 3x HH points, AF $450, no FTF, lots of perks.
Amex Bonvoy - 2x Marriott points. AF $95, FYF, no FTF. Discontinued.
Amex Bonvoy Business - same as Amex Bonvoy. AF $125, no FTF.
Amex Bonvoy Brilliant - same as Amex Bonvoy. AF $450
Barclaycard Choice Privileges Visa - 2x on everything. No AF, FTF.
Barclaycard Wyndham Rewards Visa - 2x (grandfathered versions 2x on everything). AF $69/$0, FTF.
Chase Bonvoy Boundless Visa - same as Amex Bonvoy.
Chase IHG Traveler MC - 2x on everything. No AF, no FTF.
Chase IHG Premier/Premier Business MC - 3x on everything. AF $99, no FTF.
Chase Ritz-Carlton Visa Infinite - same as Amex Bonvoy. AF $450, no FTF. Discontinued, but can be obtained via PC from another Chase Bonvoy card.
FNBO Best Western Rewards Premium MC - 2x BW points. AF $59, no FTF
FNBO Best Western Rewards MC - 2x BW points. No AF, no FTF
2%+ Cashback Cards: (by % amount)
US Bank Altitude Reserve Visa - 4.5% towards travel (cashout possible), if you use Android Pay, Samsung Pay, Apple Pay or LG Pay for in-person, in-app or online purchases. AF $400, no FTF, many other perks.
Barclaycard Priceline Rewards Visa (grandfathered 2x/5x version) - 3.33% if redeemed against Priceline or travel purchases, 2% if redeemed for everything else. No AF, no FTF.
AOD CU Visa Signature - 3% on everything. No AF, no FTF. Discontinued.
Synchrony Paypal Cashback Mastercard - 3% if paid with Paypal, 2% everywhere else, no AF, FTF.
Barclaycard Arrival Premier MC - 3% if you spend exactly $15k or $25k, 2%, if you spend less than $15k. AF $150, FYF, no FTF, some perks. Discontinued.
Bank of America Travel Rewards Visa (with Platinum (Honors) Preferred Rewards) - 2.25/2.625%. No AF, no FTF.
Bank of America Premium Rewards Visa (with Platinum (Honors) Preferred Rewards) - 2.25/2.625%. AF $95, no FTF, some perks.
Bank of America Premium Rewards Elite Visa (with Platinum (Honors) Preferred Rewards) - 2.25/2.625%. AF $550, no FTF, many other perks.
USAA Limitless Cashback Rewards Visa - 2.5% (must be USAA member, with $1k direct deposit per month). no AF. Discontinued.
Alliant Cashback Visa Signature - 2.5% up to $10k per cycle, if you have $1k on your checking account. No AF, no FTF.
Barclaycard Arrival Plus MasterCard - 2.1% if you redeem for travel purchases. AF $89, no FTF. Discontinued.
Discover it Miles - 3% (first year only, 1.5% after that). No AF, no FTF.
Exactly 2% Cashback Cards: (alphabetical)
Amex Blue Business Cash - 2% on up to $50k per year. No AF, FTF.
BBVA Compass Rewards Visa - 2%, if you receive $1000 in direct deposits per month to checking account. No AF.
Blispay Visa - 2%. No AF.
Citi Double Cash MasterCard - 2%. No AF, FTF.
Capital One Spark Cash Business Visa - 2%. AF $95, FYF, no FTF.
Capital One Spark Miles Business Visa - 2% if redeemed for travel. AF $95, FYF, no FTF.
Capital One Venture Visa - 2% if you redeem for travel purchases. AF $95, FYF, no FTF.
Capital One Venture X Visa - 2% if you redeem for travel purchases. AF $395, no FTF, many other perks.
Fidelity Rewards Visa - 2%. No AF.
PenFed Power Cash Rewards Visa (with Honors Advantage) - 2%. No AF, no FTF.
PNC Premier Traveler Visa - 2% if you redeem for travel purchases. AF $85, FYF, no FTF.
State Department Federal CU Premium Cashback+ Visa - 2%, no AF, no FTF.
Synchrony Paypal Cashback MC - 2% for non-PayPal purchases, no AF, FTF.
Too many to list.
Which card(s) to use for high spend or large purchases? [Consolidated]
Jun 29, 2013, 7:46 pm
#16
Join Date: Apr 2012
Location: MKE
Programs: Hyatt Diamond, SPG Plat, Hilton Gold, Club Carlson Gold,
Posts: 639
I'm open to more than one card for sure. I've got a couple Q3 rotating categories for gas coming up, so that will take priority over additional cards (if icomes a factor), as I'll net more UR points this way. However, I can put about $2000 of manufactured spending on a card in a month and about $2000 of real spending per month, relatively comfortably.
Can I ask what brought up the more than 1 card question?
Can I ask what brought up the more than 1 card question?
Jun 29, 2013, 9:43 pm
#17
Moderator: Travel Buzz
Join Date: Aug 2012
Location: Sunny San Diego
Posts: 3,099
Just keep in mind that keeping your finances in order is a far bigger priority than "churning" credit cards. I think many people here not only forget that they were once young and on a budget, but that it takes a certain level of financial acumen to have this whole thing work out at all.
I commend you on planning ahead to maximize your purchase.
You might further think about how far you want to delve into artificial expenditure methods- ie: manufactured spend.
In a nutshell- you've got a head start on UR points. That seems like a good place to focus. UR points also happen to be fairly easy to earn, especially for a home improvement purchase via the gift cards as outlined upthread.
I commend you on planning ahead to maximize your purchase.
You might further think about how far you want to delve into artificial expenditure methods- ie: manufactured spend.
In a nutshell- you've got a head start on UR points. That seems like a good place to focus. UR points also happen to be fairly easy to earn, especially for a home improvement purchase via the gift cards as outlined upthread.
Jun 29, 2013, 10:57 pm
#18
Join Date: Mar 2010
Posts: 1,173
nah
But that was not what he was asking, he wants new cards to get to HI so I would suggest getting Hawaiian airlines card from BOA and usair card from barclaycard and AA card from citi, wait a couple of months and get another flavor citi AA card if you can. Chase wont give you another for a while but you can get 1 from the 3 banks I listed above and they all rack up AA points...Hawaiian just partnered with them and has a low min spend $1000 i think (sorry but i got it just before they pulled it from the hawaiian airlines website, it was 35k, don't know what it is now) the usaircard gives 35K with first purchase and the 50K citi AA card if you can find a link that still offers 50k is 3k spend...anyway that would give you 120k in AA and they have seasonal awards to Hawaii for a discount and a normal priced pair of tickets up front is 140k....so if you get a second citi AA card and the usair merger goes through you will have plenty....if the merger slows down you can always try for a 3rd citi card (amex, visa and mastercard AA cards) or try for a business card.
Jun 29, 2013, 11:00 pm
#19
Suspended
Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,887
But that was not what he was asking, he wants new cards to get to HI so I would suggest getting Hawaiian airlines card from BOA and usair card from barclaycard and AA card from citi, wait a couple of months and get another flavor citi AA card if you can. Chase wont give you another for a while but you can get 1 from the 3 banks I listed above and they all rack up AA points...Hawaiian just partnered with them and has a low min spend $1000 i think (sorry but i got it just before they pulled it from the hawaiian airlines website, it was 35k, don't know what it is now) the usaircard gives 35K with first purchase and the 50K citi AA card if you can find a link that still offers 50k is 3k spend...anyway that would give you 120k in AA and they have seasonal awards to Hawaii for a discount and a normal priced pair of tickets up front is 140k....so if you get a second citi AA card and the usair merger goes through you will have plenty....if the merger slows down you can always try for a 3rd citi card (amex, visa and mastercard AA cards) or try for a business card.
Not to mention they are gone, last I checked you can't apply for them at all anymore, just like the VX cards.
Jun 30, 2013, 7:54 am
#20
Join Date: Apr 2012
Location: MKE
Programs: Hyatt Diamond, SPG Plat, Hilton Gold, Club Carlson Gold,
Posts: 639
if he was going to get HI giftcards it would be better to use ink at office depot to get 5X UR then go for portal and gift cards, also dont forget 10% off movers coupon.
But that was not what he was asking, he wants new cards to get to HI so I would suggest getting Hawaiian airlines card from BOA and usair card from barclaycard and AA card from citi, wait a couple of months and get another flavor citi AA card if you can. Chase wont give you another for a while but you can get 1 from the 3 banks I listed above and they all rack up AA points...Hawaiian just partnered with them and has a low min spend $1000 i think (sorry but i got it just before they pulled it from the hawaiian airlines website, it was 35k, don't know what it is now) the usaircard gives 35K with first purchase and the 50K citi AA card if you can find a link that still offers 50k is 3k spend...anyway that would give you 120k in AA and they have seasonal awards to Hawaii for a discount and a normal priced pair of tickets up front is 140k....so if you get a second citi AA card and the usair merger goes through you will have plenty....if the merger slows down you can always try for a 3rd citi card (amex, visa and mastercard AA cards) or try for a business card.
But that was not what he was asking, he wants new cards to get to HI so I would suggest getting Hawaiian airlines card from BOA and usair card from barclaycard and AA card from citi, wait a couple of months and get another flavor citi AA card if you can. Chase wont give you another for a while but you can get 1 from the 3 banks I listed above and they all rack up AA points...Hawaiian just partnered with them and has a low min spend $1000 i think (sorry but i got it just before they pulled it from the hawaiian airlines website, it was 35k, don't know what it is now) the usaircard gives 35K with first purchase and the 50K citi AA card if you can find a link that still offers 50k is 3k spend...anyway that would give you 120k in AA and they have seasonal awards to Hawaii for a discount and a normal priced pair of tickets up front is 140k....so if you get a second citi AA card and the usair merger goes through you will have plenty....if the merger slows down you can always try for a 3rd citi card (amex, visa and mastercard AA cards) or try for a business card.
The %10 off was a good idea though.
You are right the method I outlined would be to maximize rewards without a new card. I am more conservative and to me 2000 is boarder line to get a new card
Last edited by phdtomd; Jun 30, 2013 at 7:59 am Reason: Didn't read it right
Jun 30, 2013, 12:20 pm
#21
Join Date: Nov 2011
Location: California
Programs: Hyatt Global, Marriot Lifetime Titanium
Posts: 2,282
You don't say where you are buying the cabinets, but you might be better off just old-school negotiating a better price for paying cash. Your bottom line is more important to you than the bank's bottom line.
Jun 30, 2013, 5:17 pm
#22
formerly sahiljain22
Join Date: Apr 2011
Location: BOS;NYC;YVR;YYZ;DEL;BOM
Programs: Amex Plat; HH Diamond; SPG Plat; Hyatt Diamond; United 1K; National EE; HSBC Premier
Posts: 532
I would not aim for a new card to put $2000 on. You already have a couple of cards in the last few months including a chase card this month.
I would advice you to buy gift cards online or at 5x stores (with your ink) for home depot or whereever else you are buying this stuff from. Usually gift card portals have over 10% off on major stores.
Also if you can order stuff online, Chase UR mall and United MileagePlus mall often have attractive promotions for major home improvement stores.
Finally, stack up on 10 off 50 and 50 off 500 or 10% off new movers coupons if nothing else works out.
If you can save $200 on this purchase, that equates to 8000 UR or 9-10k UA miles. You can even buy them yourself through the UR mall.
I would advice you to buy gift cards online or at 5x stores (with your ink) for home depot or whereever else you are buying this stuff from. Usually gift card portals have over 10% off on major stores.
Also if you can order stuff online, Chase UR mall and United MileagePlus mall often have attractive promotions for major home improvement stores.
Finally, stack up on 10 off 50 and 50 off 500 or 10% off new movers coupons if nothing else works out.
If you can save $200 on this purchase, that equates to 8000 UR or 9-10k UA miles. You can even buy them yourself through the UR mall.
Dec 21, 2013, 10:42 am
#23
Join Date: Dec 2000
Location: Chicago, IL
Programs: AA EXP (LT Plat 2MM), Marriott Plat, IHG Plat, HHonors Diamond, Hyatt Plat, SPG Plat75, UA1K
Posts: 1,248
Which card for big ($9K) spend
So, we are getting ready to pay for our move and the moving company will accept a credit card. The big question now is which card to choose! I am not planning on doing a new app - so really looking at my existing portfolio of cards for this. My options at the moment are:
1. SPG Amex (has been my "go to" card)
2. HHonors Visa Reserve Card
3. HHonors Ames
4. US Dividend Miles MasterCard
5. Hyatt Visa Signature
Thoughts?
Thanks!
1. SPG Amex (has been my "go to" card)
2. HHonors Visa Reserve Card
3. HHonors Ames
4. US Dividend Miles MasterCard
5. Hyatt Visa Signature
Thoughts?
Thanks!
Dec 21, 2013, 10:45 am
#24
Join Date: May 2011
Location: NYC
Programs: UA 1K, AS MVP Gold, TK *Gold, HHonors Gold, SPG Plat, Marriott Plat, Hyatt Diamond
Posts: 570
Which card for big ($9K) spend
Unless you have a specific redemption in mind I would put it on the Amex SPG.
Comes down to value of points and I value my SPG points the most.
Comes down to value of points and I value my SPG points the most.
Dec 21, 2013, 12:56 pm
#25
Join Date: Jul 2013
Posts: 1,036
The UA Card is 2k/3 months spend. You could get that and end up with 57K miles (50K + 5K authorized user + 2K spend). It will cost 80K miles roundtrip per person to fly United to Maui. You would both need to get the UA Card and you would have more than enough for 1 way for both. If you both get the CITI AA card (3k/3 month spend) you would have more than enough for 1 way for both. Get the Hyatt Card down the line as you get 2 free rooms at any Hyatt, the CITI HHonors Reserve card will get you 2 free nights at Hilton, Fairmont credit card will get you 2 free nights at any Fairmont. All three hotel chains have hotels in Maui. If you both signed up for those 5 cards and complete the spend before your trip you would have 114K united miles (57K each), 106K AA Miles (53K each), and 12 nights hotels in Maui (4 each x 3 cards). The only problem is 3 out of 5 of those cards are Chase. If you space it out far enough between Chase applications you might be fine.
Dec 22, 2013, 5:24 am
#26
Join Date: Oct 2012
Location: BOS
Programs: MR, UR, AA, AS, HH Gold, SPG Gold, HGP, RR
Posts: 708
In your circumstances, I would go for the citi aa and the Barclays us air. Apply for Barclays first so you get the instant approval then pull the trigger on the citi app. You can add the citi biz card later. Check the dedicated threads on these cards to get the links for max bonuses.
Apr 12, 2014, 3:14 pm
#27
Join Date: Jan 2007
Location: SEA
Programs: AS 75k, A3 Gold, AC 25k, IHG Plat
Posts: 1,043
apply for credit card for single $500 purchase
Hi guys,
everybodys input appreciated on my situation.
Just this last week I found out that I am still entitled to get a $500 educational support from my employer (We buy something and then turn in the receipt to get the money refunded with our pay check). Most of my colleagues get an iPad with the money, I am planning on the same. I have to make the purchase/claim the refund by mid-May.
I am currently holding the Chase Sapphire (working on the last couple of hundred Dollars for the $3000 minimum spend), the Amex PRG, and the US Bank Club Carlson (unfortunately the non-Premier version).
It looks like I will make a larger four digit purchase in July, for which I want to sign up for some credit cards with larger minimum spends ($2000-3000). Is there a currently a good offer to 'bridge the gap'? Something like the Southwest 50,000 pts with a $1000 minimum spend?
Thanks!!!
everybodys input appreciated on my situation.
Just this last week I found out that I am still entitled to get a $500 educational support from my employer (We buy something and then turn in the receipt to get the money refunded with our pay check). Most of my colleagues get an iPad with the money, I am planning on the same. I have to make the purchase/claim the refund by mid-May.
I am currently holding the Chase Sapphire (working on the last couple of hundred Dollars for the $3000 minimum spend), the Amex PRG, and the US Bank Club Carlson (unfortunately the non-Premier version).
It looks like I will make a larger four digit purchase in July, for which I want to sign up for some credit cards with larger minimum spends ($2000-3000). Is there a currently a good offer to 'bridge the gap'? Something like the Southwest 50,000 pts with a $1000 minimum spend?
Thanks!!!
Apr 12, 2014, 3:43 pm
#28
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
Apr 16, 2014, 4:37 pm
#29
Join Date: Feb 2011
Posts: 7
Buying Engagement Ring - Which CC should I sign up for?
I'll be buying an engagement ring within the next few weeks (~$15k), so I thought I would put that purchase to some good use with minimum spends.
What are my best options? Citi AA Executive Personal Mastercard looks pretty attractive. Are there any other large minimum spend/large sign up bonuses that I should be aware of? Thanks!
What are my best options? Citi AA Executive Personal Mastercard looks pretty attractive. Are there any other large minimum spend/large sign up bonuses that I should be aware of? Thanks!