US Bank Cash+ Changes Redemption Bonus (again in April 2015)
Jul 28, 2013, 7:04 am
#16
Join Date: May 2008
Posts: 231
late notification from US bank
I found this thread after receiving a letter from US Bank yesterday informing me for the first time of the $2000 quarterly cap on purchases eligible for the 5% bonus. I had previously been informed about the limit on $25 bonus gift card, but not the changes to the 5% rewards which to me is a much bigger change. Had I known, I would have loaded up last quarter on my charities purchases and I would have chosen different categories this quarter. How can they tell me for the first time in late July of a change apparently effective July 1? How did others learn of this change?
Jul 28, 2013, 12:09 pm
#17
Join Date: May 2008
Posts: 231
Just spoke to a US Bank agent who said my account was not capped at $2000 per quarter, that that was only for newer accounts, even though the letter to me said otherwise. I guess I'll find out for sure once I exceed $2000 in my quarterly category expenses.
Jul 28, 2013, 12:13 pm
#18
Join Date: Nov 2011
Posts: 1,944
That would be big news...
Jul 29, 2013, 10:34 am
#19
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Aug 11, 2013, 4:54 pm
#20
Join Date: Aug 2004
Location: Seattle, WA
Programs: UA 1MM, AS MVPG, SPG/Marriott Gold
Posts: 350
But overall, I'm quite disappointed at the degradation in benefits here.
Aug 14, 2013, 8:38 am
#21
Join Date: Nov 2011
Posts: 1,944
I just spoke with a customer service rep on the phone today, and she stated that the cap would be effective for existing members 12 months after they applied for/upgraded to the Cash+ card. Hopefully that's true, and will give me another couple of quarters with uncapped earnings.
But overall, I'm quite disappointed at the degradation in benefits here.
But overall, I'm quite disappointed at the degradation in benefits here.
Also, silver6054, please be aware that with your U.S. Bank Cash+ Card, you earn 5% cash back on your first $2,000 in net purchases (purchases minus credits or returns) each quarter on the combined two 5% categories you choose
And I have had the card since Nov last year.
The email used my name in many many places, to make it oh so personal. But, sadly, my name appears in a different font from the rest of the email, making it look extremely tacky.
Apr 5, 2014, 12:01 pm
#22
Join Date: Aug 2013
Posts: 142
I am ashamed to bring back such an old thread but I was hoping Cash+ folks could help me out with my rewards. Here is what my Rewards History looks like:
04/02/2014 BEST BUY *** $2,059.50 Pending
04/02/2014 5% / 2% CASH+ CATEGORY $2,059.50 Pending
03/06/2014 Bonus-Grocery, Electronics, Charity $2,000.00 $80.00
03/04/2014 BEST BUY *** $2,059.50 $20.60
03/04/2014 5% / 2% CASH+ CATEGORY $2,059.50 $82.38
02/07/2014 New Account Spend Bonus $2,059.50 $100.00
02/07/2014 BEST BUY *** $2,059.50 $20.60
02/07/2014 First Use Bonus $2,059.50 $0.00
02/07/2014 5% / 2% CASH+ CATEGORY $2,059.50 $82.38
01/29/2014 Enrollment Override $0.00 $0.00
What exactly is the "Bonus-Grocery, Electronics, Charity"? That seems like something extra that maybe doesn't belong on there?
04/02/2014 BEST BUY *** $2,059.50 Pending
04/02/2014 5% / 2% CASH+ CATEGORY $2,059.50 Pending
03/06/2014 Bonus-Grocery, Electronics, Charity $2,000.00 $80.00
03/04/2014 BEST BUY *** $2,059.50 $20.60
03/04/2014 5% / 2% CASH+ CATEGORY $2,059.50 $82.38
02/07/2014 New Account Spend Bonus $2,059.50 $100.00
02/07/2014 BEST BUY *** $2,059.50 $20.60
02/07/2014 First Use Bonus $2,059.50 $0.00
02/07/2014 5% / 2% CASH+ CATEGORY $2,059.50 $82.38
01/29/2014 Enrollment Override $0.00 $0.00
What exactly is the "Bonus-Grocery, Electronics, Charity"? That seems like something extra that maybe doesn't belong on there?
Apr 5, 2014, 12:53 pm
#23
Join Date: Aug 2004
Location: Seattle, WA
Programs: UA 1MM, AS MVPG, SPG/Marriott Gold
Posts: 350
I am ashamed to bring back such an old thread but I was hoping Cash+ folks could help me out with my rewards. Here is what my Rewards History looks like:
04/02/2014 BEST BUY *** $2,059.50 Pending
04/02/2014 5% / 2% CASH+ CATEGORY $2,059.50 Pending
03/06/2014 Bonus-Grocery, Electronics, Charity $2,000.00 $80.00
03/04/2014 BEST BUY *** $2,059.50 $20.60
03/04/2014 5% / 2% CASH+ CATEGORY $2,059.50 $82.38
02/07/2014 New Account Spend Bonus $2,059.50 $100.00
02/07/2014 BEST BUY *** $2,059.50 $20.60
02/07/2014 First Use Bonus $2,059.50 $0.00
02/07/2014 5% / 2% CASH+ CATEGORY $2,059.50 $82.38
01/29/2014 Enrollment Override $0.00 $0.00
What exactly is the "Bonus-Grocery, Electronics, Charity"? That seems like something extra that maybe doesn't belong on there?
04/02/2014 BEST BUY *** $2,059.50 Pending
04/02/2014 5% / 2% CASH+ CATEGORY $2,059.50 Pending
03/06/2014 Bonus-Grocery, Electronics, Charity $2,000.00 $80.00
03/04/2014 BEST BUY *** $2,059.50 $20.60
03/04/2014 5% / 2% CASH+ CATEGORY $2,059.50 $82.38
02/07/2014 New Account Spend Bonus $2,059.50 $100.00
02/07/2014 BEST BUY *** $2,059.50 $20.60
02/07/2014 First Use Bonus $2,059.50 $0.00
02/07/2014 5% / 2% CASH+ CATEGORY $2,059.50 $82.38
01/29/2014 Enrollment Override $0.00 $0.00
What exactly is the "Bonus-Grocery, Electronics, Charity"? That seems like something extra that maybe doesn't belong on there?
Apr 6, 2014, 5:42 pm
#24
Join Date: Aug 2013
Location: Kansas City
Posts: 193
I see that "Bonus" line in my history when my statement closes -- each individual transaction shows whether it is eligible for the 5%/2% category, but with each statement period there is a single "Bonus" line item which contains the total 5% bonus for that statement period. So I presume it's just the aggregated total of category bonuses for that month -- up to the quarterly limit ($2000).
Aug 30, 2014, 4:02 pm
#27
Join Date: Jan 2014
Location: Chyona
Programs: Anywhere I can ski...
Posts: 401
Nov 2, 2014, 10:17 am
#28
Join Date: Jul 2013
Location: Raiegh, NC
Posts: 300
I'm interested in this card, but it requires a in-branch application. I don't have any of these banks in my area. Does anyone know if there's a residency requirement? Can I apply in a branch in another state and be approved? One other thought - if I apply for another U.S Bank card online, is it possible to convert the the Cash+ card later on?
Nov 2, 2014, 10:21 am
#29
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
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